Comparison

Root Mortgage vs Oregonians Mobile

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Root Mortgage

This app simplifies the home buying and refinancing process with intuitive tools and direct communication. It offers mortgage calculators, loan program exploration, and secure document uploading. Track your loan status in real-time and connect with your advisor anytime, anywhere.

Highlights
  • Mortgage calculators
  • Loan program exploration
  • Secure application start
  • Pre-approval access
  • Real-time loan status tracking
  • Secure document uploading
  • Advisor messaging
Read full description

Root Mortgage Mobile: Mortgage Made Simple Root Mortgage Mobile combines technology with a human-first approach to help you buy a home, refinance, invest, and build long-term financial confidence—all in one place. Available 24/7 at your fingertips! Key Features Before You Apply • Mortgage calculators for payments, affordability, and comparisons • Explore loan programs and options • Start your home loan or refinance application quickly and securely During Your Loan • Get pre-approved and access your pre-approval letter • Track loan status with real-time updates • Securely upload documents • Message your loan advisor anytime After your Loan • Access your file anytime • Communicate with your advisor Root Mortgage - Where deep roots grow into bright futures!

About

Oregonians Mobile

This digital banking app allows Oregonians members to manage all their memberships, cards, and financial requests in one place. It offers features like mobile check deposit, bill pay, P2P payments, credit score monitoring, and secure transaction submissions.

Highlights
  • Manage multiple memberships
  • Card management
  • Credit score monitoring
  • Mobile check deposit
  • Bill pay and P2P payments
  • Secure transaction submissions
Features
Read full description

This is a brand new digital banking app for Oregonians members. New features: manage all of your Oregonians memberships in one place, manage your debit and credit cards, monitor your credit score, submit member service requests, submit travel notifications, submit domestic ACH wire transfer requests, submit stop payment requests, view your ACH account numbers for electronic payments, and more. There are also major improvements with mobile check deposit, bill pay and P2P. Features: Transfer funds Deposit checks Manage your cards View balances & account history Make Oregonians loan payments Manage all your membership accounts Pay utilities & other bills Pay friends, family & other members Message us for member assistance Submit stop payments and domestic wire transfers Submit travel notifications Manage account activity with notifications Use Sneak Peek to view balances quickly Monitor your credit score Find a branch or ATM 
This app was designed for Oregonians members. If you’re not a member, you can download our app and join today.

Screenshots

Root Mortgage4 screens
Oregonians Mobile4 screens

Verdict

The call

The clearest difference is rating: Root Mortgage at 5.0 against Oregonians Mobile's 4.5. Oregonians Mobile's advantage is ratings volume (141 vs 2) and update cadence (every 2 months vs every 7 months). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Root Mortgage holds the better App Store score, 5.0 against 4.5. That said, the two scores are not equally well evidenced: Oregonians Mobile has 141 ratings behind it against 2, so its average is the more settled of the two.

UpkeepUpdate frequency

Root Mortgage ships an update every 7 months, Oregonians Mobile every 2 months. The most recent releases landed on October 7, 2026 and October 30, 2026 respectively.

Scorecard4 real differences · 6 level
Root Mortgage versus Oregonians Mobile: the parameters behind the verdict, then further details
ParameterRoot MortgageOregonians Mobile
PriceFreeFree
Rating5.0 (2 ratings) — better4.5 (141 ratings)
Positive reviews—64.7% of reviews
Number of ratings2141 — better
Update frequencyEvery 7 monthsEvery 2 months — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhoneiPhone, iPad — better
Requires iOS18.016.0 — better
Further details — not scored
Size95 MB227 MB
Age rating4+4+
DeveloperRoot Executives LLCOregonians Credit Union

Customer experience

Root Mortgage

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

Oregonians Mobile

All ratings141 ratings
Positive90.8%
Neutral3.5%
Negative5.7%
Written reviews17 reviews
Positive64.7%
Neutral5.9%
Negative29.4%

In-app purchases

None

Root Mortgage

No in-app purchases

None

Oregonians Mobile

No in-app purchases

Questions

Is Root Mortgage free?
Root Mortgage is free to download, with no in-app purchases.
Is Oregonians Mobile free?
Oregonians Mobile is free to download, with no in-app purchases.
Which has better reviews, Root Mortgage or Oregonians Mobile?
Root Mortgage is rated higher. Root Mortgage averages 5.0 out of 5 from 2 ratings, while Oregonians Mobile averages 4.5 from 141 ratings.
Do Root Mortgage or Oregonians Mobile have ads?
Neither Root Mortgage nor Oregonians Mobile shows ads.
Which is updated more often, Root Mortgage or Oregonians Mobile?
Root Mortgage ships an update every 7 months, and Oregonians Mobile every 2 months. Most recently, Root Mortgage was updated on October 7, 2026 and Oregonians Mobile on October 30, 2026.

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