NBG Mobile Banking vs Optima mobile
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
NBG Mobile Banking
Manage all your banking needs from your mobile device. Open accounts, organize savings, and handle card management with ease. Perform fast and secure transactions, receive instant notifications, and acquire new banking products online.
- Open accounts and get debit cards
- Digital piggy bank for savings goals
- Card activation, PIN unlock, and reporting
- Acquire loans, accounts, and credit cards
- Instant account and card activity notifications
- Secure bill payments and money transfers
- Update personal details online
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NBG Mobile Banking: The app that meets all your banking needs! With over 2 million users, as the top banking app in Greece, we continue to enhance your experience, making transactions easier and safer. Αll services at your fingertips: Open an NBG account easily via your mobile device and get a debit card and Digital Banking credentials through eGov-KYC. Already a customer? Use your debit card to instantly gain online access to your accounts. Smart saving: Organize your savings for every goal with the digital piggy bank, Money Box! Easy product management: • Activate your card online and set transaction limits • Unlock your PIN • Freeze or unfreeze your card • Report a lost/stolen card and reissue it Acquiring banking products online: With NBG Mobile Banking, you can instantly acquire new banking products, such as: • Express Loan up to €6,000 • Savings or Βenefits accounts • Money Box • Debit cards for individuals and businesses • Credit cards for all your needs • Prepaid and Virtual Prepaid cards • Term deposits (e-3month) Instant notifications Stay updated with alerts for account and card activity, whenever you receive your salary or make purchases. Fast and secure transactions Pay bills, credit cards, top-up or withdraw from prepaid cards, and transfer money within Greece via IRIS payments. You can also easily approve your online purchases with your card. Update your personal details Easily and quickly update your information without paperwork using eGov-KYC. Enjoy the best banking experience at your fingertips with NBG Mobile Banking!
Optima mobile
Manage your personal and business finances with enhanced security and personalized insights. Transfer funds, pay bills, and track expenses easily. Customize your dashboard for quick access to important information.
- Biometric and PIN security
- Customizable dashboard
- Quick fund transfers
- Bill payments
- Expense tracking by category
- Business account management
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Ανακαλύψτε τα πλεονεκτήματα του Optima mobile app: Ασφάλεια: Αποκτήστε ακόμα μεγαλύτερη ασφάλεια στις συναλλαγές σας με χρήση βιομετρικών στοιχείων (σάρωση δακτυλικού αποτυπώματος ή face id) ή χρήση 4ψήφιου PIN για ευκολότερη πρόσβαση. Πληροφόρηση με μια ματιά: Διαμορφώστε την αρχική σελίδα της εφαρμογής όπως επιθυμείτε. Επιλέξτε πώς θέλετε να εμφανίζονται τα προϊόντα/ενέργειες που σας ενδιαφέρουν και παρακολουθήστε τους λογαριασμούς και τις κινήσεις σας γρήγορα και εύκολα σε μια σελίδα. Δείτε από το ιστορικό αναλυτικά τις συναλλαγές που έχετε πραγματοποιήσει μέσω online banking. Γρήγορες συναλλαγές: Μεταφέρετε τα χρήματά σας εντός και εκτός της τράπεζας, σε Ελλάδα και εξωτερικό, με λίγα μόνο clicks. Αποκτήστε πρόσβαση σε όλους τους οργανισμούς / φορείς λογαριασμών πληρωμών για να εξοφλήσετε άμεσα τις υποχρεώσεις σας. Αποθηκεύστε τις μεταφορές και πληρωμές που πραγματοποιείτε πιο συχνά. Οικονομική διαχείριση: Παρακολουθήστε τα έξοδά σας ανά κατηγορία και μήνα. Δείτε τις ετήσιες και απαιτούμενες δαπάνες για να χτίσετε το αφορολόγητό σας. Με τη νέα έκδοση του app, επιλέγοντας ‘’Είσοδος εταιρικού χρήστη’’ μπορείτε πλέον να διαχειρίζεστε εύκολα και με ασφάλεια και τα οικονομικά της επιχείρησής σας. Ένα app, για κάθε σας ανάγκη!
Screenshots
Verdict
NBG Mobile Banking and Optima mobile both sit at 4.7 stars, but that hides the real split: 54% of Optima mobile's written reviews are positive against 36% of NBG Mobile Banking's. NBG Mobile Banking's advantage is ratings volume (2.1K vs 98) and device support (3 vs 1). On price, rating, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Optima mobile holds the better App Store score, 4.9 against 4.7. That said, the two scores are not equally well evidenced: NBG Mobile Banking has 2.1K ratings behind it against 98, so its average is the more settled of the two. Written reviews point the same way: 36% of NBG Mobile Banking's written reviews are positive against 54% of Optima mobile's.
NBG Mobile Banking ships an update fortnightly, Optima mobile every 4 weeks. The most recent releases landed on November 1, 2026 and October 23, 2026 respectively.
| Parameter | NBG Mobile Banking | Optima mobile |
|---|---|---|
| Price | Free | Free |
| Rating | 4.7 (2.1K ratings) | 4.9 (98 ratings) — better |
| Positive reviews | 36.3% of reviews | 54.2% of reviews — better |
| Number of ratings | 2.1K — better | 98 |
| Update frequency | Fortnightly — better | Every 4 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone |
| Requires iOS | 15.0 — better | 16.0 |
| Further details — not scored | ||
| Size | 164 MB | 108 MB |
| Age rating | 4+ | 4+ |
| Developer | National Bank Of Greece S.A. | Optima bank |
Customer experience
NBG Mobile Banking
Optima mobile
In-app purchases
NBG Mobile Banking
No in-app purchases
Optima mobile
No in-app purchases
Questions
Is NBG Mobile Banking free?
Is Optima mobile free?
Which has better reviews, NBG Mobile Banking or Optima mobile?
Do NBG Mobile Banking or Optima mobile have ads?
Which is updated more often, NBG Mobile Banking or Optima mobile?
Other comparisons
