Optima mobile vs Piraeus app
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Optima mobile
Manage your personal and business finances with enhanced security and personalized insights. Transfer funds, pay bills, and track expenses easily. Customize your dashboard for quick access to important information.
- Biometric and PIN security
- Customizable dashboard
- Quick fund transfers
- Bill payments
- Expense tracking by category
- Business account management
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Ανακαλύψτε τα πλεονεκτήματα του Optima mobile app: Ασφάλεια: Αποκτήστε ακόμα μεγαλύτερη ασφάλεια στις συναλλαγές σας με χρήση βιομετρικών στοιχείων (σάρωση δακτυλικού αποτυπώματος ή face id) ή χρήση 4ψήφιου PIN για ευκολότερη πρόσβαση. Πληροφόρηση με μια ματιά: Διαμορφώστε την αρχική σελίδα της εφαρμογής όπως επιθυμείτε. Επιλέξτε πώς θέλετε να εμφανίζονται τα προϊόντα/ενέργειες που σας ενδιαφέρουν και παρακολουθήστε τους λογαριασμούς και τις κινήσεις σας γρήγορα και εύκολα σε μια σελίδα. Δείτε από το ιστορικό αναλυτικά τις συναλλαγές που έχετε πραγματοποιήσει μέσω online banking. Γρήγορες συναλλαγές: Μεταφέρετε τα χρήματά σας εντός και εκτός της τράπεζας, σε Ελλάδα και εξωτερικό, με λίγα μόνο clicks. Αποκτήστε πρόσβαση σε όλους τους οργανισμούς / φορείς λογαριασμών πληρωμών για να εξοφλήσετε άμεσα τις υποχρεώσεις σας. Αποθηκεύστε τις μεταφορές και πληρωμές που πραγματοποιείτε πιο συχνά. Οικονομική διαχείριση: Παρακολουθήστε τα έξοδά σας ανά κατηγορία και μήνα. Δείτε τις ετήσιες και απαιτούμενες δαπάνες για να χτίσετε το αφορολόγητό σας. Με τη νέα έκδοση του app, επιλέγοντας ‘’Είσοδος εταιρικού χρήστη’’ μπορείτε πλέον να διαχειρίζεστε εύκολα και με ασφάλεια και τα οικονομικά της επιχείρησής σας. Ένα app, για κάθε σας ανάγκη!
Piraeus app
Manage your banking needs with an intuitive and modern interface. View account balances, initiate transactions, and manage your cards, loans, insurance, and investments. Enhance security with quick login and automatic extraPIN submission.
- Account overview and transaction history
- Card management (block, issue, limits, controls)
- Loan, insurance, and investment information
- Quick login (PIN/biometric)
- Automatic extraPIN for transactions
- Initiate new transactions and open accounts
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Piraeus app offers a modern everyday banking experience, with simplified navigation and quick access to the features you use most. Designed to help you manage your finances easily and securely, it allows you to initiate and complete your daily transactions in fewer steps. For users with devices running iOS 26 or later versions, the app supports the new liquid glass design, delivering an even more modern and engaging user experience. From the app's home screen you have instant access to key functions through smart shortcuts (Quick Actions), while the new central Hub/Menu lets you browse all sections of the app with ease and find exactly what you need through the built-in search. At the same time, the search button on the home screen helps you quickly find transactions, accounts, cards, products, saved payment accounts, as well as ATMs and branches, while the «+» button gives you fast access to the most frequent actions, such as transfers, payments and bill payments. Your transaction history is available in one place from «Recent activity – View all transactions», or from «Transaction history» under the «More» shortcut on the home screen. In addition, a «Scheduled» option is now available in the transfers and payments sections. The «For you» section presents offers that enhance your banking relationship, while the «Our stories» section features short articles of general interest. You get a single view of all your products by category and choose which ones are included in «My balance», with an allocation chart across accounts, savings and investments. At the same time, you can personalize the app by picking a theme, switching between light and dark mode, and rearranging the sections of your home screen to suit you. Accounts & Time Deposits Through the Menu and the “Accounts & Time Deposits” section, you can view your account balances and detailed transaction activity for each account. You can also open a new account or create a new time deposit directly through the app or add a beneficiary. Cards Through the Menu and the “Cards” section, you can manage your debit, credit and prepaid cards. You can view balances and transactions, make card payments, temporarily block cards, issue new cards, manage spending limits and access additional card management features. Loans Through the Menu and the "Loans" section, you can view information about your loan products and apply for an e-loan. Insurance Through the Menu and the “Insurance” section you can view information about your insurance products and purchase new ones. Investments Through the Menu and the “Investments” section, you can view information about your investment products and purchase new ones. Security Management -Set up security features for Quick login (4-digit PIN or biometric authentication for compatible devices). -By activating the app’s notifications, the extraPIN code is automatically received and submitted by your device when authentication is required for your mobile app transactions. You simply confirm the transaction using your quick login, saving time with increased security. For any further information, or assistance in your banking experience, you can contact us through: supportebanking@piraeusbank.gr. Alternatively, you can use the contact form available in your Profile. The service is provided under the current restrictions on capital transfers.
Screenshots
Verdict
The clearest difference is ratings volume: Piraeus app at 3.7K against Optima mobile's 99. Piraeus app also leads on update cadence (every 10 days vs every 4 weeks) and device support (3 vs 1). On price, rating, review sentiment and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Optima mobile holds the better App Store score, 4.9 against 4.7. That said, the two scores are not equally well evidenced: Piraeus app has 3.7K ratings behind it against 99, so its average is the more settled of the two. Written reviews split almost evenly too, at 54% and 53% positive.
Optima mobile ships an update every 4 weeks, Piraeus app every 10 days. The most recent releases landed on November 3, 2026 and November 7, 2026 respectively.
| Parameter | Optima mobile | Piraeus app |
|---|---|---|
| Price | Free | Free |
| Rating | 4.9 (99 ratings) — better | 4.7 (3.7K ratings) |
| Positive reviews | 54.2% of reviews — better | 53.2% of reviews |
| Number of ratings | 99 | 3.7K — better |
| Update frequency | Every 4 weeks | Every 10 days — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone | iPhone, iPod, Apple Watch — better |
| Requires iOS | 16.0 | 15.0 — better |
| Further details — not scored | ||
| Size | 108 MB | 452 MB |
| Age rating | 4+ | 4+ |
| Developer | Optima bank | Piraeus Bank S.A. |
Customer experience
Optima mobile
Piraeus app
Bugs and requests
Optima mobile
Not enough reviews yet to summarise bugs or requests.
Piraeus app
Reported bugs
6 issues- Face ID not working
- Unable to log in after phone change
- Push notifications not working
- SMS for extra PIN not received
- Password reset issues
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- Incompatibility with iOS 16
Requested features
6 requests- Ability to delete all notifications at once
- Option to view accounts separately
- Improved ATM location information
- Simpler 'classic' app mode
- Automatic dark/light mode switching
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- Better portfolio performance analytics
In-app purchases
Optima mobile
No in-app purchases
Piraeus app
No in-app purchases
Questions
Is Optima mobile free?
Is Piraeus app free?
Which has better reviews, Optima mobile or Piraeus app?
Do Optima mobile or Piraeus app have ads?
Which is updated more often, Optima mobile or Piraeus app?
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