Simple Budget vs ClearPath Budget
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Simple Budget
This financial tool simplifies budgeting using the envelope system with digital enhancements. Manually track expenses, gain powerful insights into spending habits, and forecast future financial scenarios to grow your savings. Access your budget across devices with phone number sign-up.
- Envelope budgeting system
- Manual transaction entry
- Spending insights and analysis
- Budget calculator
- Cross-device access
- Transaction export
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Simple Budget is a hands-on budgeting app for people who want control over where their money goes. SEE WHERE YOUR MONEY GOES Break your spending down into categories, and give each category a budget. By planning your spending ahead of time, you can build savings directly into your budget, allowing you to have guilt-free spending money while still keeping up with your savings. Track your spending habits with Simple Budget to see if your spending matches your goals. HANDS-ON, WITHOUT THE HASSLE Stay close to your spending to see exactly where your money is going. Avoid the set-it-and-forget-it model and plan for every dollar. When you see each one coming in and out, you understand what you're spending and what you're saving. PLAN FOR THE FUTURE, LEARN FROM THE PAST • Plan your spending ahead of time, from retirement savings to weekend shopping. • Budget Calculator: see how your month ends up after the bills you know are coming, before you decide on that splurge. • Projected spending and savings for the current month. • Recurring income on any schedule: weekly, biweekly, monthly and more. • Year Savings: income, spending and savings for every month of the year. • Spending History: track your spending habits month to month. ENVELOPE BUDGETING, MADE EASY Building your budget is quick and easy with customizable, pre-built budget categories. Find what applies to you, tailor it to your needs, and build a budget that works for you. YOUR BUDGET, YOUR WAY • Track balances across your accounts, free. • Search, filter and sort every transaction, free. • Export your transactions to CSV anytime, free. • Sign in with your phone number and pick up your budget on any device, free. FREE AND PREMIUM Simple Budget is built for everyone, and stays affordable for anyone looking for extra budgeting firepower. The core of Simple Budget is free: budgets and categories, transactions, accounts, income, monthly insights and CSV export. Premium adds detailed category insights and trends, yearly insights, full Budget Calculator editing, history from previous years, and more. Simple Budget Premium is an auto-renewing subscription, billed monthly or annually. Payment is charged to your Apple ID at confirmation of purchase. Your subscription renews automatically unless cancelled at least 24 hours before the end of the current period. Manage or cancel anytime in your App Store account settings. Questions or ideas? luke@pgmediasolutions.com Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://www.gosimplebudget.com/privacy-policy
ClearPath Budget
Manage your household finances with a zero-based budgeting approach. Track all expenses, assign jobs to every dollar, and monitor your budget in real-time. Share your budget with a partner and keep track of upcoming bills.
- Zero-based budgeting
- Manual expense tracking
- Budget category assignment
- Shared household budgets
- Bill calendar
- Net worth tracking
- Savings goals
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Replace the spreadsheet. ClearPath is a private household budget — every dollar has a job, and you always know what’s left. No bank login. You enter the numbers. Your money stays yours. TRACK EVERY EXPENSE Log spending as it happens. See where it went by category, day, and account — income, expenses, and transfers in one list. KNOW WHAT’S LEFT See this month at a glance: income, spending, and how much of your budget you’ve used. Pin favorites on the home screen — rent, food, or whatever you actually watch. GIVE EVERY DOLLAR A JOB Set a budget per category. Watch spent vs leftover. Move leftover when a category has extra. Open a category for trends, subcategories, and every charge. BUDGET WITH A PARTNER Share one household. Same accounts, same numbers. BILLS ON A CALENDAR Due dates in one place. Unpaid and paid at a glance — so gym, phone, and rent don’t sneak up. YOUR WHOLE PICTURE Checking, savings, cards, and loans in one list. Net worth without connecting a bank. SAVE ON PURPOSE Set a monthly savings goal. Transfers to savings fill the goal and don’t count as spending, so saving doesn’t wreck the budget. Your accounts, transactions, budgets, and bills stay on your account and sync across your devices. ClearPath is free to download. New households get 90 days of full access. After that, ClearPath is $0.99 per month. Payment is charged to your Apple ID. The subscription renews automatically unless you cancel at least 24 hours before the end of the period. Manage or cancel in Settings → Apple ID → Subscriptions. Existing households already using the app keep access. Privacy: https://clearpath-blush.vercel.app/privacy Terms: https://clearpath-blush.vercel.app/terms
Screenshots
Verdict
The clearest difference is monetization model: Simple Budget at freemium against ClearPath Budget's subscription. Simple Budget also leads on ratings volume (56 vs 3). ClearPath Budget's advantage is rating (5.0 vs 4.5) and review sentiment (100% vs 67%). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Simple Budget sells 2 in-app purchases, starting at $0.99 per month and ClearPath Budget sells 1 in-app purchase, starting at $0.99 per month. Whichever you choose, the download price is not the number that matters.
ClearPath Budget holds the better App Store score, 5.0 against 4.5. That said, the two scores are not equally well evidenced: Simple Budget has 56 ratings behind it against 3, so its average is the more settled of the two. Written reviews point the same way: 67% of Simple Budget's written reviews are positive against 100% of ClearPath Budget's.
Simple Budget ships an update every 3 months, ClearPath Budget every 4 days. The most recent releases landed on November 3, 2026 and October 31, 2026 respectively.
| Parameter | Simple Budget | ClearPath Budget |
|---|---|---|
| Price | Free | Free |
| Rating | 4.5 (56 ratings) | 5.0 (3 ratings) — better |
| Positive reviews | 66.7% of reviews | 100.0% of reviews — better |
| Number of ratings | 56 — better | 3 |
| Update frequency | Every 3 months | Every 4 days — better |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Freemium — better | Subscription |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 15.6 | 15.0 — better |
| Further details — not scored | ||
| Size | 59 MB | 22 MB |
| Age rating | 4+ | 12+ |
| Developer | Luke Brady | Joshua Jurado |
Customer experience
Simple Budget
ClearPath Budget
In-app purchases
Simple Budget
- Monthly Premium Subscription1 Month trial$0.991 Month
- Annual Premium Subscription$9.991 Year
ClearPath Budget
- ClearPath$0.991 Month
Questions
Is Simple Budget free?
Is ClearPath Budget free?
Which has better reviews, Simple Budget or ClearPath Budget?
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