Stanbic Chama App vs DahabshiilApp

Available to Kenya citizens. The Chama app is for friends and family to save together. Download the app, create a profile and verify your identity. Once you are verified, a personal wallet will be ready for you to begin participating in Chamas. You can deposit money into your personal wallet from Mpesa or other accounts, and also withdraw from your wallet to Mpesa and Stanbic accounts. With the Chama app from Stanbic Bank, you can create as many Chamas as you like. You can invite friends, family and colleagues from your phone address book. The people you invite, will receive invitations via text message. If they choose to join your group, they can review the groups constitution and accept the invitation. The Chama app from Stanbic Bank puts the power in your hands to manage your group the way that you, as a group chooses to. Here are some of the amazing features that are available to groups; - Complete Visibility to all members All members can see all the activity that takes place in the group. All transactions are listed and can be queried and searched for in real time. - Changeable Membership roles After a member has accepted the invitation to join a group, the officials can change that members' membership role to; chairperson, treasurer or mentor. There can be as many chairpersons and treasurers as the group wants. In fact, all members can be chairpersons and they can all have equal responsibilities in the group. And if the group needs some assistance from someone to guide them on their journey, the group can invite a member as a mentor. Mentors do not participate financially, but they have full visibility of all the activity in the group and can join the group chat, from inside the app. - Membership Statuses After a person has accepted an invitation to the group, they will become an active participant. Officials can change any members' membership status at any time to any of the following; Active, On-hold and Terminated. Changing a members' membership status to On-hold, means that the member is temporarily not participating in the group's activities. Terminating a membership means that the member is no longer participating in the group whatsoever. Terminated and On-hold memberships may be re-activated at any time. - Group Goals Indicate your groups' goals, add a picture for inspiration and let everybody see how the group is progressing towards these goals. To allocate money to the goal is simple and straightforward. Simply indicate the amount to add to the goal, after which the groups available balance is reduced by this amount. Money in goals can be moved to the available balance at any time. - Member borrowing with Loans Members can borrow from the group by applying for Loans. These loans are group funded loans and not Loans provided by Stanbic Bank. Stanbic Bank updates the app regularly with new features based on our clients' feedback. So please let us know how we can make the app even better!

Transfer money to Africa and abroad with Dahabshiil App and enjoy low fees, competitive rates, and secure transactions. Save more with each transfer compared to other money transfer providers. Dahabshiil Inc., with over 25 years of experience and millions of satisfied customers, ensures the protection and fast delivery of your funds. —Low fees, fast transfers and end-to-end security — √ Low Fees, More Savings: Benefit from competitive rates and low fees when sending money to Africa with Dahabshiil App, allowing you to save more with each transaction. √ Swift Transfers: Send money to your loved ones in Africa within minutes, ensuring instant connectivity and support regardless of your location. √ End-to-End Security: Rest assured knowing that your money transfers to Africa are secure. Dahabshiil Inc. employs advanced security mechanisms, including AML systems and SSL encryption, to safeguard your funds and personal information. √ Great Customer Service: Our dedicated support team is ready to assist you every step of the way. — Promo code to save on your first money transfer — Experience the convenience and savings of Dahabshiil App with our exclusive promotion. — Choose your method of transfer — √ Bank Transfers: Send money directly to a recipient's bank account, ensuring a secure and convenient method for larger transfers. √ Cash Pickups: Allow your recipient to collect transferred funds in cash from a designated agent location, ideal for those without a bank account or who prefer cash transactions. √ Mobile Money Transfers: Send money directly to mobile wallets or mobile money accounts, particularly useful in regions where mobile money services are widely accessible. — Send money to more than 30+ countries — Transfer money to Africa and beyond with Dahabshiil App. Send money to countries like Australia, Bahrain, Burundi, Canada, Congo, Democratic Republic, Djibouti, Egypt, Eritrea, Ethiopia, Finland, France, Gambia, Ireland, Italy, Kenya, Kuwait, Malaysia, Mauritania, Morocco, Netherlands, New Zealand, Qatar, Rwanda, Saudi Arabia, Somalia, South Sudan, Sudan, Sweden, Turkey, Uganda, United Arab Emirates, United Kingdom, Yemen. Download the Dahabshiil App now and enjoy hassle-free international money transfers with just a few taps. Dahabshil, Inc., is registered as a Money Services Business (MSB) with the Department of the Treasury (FinCEN). It is regulated by the IRS and various State Regulatory authorities, and it possesses a Money Transmitter License. Dahabshil, Inc. is licensed as a Money Transmitter in the states of Arizona (1017073), Colorado (500264), Connecticut (MT-923618), District of Columbia (MTR923618), Georgia (18859), Idaho (MTL-285), Illinois (MT.000108), Indiana (10796), Kansas (MT.0000021), Kentucky (SC700242), Maine (MD1429), Maryland (923618), Massachusetts (FT923618), Michigan (MT0023564), Missouri (MO-24-4549), New Hampshire (23189-MT), North Carolina (191656), Ohio (OHMT 111), Oklahoma (OK-DOB-C-01020), Oregon (MTX-30044), Tennessee (65), Texas (3016), Utah (53), Virginia (MO-101), Washington (550-MT-25438), Montana. Dahab-shil Inc. is licensed as a Money Transmitter in the states Iowa (2005-0277), Minnesota (MN-MT-51957), Nebraska (MT.0000992-M), North Dakota (MT101314), South Dakota (1135941.MT) and Wisconsin (94-MT). Consumer Fraud Alert: Protect yourself. Be careful when a stranger asks you to send money, especially from unsolicited e-mails, for internet auctions, newspaper or telephone offers. To report fraud, please call us at 1-866-428-7799 Check our Support Portal, in-app Help section, or chat options if you have questions. Dahab-shil Inc. 1607 Chicago Ave South, Suite #2 Minneapolis, MN 55404 Dahabshil, Inc. 240 Bradenton Ave Dublin, OH 43017 (USA) dahabshiil.com/us