VÚB Banking vs LifeCost
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
VÚB Banking
Securely manage your finances, cards, and loans with this banking app. Features include cardless ATM withdrawals, secure digital code authorization, and instant SEPA payments. Personalize your banking experience with an intuitive interface.
- Cardless ATM withdrawals
- Secure digital code login
- Multi-client login on one device
- Instant SEPA payments
- Customizable interface
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This application is available for clients approached by bank. New VÚB Banking application brings secure and clear access to your complete finances, cards and loans. The application brings many novelties, such as more secure login using a digital code, the possibility of logging in multiple clients on one device, or even easier withdrawals from an ATM. In addition, the application is clear and intuitive, with the possibility of adapting it to your own needs. Most popular features: #withCASH - possibility to withdraw money from an ATM without the need of a plastic card #withKEY - safest way to authorize transactions with one time use digital code SEPA instant payments - online payments to selected banks in Slovakia
LifeCost
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Take control of your finances and achieve financial independence with our app. More than just an expense tracker, our app helps you plan your expenses, save money, and calculate the moment of early retirement, after which you can simply stop working and live for yourself. We have simplified money tracking so that you can determine how much money you are exchanging your life energy for and organize your life to make positive changes.
Screenshots
Verdict
The clearest difference is update cadence: VÚB Banking at every 6 weeks against LifeCost's every 31 months. On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
VÚB Banking ships an update every 6 weeks, LifeCost every 31 months. The most recent releases landed on October 24, 2026 and October 19, 2026 respectively.
| Parameter | VÚB Banking | LifeCost |
|---|---|---|
| Price | Free | Free |
| Rating | 3.2 (56 ratings) — better | — |
| Positive reviews | 2.2% of reviews | — |
| Number of ratings | 56 — better | — |
| Update frequency | Every 6 weeks — better | Every 31 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 13.0 | 12.0 — better |
| Further details — not scored | ||
| Size | 216 MB | 16 MB |
| Age rating | 4+ | 4+ |
| Developer | VÚB, a.s. | Tatiana Kiul |
Bugs and requests
VÚB Banking
Reported bugs
18 issues- App crashes on startup and during transactions
- Notifications arrive hours late or multiple times
- Payments not showing in real-time or for days
- Cannot change ATM withdrawal limits
- Push notifications still route to old app
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- Cannot activate on multiple devices
- QR code scanning fails frequently
- App freezes and requires reactivation
- Account reactivation doesn't work properly
- Cannot copy account numbers easily
- Credit card payment shows 0 amount
- Floating panel covers half the screen
- Filters don't work properly
- Camera access prompt appears repeatedly
- Data migration from old app incomplete
- Payment confirmation notifications unreliable
- Cannot pair with internet banking
- Hamburger menu navigation issues on iOS
Requested features
18 requests- Dark mode option
- Pending/planned transactions overview in one place
- Quick access payment button on home screen
- Account balance display on main screen
- Batch notification management
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- Multi-device support
- Business account integration
- Ability to change payment limits in app
- Personalized account naming
- Transaction balance display at point of payment
- Viamo quick money sending feature
- Card statistics and details in unified view
- Lazy loading and caching for performance
- Automatic login option
- Better IBAN/account number copying
- English language support
- Investment portfolio visibility
- Standing order monthly summary
LifeCost
Not enough reviews yet to summarise bugs or requests.
In-app purchases
VÚB Banking
No in-app purchases
LifeCost
No in-app purchases
