Comparison

Optima mobile vs Piraeus app

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Optima mobile

Manage your personal and business finances with enhanced security and personalized insights. Transfer funds, pay bills, and track expenses easily. Customize your dashboard for quick access to important information.

Highlights
  • Biometric and PIN security
  • Customizable dashboard
  • Quick fund transfers
  • Bill payments
  • Expense tracking by category
  • Business account management
Features
Read full description

Ανακαλύψτε τα πλεονεκτήματα του Optima mobile app: Ασφάλεια: Αποκτήστε ακόμα μεγαλύτερη ασφάλεια στις συναλλαγές σας με χρήση βιομετρικών στοιχείων (σάρωση δακτυλικού αποτυπώματος ή face id) ή χρήση 4ψήφιου PIN για ευκολότερη πρόσβαση. Πληροφόρηση με μια ματιά: Διαμορφώστε την αρχική σελίδα της εφαρμογής όπως επιθυμείτε. Επιλέξτε πώς θέλετε να εμφανίζονται τα προϊόντα/ενέργειες που σας ενδιαφέρουν και παρακολουθήστε τους λογαριασμούς και τις κινήσεις σας γρήγορα και εύκολα σε μια σελίδα. Δείτε από το ιστορικό αναλυτικά τις συναλλαγές που έχετε πραγματοποιήσει μέσω online banking. Γρήγορες συναλλαγές: Μεταφέρετε τα χρήματά σας εντός και εκτός της τράπεζας, σε Ελλάδα και εξωτερικό, με λίγα μόνο clicks. Αποκτήστε πρόσβαση σε όλους τους οργανισμούς / φορείς λογαριασμών πληρωμών για να εξοφλήσετε άμεσα τις υποχρεώσεις σας. Αποθηκεύστε τις μεταφορές και πληρωμές που πραγματοποιείτε πιο συχνά. Οικονομική διαχείριση: Παρακολουθήστε τα έξοδά σας ανά κατηγορία και μήνα. Δείτε τις ετήσιες και απαιτούμενες δαπάνες για να χτίσετε το αφορολόγητό σας. Με τη νέα έκδοση του app, επιλέγοντας ‘’Είσοδος εταιρικού χρήστη’’ μπορείτε πλέον να διαχειρίζεστε εύκολα και με ασφάλεια και τα οικονομικά της επιχείρησής σας. Ένα app, για κάθε σας ανάγκη!

About

Piraeus app

Manage your banking needs with an intuitive and modern interface. View account balances, initiate transactions, and manage your cards, loans, insurance, and investments. Enhance security with quick login and automatic extraPIN submission.

Highlights
  • Account overview and transaction history
  • Card management (block, issue, limits, controls)
  • Loan, insurance, and investment information
  • Quick login (PIN/biometric)
  • Automatic extraPIN for transactions
  • Initiate new transactions and open accounts
Features
Read full description

Piraeus app offers a modern everyday banking experience, with simplified navigation and quick access to the features you use most. Designed to help you manage your finances easily and securely, it allows you to initiate and complete your daily transactions in fewer steps. For users with devices running iOS 26 or later versions, the app supports the new liquid glass design, delivering an even more modern and engaging user experience. From the app's home screen you have instant access to key functions through smart shortcuts (Quick Actions), while the new central Hub/Menu lets you browse all sections of the app with ease and find exactly what you need through the built-in search. At the same time, the search button on the home screen helps you quickly find transactions, accounts, cards, products, saved payment accounts, as well as ATMs and branches, while the «+» button gives you fast access to the most frequent actions, such as transfers, payments and bill payments. Your transaction history is available in one place from «Recent activity – View all transactions», or from «Transaction history» under the «More» shortcut on the home screen. In addition, a «Scheduled» option is now available in the transfers and payments sections. The «For you» section presents offers that enhance your banking relationship, while the «Our stories» section features short articles of general interest. You get a single view of all your products by category and choose which ones are included in «My balance», with an allocation chart across accounts, savings and investments. At the same time, you can personalize the app by picking a theme, switching between light and dark mode, and rearranging the sections of your home screen to suit you. Accounts & Time Deposits Through the Menu and the “Accounts & Time Deposits” section, you can view your account balances and detailed transaction activity for each account. You can also open a new account or create a new time deposit directly through the app or add a beneficiary. Cards Through the Menu and the “Cards” section, you can manage your debit, credit and prepaid cards. You can view balances and transactions, make card payments, temporarily block cards, issue new cards, manage spending limits and access additional card management features. Loans Through the Menu and the "Loans" section, you can view information about your loan products and apply for an e-loan. Insurance Through the Menu and the “Insurance” section you can view information about your insurance products and purchase new ones. Investments Through the Menu and the “Investments” section, you can view information about your investment products and purchase new ones. Security Management -Set up security features for Quick login (4-digit PIN or biometric authentication for compatible devices). -By activating the app’s notifications, the extraPIN code is automatically received and submitted by your device when authentication is required for your mobile app transactions. You simply confirm the transaction using your quick login, saving time with increased security. For any further information, or assistance in your banking experience, you can contact us through: supportebanking@piraeusbank.gr. Alternatively, you can use the contact form available in your Profile. The service is provided under the current restrictions on capital transfers.

Screenshots

Optima mobile4 screens
Piraeus app4 screens

Verdict

The call

The clearest difference is ratings volume: Piraeus app at 3.7K against Optima mobile's 99. Piraeus app also leads on update cadence (every 10 days vs every 4 weeks) and device support (3 vs 1). On price, rating, review sentiment and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Optima mobile holds the better App Store score, 4.9 against 4.7. That said, the two scores are not equally well evidenced: Piraeus app has 3.7K ratings behind it against 99, so its average is the more settled of the two. Written reviews split almost evenly too, at 54% and 53% positive.

UpkeepUpdate frequency

Optima mobile ships an update every 4 weeks, Piraeus app every 10 days. The most recent releases landed on November 3, 2026 and November 7, 2026 respectively.

Scorecard3 real differences · 7 level
Optima mobile versus Piraeus app: the parameters behind the verdict, then further details
ParameterOptima mobilePiraeus app
PriceFreeFree
Rating4.9 (99 ratings) — better4.7 (3.7K ratings)
Positive reviews54.2% of reviews — better53.2% of reviews
Number of ratings993.7K — better
Update frequencyEvery 4 weeksEvery 10 days — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhoneiPhone, iPod, Apple Watch — better
Requires iOS16.015.0 — better
Further details — not scored
Size108 MB452 MB
Age rating4+4+
DeveloperOptima bankPiraeus Bank S.A.

Customer experience

Optima mobile

All ratings97 ratings
Positive97.9%
Neutral0.0%
Negative2.1%
Written reviews48 reviews
Positive54.2%
Neutral10.4%
Negative35.4%

Piraeus app

All ratings3,740 ratings
Positive94.1%
Neutral2.1%
Negative3.8%
Written reviews94 reviews
Positive53.2%
Neutral7.4%
Negative39.4%

Bugs and requests

Optima mobile

Not enough reviews yet to summarise bugs or requests.

Piraeus app

Reported bugs

6 issues
  • Face ID not working
  • Unable to log in after phone change
  • Push notifications not working
  • SMS for extra PIN not received
  • Password reset issues
Show 1 more
  • Incompatibility with iOS 16

Requested features

6 requests
  • Ability to delete all notifications at once
  • Option to view accounts separately
  • Improved ATM location information
  • Simpler 'classic' app mode
  • Automatic dark/light mode switching
Show 1 more
  • Better portfolio performance analytics

In-app purchases

None

Optima mobile

No in-app purchases

None

Piraeus app

No in-app purchases

Questions

Is Optima mobile free?
Optima mobile is free to download, with no in-app purchases.
Is Piraeus app free?
Piraeus app is free to download, with no in-app purchases.
Which has better reviews, Optima mobile or Piraeus app?
Optima mobile is rated higher. Optima mobile averages 4.9 out of 5 from 99 ratings, while Piraeus app averages 4.7 from 3.7K ratings.
Do Optima mobile or Piraeus app have ads?
Neither Optima mobile nor Piraeus app shows ads.
Which is updated more often, Optima mobile or Piraeus app?
Optima mobile ships an update every 4 weeks, and Piraeus app every 10 days. Most recently, Optima mobile was updated on November 3, 2026 and Piraeus app on November 7, 2026.

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