ACFCU vs KeystonePrivate
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
ACFCU
Manage your finances on the go with this mobile banking app. Check balances, transfer funds, pay bills, and deposit checks securely. Apply for loans and locate ATMs easily.
- Check account balances
- Transfer funds
- Make loan payments
- Deposit checks
- Pay bills
- Find ATMs
- Apply for loans
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Welcome to the NEW mobile banking application for ACFCU members. Homegrown since 1945. Features: Check balances, transfer funds, make loan payments, deposit checks, pay bills, find ATMs, and apply for loans. To sign into mobile banking, use your same ACFCU username and password. If you are not a member, call us at 806-358-7561.
KeystonePrivate
Access your financial account information and view balances on the go. This application allows clients to securely monitor their wealth details from their mobile devices.
- View account information
- Check account balances
- Secure client access
- Mobile financial monitoring
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Keystone Private Wealth app for clients to view their account information and balances.
Screenshots
Verdict
The clearest difference is rating: KeystonePrivate at 5.0 against ACFCU's 4.6. KeystonePrivate also leads on monetization model (free vs free with in-app purchases). ACFCU's advantage is ratings volume (1.4K vs 1). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
KeystonePrivate holds the better App Store score, 5.0 against 4.6. That said, the two scores are not equally well evidenced: ACFCU has 1.4K ratings behind it against 1, so its average is the more settled of the two.
Both ship on a similar rhythm, roughly every 5 months. The most recent releases landed on September 23, 2026 and June 1, 2026 respectively.
| Parameter | ACFCU | KeystonePrivate |
|---|---|---|
| Price | Free | Free |
| Rating | 4.6 (1.4K ratings) | 5.0 (1 ratings) — better |
| Positive reviews | 17.5% of reviews | — |
| Number of ratings | 1.4K — better | 1 |
| Update frequency | Every 5 months | Every 5 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free with in-app purchases | Free — better |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.0 — better | 15.6 |
| Further details — not scored | ||
| Size | 123 MB | 53 MB |
| Age rating | 4+ | 4+ |
| Developer | ACFCU Federal Credit Union | Cypress Private Wealth, LLC |
Customer experience
ACFCU
KeystonePrivate
Bugs and requests
ACFCU
Reported bugs
4 issues- App doesn't load properly
- Logging in is a hassle
- Frequent log-outs and login errors
- Transactions not updating properly
Requested features
2 requests- Add mobile deposit capability
- Improve app stability and performance
KeystonePrivate
Not enough reviews yet to summarise bugs or requests.
In-app purchases
ACFCU
No in-app purchases
KeystonePrivate
No in-app purchases
Questions
Is ACFCU free?
Is KeystonePrivate free?
Which has better reviews, ACFCU or KeystonePrivate?
Do ACFCU or KeystonePrivate have ads?
Which is updated more often, ACFCU or KeystonePrivate?
Other comparisons
