Comparison

Simple Budget vs Simple Bill Organizer

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Simple Budget

This financial tool simplifies budgeting using the envelope system with digital enhancements. Manually track expenses, gain powerful insights into spending habits, and forecast future financial scenarios to grow your savings. Access your budget across devices with phone number sign-up.

Highlights
  • Envelope budgeting system
  • Manual transaction entry
  • Spending insights and analysis
  • Budget calculator
  • Cross-device access
  • Transaction export
Features
Read full description

Simple Budget is a hands-on budgeting app for people who want control over where their money goes. SEE WHERE YOUR MONEY GOES Break your spending down into categories, and give each category a budget. By planning your spending ahead of time, you can build savings directly into your budget, allowing you to have guilt-free spending money while still keeping up with your savings. Track your spending habits with Simple Budget to see if your spending matches your goals. HANDS-ON, WITHOUT THE HASSLE Stay close to your spending to see exactly where your money is going. Avoid the set-it-and-forget-it model and plan for every dollar. When you see each one coming in and out, you understand what you're spending and what you're saving. PLAN FOR THE FUTURE, LEARN FROM THE PAST • Plan your spending ahead of time, from retirement savings to weekend shopping. • Budget Calculator: see how your month ends up after the bills you know are coming, before you decide on that splurge. • Projected spending and savings for the current month. • Recurring income on any schedule: weekly, biweekly, monthly and more. • Year Savings: income, spending and savings for every month of the year. • Spending History: track your spending habits month to month. ENVELOPE BUDGETING, MADE EASY Building your budget is quick and easy with customizable, pre-built budget categories. Find what applies to you, tailor it to your needs, and build a budget that works for you. YOUR BUDGET, YOUR WAY • Track balances across your accounts, free. • Search, filter and sort every transaction, free. • Export your transactions to CSV anytime, free. • Sign in with your phone number and pick up your budget on any device, free. FREE AND PREMIUM Simple Budget is built for everyone, and stays affordable for anyone looking for extra budgeting firepower. The core of Simple Budget is free: budgets and categories, transactions, accounts, income, monthly insights and CSV export. Premium adds detailed category insights and trends, yearly insights, full Budget Calculator editing, history from previous years, and more. Simple Budget Premium is an auto-renewing subscription, billed monthly or annually. Payment is charged to your Apple ID at confirmation of purchase. Your subscription renews automatically unless cancelled at least 24 hours before the end of the current period. Manage or cancel anytime in your App Store account settings. Questions or ideas? luke@pgmediasolutions.com Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://www.gosimplebudget.com/privacy-policy

About

Simple Bill Organizer

This app provides a simple and stress-free way to manage your finances. It organizes bills, expenses, and paychecks into a clear timeline, offering a predictable view of your money. Track spending, plan for the future, and gain clarity without complexity.

Highlights
  • Organize bills and expenses
  • Track income and spending
  • View upcoming expenses
  • Calculate safe spending balance
  • Share budgets with others
  • Track credit card spending
  • Financial analytics
Read full description

A simple cashflow budgeting app that shows you how much you can safely spend. Instead of starting over every month, Taproot gives you a clear timeline of your income, bills, subscriptions, and planned spending. See what’s coming, understand what needs to be covered, and know what money is truly available. No complicated categories. No mental math. No guesswork. Just a clear picture of your money. KNOW WHAT YOU CAN SAFELY SPEND Taproot looks ahead at your upcoming bills and income to calculate your Safe Balance: the amount of money you need to keep available to cover what's coming up. Everything above that is Extra Money you can decide to spend, save, or invest. SET IT UP ONCE Add your recurring income, bills, transfers, and planned spending. Tell Taproot when and how often they happen, and your financial timeline stays up to date. BUDGET TOGETHER Share a budget with a partner, roommate, or anyone else managing money with you. Keep your finances organized without having to piece everything together. Or keep your budget private. TRACK CREDIT CARD SPENDING Account for spending and bills that you typically pay with a credit card and see how it impacts your overall cashflow. UNDERSTAND YOUR MONEY Use analytics to see where your money goes, forecast your future cashflow, and understand how your spending changes over time. BUILT FOR CLARITY Taproot is designed to make budgeting feel less like a chore. No ads. No complicated budgeting system. Just a better way to understand what money is available and what you can safely spend. SUBSCRIPTION DETAILS We built Taproot to help you take control of your money and bring more clarity to your financial life. For that reason, we will never interrupt your experience with ads. Taproot is free to try for 7 days. After your trial period, a subscription fee will be billed either monthly or annually, depending on which plan you select. Learn more at https://www.taprootbudgeting.com Privacy Policy: https://www.taprootbudgeting.com/support/privacy Terms of Service: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Simple Budget4 screens
Simple Bill Organizer4 screens

Verdict

The call

The clearest difference is monetization model: Simple Budget at freemium against Simple Bill Organizer's subscription. Simple Budget also leads on rating (4.5 vs 4.2) and iOS requirement (15.6 vs 17.0). Simple Bill Organizer's advantage is update cadence (fortnightly vs every 3 months). On price, review sentiment, ratings volume and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Simple Budget sells 2 in-app purchases, starting at $0.99 per month and Simple Bill Organizer sells 5 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

Simple Budget holds the better App Store score, 4.5 against 4.2. Both are backed by a comparable volume of ratings — 56 and 32 respectively. Written reviews point the same way: 67% of Simple Budget's written reviews are positive against 63% of Simple Bill Organizer's.

UpkeepUpdate frequency

Simple Budget ships an update every 3 months, Simple Bill Organizer fortnightly. The most recent releases landed on November 3, 2026 and October 30, 2026 respectively.

Scorecard4 real differences · 6 level
Simple Budget versus Simple Bill Organizer: the parameters behind the verdict, then further details
ParameterSimple BudgetSimple Bill Organizer
PriceFreeFree
Rating4.5 (56 ratings) — better4.2 (32 ratings)
Positive reviews66.7% of reviews — better62.5% of reviews
Number of ratings56 — better32
Update frequencyEvery 3 monthsFortnightly — better
AdsNoNo
In-app purchasesYesYes
MonetizationFreemium — betterSubscription
DevicesiPhone, iPod — betteriPhone
Requires iOS15.6 — better17.0
Further details — not scored
Size59 MB25 MB
Age rating4+4+
DeveloperLuke BradyJosiah Kay

Customer experience

Simple Budget

All ratings50 ratings
Positive86.0%
Neutral4.0%
Negative10.0%
Written reviews9 reviews
Positive66.7%
Neutral0.0%
Negative33.3%

Simple Bill Organizer

All ratings32 ratings
Positive81.3%
Neutral0.0%
Negative18.8%
Written reviews16 reviews
Positive62.5%
Neutral0.0%
Negative37.5%

Bugs and requests

Simple Budget

Not enough reviews yet to summarise bugs or requests.

Simple Bill Organizer

Reported bugs

3 issues
  • Unable to save or keep currency in USD
  • Opens to a black screen
  • White screen after creating an account

Requested features

2 requests
  • Ability to save currency in USD while living abroad
  • More sign-in options

In-app purchases

2 purchases

Simple Budget

Subscriptions2
  • Monthly Premium Subscription1 Month trial$0.991 Month
  • Annual Premium Subscription$9.991 Year
5 purchases

Simple Bill Organizer

Subscriptions4
  • All Access$4.991 Month
  • All Access1 Month trial$4.991 Month
  • All Access7 Days trial$44.991 Year
Show 1 more
  • All Access1 Month trial$44.991 Year
One-time1
  • All Access$134.99

Questions

Is Simple Budget free?
Simple Budget is free to download, with in-app purchases available.
Is Simple Bill Organizer free?
Simple Bill Organizer is free to download, with in-app purchases available.
Which has better reviews, Simple Budget or Simple Bill Organizer?
Simple Budget is rated higher. Simple Budget averages 4.5 out of 5 from 56 ratings, while Simple Bill Organizer averages 4.2 from 32 ratings.
Do Simple Budget or Simple Bill Organizer have ads?
Neither Simple Budget nor Simple Bill Organizer shows ads.
Which is updated more often, Simple Budget or Simple Bill Organizer?
Simple Budget ships an update every 3 months, and Simple Bill Organizer fortnightly. Most recently, Simple Budget was updated on November 3, 2026 and Simple Bill Organizer on October 30, 2026.

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