Access CCU Mobile vs ACFCU
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Access CCU Mobile
Manage your finances on the go with this mobile banking app. It offers secure access to your accounts, allowing you to view balances, deposit checks, transfer funds, and pay bills anytime, anywhere.
- 24/7 account access
- View balances and transactions
- Deposit checks
- Transfer funds
- Pay bills
- Secure authentication (Touch ID/Face ID)
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Access Community Credit Union Mobile Banking allows you to access your accounts from a mobile device at any time. Our new and improved application has an enhanced user interface, improved performance, and secure, convenient authentication including Touch ID / Face ID for log-on. Features include: 24/7 access to your accounts View account balances and transactions Deposit checks Transfer funds Pay bills
ACFCU
Manage your finances on the go with this mobile banking app. Check balances, transfer funds, pay bills, and deposit checks securely. Apply for loans and locate ATMs easily.
- Check account balances
- Transfer funds
- Make loan payments
- Deposit checks
- Pay bills
- Find ATMs
- Apply for loans
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Welcome to the NEW mobile banking application for ACFCU members. Homegrown since 1945. Features: Check balances, transfer funds, make loan payments, deposit checks, pay bills, find ATMs, and apply for loans. To sign into mobile banking, use your same ACFCU username and password. If you are not a member, call us at 806-358-7561.
Screenshots
Verdict
Access CCU Mobile and ACFCU both sit at 4.7 stars, but that hides the real split: 50% of Access CCU Mobile's written reviews are positive against 18% of ACFCU's. Access CCU Mobile also leads on monetization model (ad-supported vs free with in-app purchases). On price, rating, ratings volume and update cadence there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 4.7 for Access CCU Mobile against 4.6 for ACFCU. Both are backed by a comparable volume of ratings — 610 and 1.4K respectively. Written reviews are what separate them: 50% of Access CCU Mobile's written reviews are positive against 18% of ACFCU's.
Access CCU Mobile ships an update every 4 months, ACFCU every 5 months. The most recent releases landed on October 20, 2026 and October 15, 2026 respectively.
| Parameter | Access CCU Mobile | ACFCU |
|---|---|---|
| Price | Free | Free |
| Rating | 4.7 (610 ratings) — better | 4.6 (1.4K ratings) |
| Positive reviews | 50.0% of reviews — better | 17.5% of reviews |
| Number of ratings | 610 | 1.4K — better |
| Update frequency | Every 4 months — better | Every 5 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Ad-supported — better | Free with in-app purchases |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.0 | 15.0 |
| Further details — not scored | ||
| Size | 101 MB | 123 MB |
| Age rating | 4+ | 4+ |
| Developer | Access Community Credit Union | ACFCU Federal Credit Union |
Customer experience
Access CCU Mobile
ACFCU
User reviews
Access CCU Mobile
From 610 App Store ratingsWhat we love
- 👍 Exceptional customer service
- 👍 Easy online banking
- 👍 Straightforward and reliable app
- 👍 User-friendly interface
- 👍 Smooth transaction browsing
Room to improve
- 🐛 App constantly crashes
- 🐛 App fails to validate
- 🐛 Code not being sent
- 🐛 App requires frequent updates
- 🐛 App crashes after iOS updates
ACFCU
From 1.4K App Store ratingsWhat we love
- 🎉 Great new features
- 👍 Easy to navigate and use
- 💖 Highly recommended
Room to improve
- 🐛 Constant login and credential issues
- 🐛 App crashes frequently
- 🐛 Slow and unresponsive
- 🐛 Asks for full credentials every time
- 🐛 Face ID/Touch ID not working properly
Bugs and requests
Access CCU Mobile
Reported bugs
4 issues- App crashes on iPhone when initializing (latest version)
- App requires update but no update available in App Store
- App crashes for weeks after iOS firmware updates
- Cannot log in even with correct credentials
Requested features
3 requests- Add check deposit via photo
- Enable fingerprint login
- Add deposits using the app
ACFCU
Reported bugs
4 issues- App doesn't load properly
- Logging in is a hassle
- Frequent log-outs and login errors
- Transactions not updating properly
Requested features
2 requests- Add mobile deposit capability
- Improve app stability and performance
In-app purchases
Access CCU Mobile
No in-app purchases
ACFCU
No in-app purchases
Questions
Is Access CCU Mobile free?
Is ACFCU free?
Which has better reviews, Access CCU Mobile or ACFCU?
Do Access CCU Mobile or ACFCU have ads?
Which is updated more often, Access CCU Mobile or ACFCU?
Other comparisons
