Comparison

ChaniaBank vs Optima mobile

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

ChaniaBank

Manage your accounts, cards, and loans with this secure mobile banking app. Transfer funds, pay bills, and access transaction history easily. Offers biometric login and push notifications for enhanced security and convenience.

Highlights
  • Account and card balance checks
  • Money transfers
  • Bill and debt payments
  • Biometric login (Touch ID/Face ID)
  • Push notifications for transactions
  • QR code/Barcode scanning for payments
  • IRIS payments activation
Features
Read full description

The Mobile banking app of the Cooperative bank of Chania gives you the ability to check in a glance, the balance and the transactions of your accounts and cards, manage your banking products, transfer money at any time, pay your debts safely and quickly, from a user friendly and secure environment. If you are an individual, self-employed, or sole proprietor you can register in our eBanking service, quickly, and simply, without having to visit one of our branches, by just downloading the Mobile Banking app on your mobile device and using your card and your mobile phone. We use technologies and practices for the security of your transactions: Log in using biometric features (Touch ID/Face ID), or using a 4-digit PIN, Strong Customer Identification using OTP or with Push Notifications for approval by your device of transactions that have been made using a browser. Change your secret code as well as its validity period whenever you wish. Deactivate your profile or lock your account for instant protection from possible fraudulent activity. Manage your registered devices and trusted browsers through the app. Check your balance and transaction history of accounts, cards, loans at a glance. Download account and loan transactions to your mobile device in .pdf document. Get informed about every transaction and change of accounts and cards balance by enabling push notifications. Pay your bills, taxes, credit cards of our bank or other Banks. Create and manage standing orders. Make a fast payment by entering an electronic payment code (RF CODE). Αuto fill the RF CODE by scanning Qr code/Barcode. Easily and quickly locate the payment you want to make, through smart categorization. Update your personal information through interconnection with the eGov KYC service or through attachment of documents. Manage your consent for the way in which the Bank communicates for updates and information on new services / products. Transfer money between your accounts and to third party accounts within the Cooperative Bank of Chania as well as to beneficiaries of other Banks in Greece and abroad. Enter recurring transfer orders between your accounts and to other Bank customers. Setup new time deposit accounts directly from within the Mobile App. Proceed to the immediate issuing or request the issuance of a significant number of useful certificates. Track the progress of your applications and download a copy of each certificate that has been issued. Activate IRIS payments, with your mobile phone number for personal use or your VAT number for business use, to send and receive funds instantly. Decide for which products, you want to be informed through push notifications. Also, you decide which products, which you keep in our Bank will be active in the eBanking service. Search for your payments and/or transfers from your transaction history and download the details of each transaction on your mobile device in .pdf document. Set your most common payments / transfers as "favorite". Create "friendly names" and save your transaction details for an easy way of re executing them. Approve transactions that require approval from a second user (legal entities) or have been prepared by an assistant user. Login to your eBanking via browser in order to link other banks accounts and cards. Apply your own transfer/payments limits, so that the danger of mistakenly transferred capital from your account to third parties is reduced. Find out, about your expenses per year and by type with the built-in "Spending Analysis" tool. Calculate your deductible tax using the built-in tool. With one password you can track and manage multiple accounts (corporate and individual), by activating the "single sign-on" service, by visiting one of our branches.

About

Optima mobile

Manage your personal and business finances with enhanced security and personalized insights. Transfer funds, pay bills, and track expenses easily. Customize your dashboard for quick access to important information.

Highlights
  • Biometric and PIN security
  • Customizable dashboard
  • Quick fund transfers
  • Bill payments
  • Expense tracking by category
  • Business account management
Features
Read full description

Ανακαλύψτε τα πλεονεκτήματα του Optima mobile app: Ασφάλεια: Αποκτήστε ακόμα μεγαλύτερη ασφάλεια στις συναλλαγές σας με χρήση βιομετρικών στοιχείων (σάρωση δακτυλικού αποτυπώματος ή face id) ή χρήση 4ψήφιου PIN για ευκολότερη πρόσβαση. Πληροφόρηση με μια ματιά: Διαμορφώστε την αρχική σελίδα της εφαρμογής όπως επιθυμείτε. Επιλέξτε πώς θέλετε να εμφανίζονται τα προϊόντα/ενέργειες που σας ενδιαφέρουν και παρακολουθήστε τους λογαριασμούς και τις κινήσεις σας γρήγορα και εύκολα σε μια σελίδα. Δείτε από το ιστορικό αναλυτικά τις συναλλαγές που έχετε πραγματοποιήσει μέσω online banking. Γρήγορες συναλλαγές: Μεταφέρετε τα χρήματά σας εντός και εκτός της τράπεζας, σε Ελλάδα και εξωτερικό, με λίγα μόνο clicks. Αποκτήστε πρόσβαση σε όλους τους οργανισμούς / φορείς λογαριασμών πληρωμών για να εξοφλήσετε άμεσα τις υποχρεώσεις σας. Αποθηκεύστε τις μεταφορές και πληρωμές που πραγματοποιείτε πιο συχνά. Οικονομική διαχείριση: Παρακολουθήστε τα έξοδά σας ανά κατηγορία και μήνα. Δείτε τις ετήσιες και απαιτούμενες δαπάνες για να χτίσετε το αφορολόγητό σας. Με τη νέα έκδοση του app, επιλέγοντας ‘’Είσοδος εταιρικού χρήστη’’ μπορείτε πλέον να διαχειρίζεστε εύκολα και με ασφάλεια και τα οικονομικά της επιχείρησής σας. Ένα app, για κάθε σας ανάγκη!

Screenshots

ChaniaBank4 screens
Optima mobile4 screens

Verdict

The call

ChaniaBank and Optima mobile both sit at 4.8 stars, but that hides the real split: 90% of ChaniaBank's written reviews are positive against 54% of Optima mobile's. Optima mobile's advantage is ratings volume (98 vs 4). On price, rating, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.8 for ChaniaBank against 4.9 for Optima mobile. That said, the two scores are not equally well evidenced: Optima mobile has 98 ratings behind it against 4, so its average is the more settled of the two. Written reviews are what separate them: 90% of ChaniaBank's written reviews are positive against 54% of Optima mobile's.

UpkeepUpdate frequency

ChaniaBank ships an update every 3 weeks, Optima mobile every 4 weeks. The most recent releases landed on October 21, 2026 and October 23, 2026 respectively.

Scorecard2 real differences · 8 level
ChaniaBank versus Optima mobile: the parameters behind the verdict, then further details
ParameterChaniaBankOptima mobile
PriceFreeFree
Rating4.8 (4 ratings)4.9 (98 ratings) — better
Positive reviews90.0% of reviews — better54.2% of reviews
Number of ratings498 — better
Update frequencyEvery 3 weeks — betterEvery 4 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPod — betteriPhone
Requires iOS15 — better16.0
Further details — not scored
Size30 MB108 MB
Age rating4+4+
DeveloperCooperative Bank of Chania L.L.C.Optima bank

Customer experience

ChaniaBank

All ratings4 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews10 reviews
Positive90.0%
Neutral0.0%
Negative10.0%

Optima mobile

All ratings97 ratings
Positive97.9%
Neutral0.0%
Negative2.1%
Written reviews48 reviews
Positive54.2%
Neutral10.4%
Negative35.4%

In-app purchases

None

ChaniaBank

No in-app purchases

None

Optima mobile

No in-app purchases

Questions

Is ChaniaBank free?
ChaniaBank is free to download, with no in-app purchases.
Is Optima mobile free?
Optima mobile is free to download, with no in-app purchases.
Which has better reviews, ChaniaBank or Optima mobile?
Optima mobile is rated higher. ChaniaBank averages 4.8 out of 5 from 4 ratings, while Optima mobile averages 4.9 from 98 ratings.
Do ChaniaBank or Optima mobile have ads?
Neither ChaniaBank nor Optima mobile shows ads.
Which is updated more often, ChaniaBank or Optima mobile?
ChaniaBank ships an update every 3 weeks, and Optima mobile every 4 weeks. Most recently, ChaniaBank was updated on October 21, 2026 and Optima mobile on October 23, 2026.

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