LCEF Mobile vs SWHB Consumer
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
LCEF Mobile
Manage your Lutheran Church Extension Fund accounts on the go. Check balances, transfer funds, pay bills, and deposit checks directly from your mobile device. Secure access is available via fingerprint authentication.
- Check account balances
- Search recent transactions
- Transfer funds between accounts
- Pay bills to existing payees
- Deposit checks remotely
- Fingerprint login
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Start banking wherever you are with LCEF Mobile! Available to all Lutheran Church Extension Fund mobile banking users. LCEF Mobile allows you to check balances, make transfers, pay bills, and make deposits. Available features include: Accounts - Check your latest account balance and search recent transactions by date, amount, or check number. Transfers - Easily transfer cash between your accounts. Bill Pay - Make payments to existing payees, cancel scheduled bills and review previously paid bills from your mobile device. (You must be enrolled into Bill Pay to use Mobile Bill Pay). Make Deposits - Deposit checks while on the go. Touch ID - Allows user to set up access to mobile banking using fingerprint after authenticating with full credentials.
SWHB Consumer
Manage your finances conveniently from anywhere. This app allows existing online banking customers to check balances, transfer funds between accounts, pay bills, and deposit checks remotely. It provides essential banking tools for on-the-go financial management.
- Check account balances
- Search recent transactions
- Transfer funds between accounts
- Pay and schedule bills
- Deposit checks remotely
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Start banking wherever you are with the SWHB Consumer Mobile Banking app! Available to all Southwest Heritage Bank online banking customers. SWHB Consumer Mobile allows you to check balances, make transfers, pay bills, and make deposits. Available features of the Southwest Heritage Bank consumer app include: Accounts - Check your latest account balance and search recent transactions by date, amount, or check number. Transfers - Easily transfer cash between your accounts. Bill Pay - Pay and schedule your bills on-the-go via your mobile device. Check Deposit - Easily deposit checks on-the-go. Southwest Heritage Bank
Screenshots
Verdict
The clearest difference is rating: LCEF Mobile at 4.7 against SWHB Consumer's 4.3. On price, review sentiment, ratings volume and update cadence there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
LCEF Mobile holds the better App Store score, 4.7 against 4.3. Both are backed by a comparable volume of ratings — 77 and 207 respectively. Written reviews point the same way: 40% of LCEF Mobile's written reviews are positive against 36% of SWHB Consumer's.
Both ship on a similar rhythm, roughly monthly. The most recent releases landed on October 24, 2026 and October 25, 2026 respectively.
| Parameter | LCEF Mobile | SWHB Consumer |
|---|---|---|
| Price | Free | Free |
| Rating | 4.7 (77 ratings) — better | 4.3 (207 ratings) |
| Positive reviews | 40.0% of reviews — better | 36.4% of reviews |
| Number of ratings | 77 | 207 — better |
| Update frequency | Monthly | Monthly |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.0 | 15.0 |
| Further details — not scored | ||
| Size | 124 MB | 154 MB |
| Age rating | 4+ | 4+ |
| Developer | Lutheran Church Extension Fund | Bank'34 |
Customer experience
LCEF Mobile
SWHB Consumer
In-app purchases
LCEF Mobile
No in-app purchases
SWHB Consumer
No in-app purchases
Questions
Is LCEF Mobile free?
Is SWHB Consumer free?
Which has better reviews, LCEF Mobile or SWHB Consumer?
Do LCEF Mobile or SWHB Consumer have ads?
Which is updated more often, LCEF Mobile or SWHB Consumer?
Other comparisons
