Comparison

Optima mobile vs Piraeus app

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Optima mobile

Manage your personal and business finances with enhanced security and personalized insights. Transfer funds, pay bills, and track expenses easily. Customize your dashboard for quick access to important information.

Highlights
  • Biometric and PIN security
  • Customizable dashboard
  • Quick fund transfers
  • Bill payments
  • Expense tracking by category
  • Business account management
Features
Read full description

Ανακαλύψτε τα πλεονεκτήματα του Optima mobile app: Ασφάλεια: Αποκτήστε ακόμα μεγαλύτερη ασφάλεια στις συναλλαγές σας με χρήση βιομετρικών στοιχείων (σάρωση δακτυλικού αποτυπώματος ή face id) ή χρήση 4ψήφιου PIN για ευκολότερη πρόσβαση. Πληροφόρηση με μια ματιά: Διαμορφώστε την αρχική σελίδα της εφαρμογής όπως επιθυμείτε. Επιλέξτε πώς θέλετε να εμφανίζονται τα προϊόντα/ενέργειες που σας ενδιαφέρουν και παρακολουθήστε τους λογαριασμούς και τις κινήσεις σας γρήγορα και εύκολα σε μια σελίδα. Δείτε από το ιστορικό αναλυτικά τις συναλλαγές που έχετε πραγματοποιήσει μέσω online banking. Γρήγορες συναλλαγές: Μεταφέρετε τα χρήματά σας εντός και εκτός της τράπεζας, σε Ελλάδα και εξωτερικό, με λίγα μόνο clicks. Αποκτήστε πρόσβαση σε όλους τους οργανισμούς / φορείς λογαριασμών πληρωμών για να εξοφλήσετε άμεσα τις υποχρεώσεις σας. Αποθηκεύστε τις μεταφορές και πληρωμές που πραγματοποιείτε πιο συχνά. Οικονομική διαχείριση: Παρακολουθήστε τα έξοδά σας ανά κατηγορία και μήνα. Δείτε τις ετήσιες και απαιτούμενες δαπάνες για να χτίσετε το αφορολόγητό σας. Με τη νέα έκδοση του app, επιλέγοντας ‘’Είσοδος εταιρικού χρήστη’’ μπορείτε πλέον να διαχειρίζεστε εύκολα και με ασφάλεια και τα οικονομικά της επιχείρησής σας. Ένα app, για κάθε σας ανάγκη!

About

Piraeus app

Manage your banking needs with an intuitive and modern interface. View account balances, initiate transactions, and manage your cards, loans, insurance, and investments. Enhance security with quick login and automatic extraPIN submission.

Highlights
  • Account overview and transaction history
  • Card management (block, issue, limits, controls)
  • Loan, insurance, and investment information
  • Quick login (PIN/biometric)
  • Automatic extraPIN for transactions
  • Initiate new transactions and open accounts
Features
Read full description

Piraeus app offers a modern everyday banking experience, with simplified navigation and quick access to the features you use most. Designed to help you manage your finances easily and securely, it allows you to initiate and complete your daily transactions in fewer steps. For users with devices running iOS 26 or later versions, the app supports the new liquid glass design, delivering an even more modern and engaging user experience. From the home screen, you can access key banking features through smart shortcuts (Quick Actions), while the new central Hub enables easy navigation across all sections of the app. In addition, the new “+” button provides fast access to frequently used actions, such as transfers, payments and bill settlements, directly from the home screen. Your transaction history is now consolidated and available through “Recent activity – View All”, “See all Activities”, or “Transactions” under the “More” shortcut on the home screen. Scheduled transactions are also available within the Transfers and Payments sections. The “Piraeus in the spotlight” section presents personalized suggestions designed to enhance your banking experience, while “Our stories” features short articles on topics of general interest. Accounts & Time Deposits Through the Menu and the “Accounts & Time Deposits” section, you can view your account balances and detailed transaction activity for each account. You can also open a new account or create a new time deposit directly through the app or add a beneficiary. Cards Through the Menu and the “Cards” section, you can manage your debit, credit and prepaid cards. You can view balances and transactions, make card payments, temporarily block cards, issue new cards, manage spending limits and access additional card management features. Loans Through the Menu and the "Loans" section, you can view information about your loan products and apply for an e-loan. Insurance Through the Menu and the “Insurance” section you can view information about your insurance products and purchase new ones. Investments Through the Menu and the “Investments” section, you can view information about your investment products and purchase new ones. Security Management -Set up security features for Quick login (4-digit PIN or biometric authentication for compatible devices). -By activating the app’s notifications, the extraPIN code is automatically received and submitted by your device when authentication is required for your mobile app transactions. You simply confirm the transaction using your quick login, saving time with increased security. For any further information, or assistance in your banking experience, you can contact us through: supportebanking@piraeusbank.gr. Alternatively, you can use the contact form available in your Profile. The service is provided under the current restrictions on capital transfers.

Screenshots

Optima mobile4 screens
Piraeus app4 screens

Verdict

The call

The clearest difference is ratings volume: Piraeus app at 3.6K against Optima mobile's 97. Piraeus app also leads on update cadence (weekly vs every 4 weeks) and device support (3 vs 1). On price, rating, review sentiment and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.9 for Optima mobile against 4.8 for Piraeus app. That said, the two scores are not equally well evidenced: Piraeus app has 3.6K ratings behind it against 97, so its average is the more settled of the two. Written reviews are what separate them: 54% of Optima mobile's written reviews are positive against 52% of Piraeus app's.

UpkeepUpdate frequency

Optima mobile ships an update every 4 weeks, Piraeus app weekly. The most recent releases landed on October 12, 2026 and October 18, 2026 respectively.

Scorecard3 real differences · 7 level
Optima mobile versus Piraeus app: the parameters behind the verdict, then further details
ParameterOptima mobilePiraeus app
PriceFreeFree
Rating4.9 (97 ratings) — better4.8 (3.6K ratings)
Positive reviews54.2% of reviews — better51.6% of reviews
Number of ratings973.6K — better
Update frequencyEvery 4 weeksWeekly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhoneiPhone, iPod, Apple Watch — better
Requires iOS16.015.0 — better
Further details — not scored
Size108 MB423 MB
Age rating4+4+
DeveloperOptima bankPiraeus Bank S.A.

Customer experience

Optima mobile

All ratings97 ratings
Positive97.9%
Neutral0.0%
Negative2.1%
Written reviews48 reviews
Positive54.2%
Neutral10.4%
Negative35.4%

Piraeus app

All ratings3,647 ratings
Positive94.3%
Neutral2.1%
Negative3.6%
Written reviews93 reviews
Positive51.6%
Neutral7.5%
Negative40.9%

Bugs and requests

Optima mobile

Not enough reviews yet to summarise bugs or requests.

Piraeus app

Reported bugs

6 issues
  • Face ID not working
  • Unable to log in after phone change
  • Push notifications not working
  • SMS for extra PIN not received
  • Password reset issues
Show 1 more
  • Incompatibility with iOS 16

Requested features

6 requests
  • Ability to delete all notifications at once
  • Option to view accounts separately
  • Improved ATM location information
  • Simpler 'classic' app mode
  • Automatic dark/light mode switching
Show 1 more
  • Better portfolio performance analytics

In-app purchases

None

Optima mobile

No in-app purchases

None

Piraeus app

No in-app purchases

Questions

Is Optima mobile free?
Optima mobile is free to download, with no in-app purchases.
Is Piraeus app free?
Piraeus app is free to download, with no in-app purchases.
Which has better reviews, Optima mobile or Piraeus app?
Optima mobile is rated higher. Optima mobile averages 4.9 out of 5 from 97 ratings, while Piraeus app averages 4.8 from 3.6K ratings.
Do Optima mobile or Piraeus app have ads?
Neither Optima mobile nor Piraeus app shows ads.
Which is updated more often, Optima mobile or Piraeus app?
Optima mobile ships an update every 4 weeks, and Piraeus app weekly. Most recently, Optima mobile was updated on October 12, 2026 and Piraeus app on October 18, 2026.

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