EducationCU Mobile vs ACFCU
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
EducationCU Mobile
Manage your banking needs conveniently and securely on the go. Check account balances and activity, make transfers, and pay bills. Access cash back offers and locate ATMs easily.
- Check account balances and activity
- Make transfers
- Pay bills
- View and activate cash back offers
- Locate surcharge-free ATMs
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EducationCU Mobile app provides Education Credit Union members with a fast and secure way to check your banking information from your mobile phone anywhere at any time*. Here are just a few of the features EducationCU Mobile app offers: -Keep up to date with your accounts by checking your account balances & activity -Make transfers. -Pay your bills* -View and activate your cash back offers -Locate surcharge free ATM’s * Must be enrolled in eBranch. Must have Bill Pay activated in eBranch to view and pay bills. "To learn how we protect your privacy, please visit https://www.educationcu.com/wp-content/uploads/2017/06/PrivacyNotice_Affil_NoOptOut.pdf
ACFCU
Manage your finances on the go with this mobile banking app. Check balances, transfer funds, pay bills, and deposit checks securely. Apply for loans and locate ATMs easily.
- Check account balances
- Transfer funds
- Make loan payments
- Deposit checks
- Pay bills
- Find ATMs
- Apply for loans
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Welcome to the NEW mobile banking application for ACFCU members. Homegrown since 1945. Features: Check balances, transfer funds, make loan payments, deposit checks, pay bills, find ATMs, and apply for loans. To sign into mobile banking, use your same ACFCU username and password. If you are not a member, call us at 806-358-7561.
Screenshots
Verdict
The clearest difference is review sentiment: EducationCU Mobile at 83% against ACFCU's 18%. EducationCU Mobile also leads on rating (4.8 vs 4.6) and ratings volume (4.5K vs 1.5K). ACFCU's advantage is iOS requirement (15.0 vs 17.0). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
EducationCU Mobile holds the better App Store score, 4.8 against 4.6. Both are backed by a comparable volume of ratings — 4.5K and 1.5K respectively. Written reviews point the same way: 83% of EducationCU Mobile's written reviews are positive against 18% of ACFCU's.
EducationCU Mobile ships an update every 3 months, ACFCU every 5 months. The most recent releases landed on October 26, 2026 and October 27, 2026 respectively.
| Parameter | EducationCU Mobile | ACFCU |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (4.5K ratings) — better | 4.6 (1.5K ratings) |
| Positive reviews | 82.9% of reviews — better | 17.5% of reviews |
| Number of ratings | 4.5K — better | 1.5K |
| Update frequency | Every 3 months — better | Every 5 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Devices | iPhone, iPad, Apple Watch | iPhone, iPad, iPod |
| Requires iOS | 17.0 | 15.0 — better |
| Further details — not scored | ||
| Size | 115 MB | 123 MB |
| Age rating | 4+ | 4+ |
| Developer | Education Credit Union | ACFCU Federal Credit Union |
Customer experience
EducationCU Mobile
ACFCU
User reviews
EducationCU Mobile
From 4.5K App Store ratingsWhat we love
- 👍 User-friendly
- 🚀 Convenient mobile banking
- 💳 Helpful debit card management
- 🔒 Secure login options
- 📸 Useful mobile check deposit
Room to improve
- 🐛 Frequent app crashes and errors
- ⏱️ Slow performance and loading issues
- 🔴 Persistent notification bugs
- 🤔 Unreliable account access
ACFCU
From 1.5K App Store ratingsWhat we love
- 🎉 Great new features
- 👍 Easy to navigate and use
- 💖 Highly recommended
Room to improve
- 🐛 Constant login and credential issues
- 🐛 App crashes frequently
- 🐛 Slow and unresponsive
- 🐛 Asks for full credentials every time
- 🐛 Face ID/Touch ID not working properly
Bugs and requests
EducationCU Mobile
Reported bugs
3 issues- App freezes and crashes on launch
- Notification issues that never get resolved
- Intermittent account access problems
Requested features
4 requests- Improved app stability and reliability
- Faster processing and loading times
- Fix for persistent notification bugs
- Enhanced account management features
ACFCU
Reported bugs
4 issues- App doesn't load properly
- Logging in is a hassle
- Frequent log-outs and login errors
- Transactions not updating properly
Requested features
2 requests- Add mobile deposit capability
- Improve app stability and performance
In-app purchases
EducationCU Mobile
No in-app purchases
ACFCU
No in-app purchases
Questions
Is EducationCU Mobile free?
Is ACFCU free?
Which has better reviews, EducationCU Mobile or ACFCU?
Do EducationCU Mobile or ACFCU have ads?
Which is updated more often, EducationCU Mobile or ACFCU?
Other comparisons
