DivTracker vs Jayu
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
DivTracker
Track your dividend investments, monitor changes, and project future income. This app offers detailed estimations, accounting for taxes and commissions, to help you plan your financial independence with confidence. Manage multiple portfolios and numerous holdings for free.
- Portfolio tracking
- Dividend estimation
- Income goal setting
- Dividend data access
- Net income projection
- Multiple portfolio management
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Dividend Tracker is a powerful and easy-to-use app designed for dividend investors. Track your portfolio, monitor dividend changes, forecast future income, and make informed investment decisions with confidence. An advanced estimation system projects your future income from your positions, dividend history, taxes, and commissions. Compare it with historical yield data and see your estimated net dividend income up to 10 years ahead. Dividend Tracker is fully usable for free. You can create multiple portfolios and add up to 1000 positions without a subscription. Features and Benefits of Dividend Tracker Dashboard Set your monthly income goal and track your progress toward financial independence. Monitor dividend growth over time, view projected income, and get insights into your portfolio performance. Portfolio Tracker Add transactions with price, date, and commission to your stocks. Instantly see how your portfolio value, dividend yield, and income projections evolve. Broker Sync (Premium) Connect supported brokerage accounts and automatically sync your portfolio transactions. Keep your portfolio up to date without manually entering buys, sells, dividends, and other account activity. Dividend Information Access detailed dividend data for each stock in your portfolio, including recent dividends, upcoming payments, current yield, historical yield, yield on cost, payout ratio, and other key metrics. Event Calendar Follow everything that happens to your positions in one calendar: ex-dividend dates, payments, new dividend declarations, dividend increases and cuts, earnings, and stock splits. Event Notifications (Premium) Get notified on the day a position goes ex-dividend, pays its dividend, or splits, with an optional reminder the day before an ex-dividend date. Each event type is turned on separately. Dividend Reinvestment (DRIP) Enable DRIP to see how reinvesting your dividends compounds your income over time, with fractional shares and taxes taken into account. Import and Export Import your existing portfolio from a CSV file, export your transactions at any time, and keep a local backup of your data. Performance & Analytics (Premium) Unlock advanced portfolio performance charts, dividend history charts, payout history charts, valuation metrics, and additional portfolio analytics to better understand your investments. Simple, Fast and Intuitive Dividend Tracker is designed for both new and experienced investors: a clear interface focused on what matters most, optimized for smooth navigation and quick access to your data. Continuous Improvement We continuously enhance the app and add new features. Premium subscribers get access to all current and future premium features as they are released. Important Information Dividend Tracker is not a broker: we do not provide trading services and do not facilitate the buying or selling of securities. The app provides portfolio tracking and dividend analysis tools to support your investment decisions. Privacy Policy: https://divtracker.net/privacy.html Terms of Use: https://divtracker.net/terms.html
Jayu
This app offers advanced financial independence, retire early (FIRE) planning with personalized projections, Monte Carlo simulations, and AI-driven tax optimization strategies. It helps users understand their financial future, optimize savings, and track progress towards their goals.
- Monte Carlo simulations for FIRE outcomes
- Advanced tax optimization strategies
- Personalized funding waterfall
- Geographic arbitrage planning
- Unlimited scenario testing
- AI financial advisor
- Progress tracking and milestone alerts
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Jayu is the FIRE planning app for people who take financial independence seriously. If you've outgrown spreadsheets and generic retirement calculators, Jayu gives you the depth you need to plan FIRE properly — with personalized projections, advanced tax strategies, and an AI advisor that actually knows your numbers. PLAN WITH MONTE CARLO PRECISION See your FIRE outcome across 10,000 simulated market futures, not just one optimistic line. Compare Standard FIRE, Lean FIRE, Fat FIRE, Coast FI, and Barista FI side-by-side. OPTIMIZE YOUR TAXES Jayu surfaces 12 advanced strategies tailored to your situation: Backdoor Roth, Mega-Backdoor Roth, HSA optimization, Roth Conversion Ladder, SEPP/72(t), Tax Gain Harvesting in the 0% LTCG bracket, asset location, and more. Each strategy includes estimated annual impact and step-by-step execution guidance. KNOW WHERE EVERY DOLLAR GOES The Funding Waterfall shows you exactly where to put your next dollar — emergency fund first, employer match capture, HSA, Roth IRA, 401(k), and beyond. No more guessing. GEOGRAPHIC ARBITRAGE Compare your FIRE timeline across 159+ destinations worldwide. Cost of living, tax treatment, healthcare, and visa difficulty all factored in. See how moving could change your timeline. RUN UNLIMITED SCENARIOS What if you saved $500 more? What if you took the new job? What if you bought a house? Compare any decision side-by-side and see the actual impact on your FIRE date. YOUR PERSONAL FIRE ADVISOR Ask anything about your plan — tax strategy, withdrawal sequencing, when to convert. The AI advisor has full memory of your financial picture and answers in context. TRACK PROGRESS THAT MATTERS Monthly net worth check-ins, quarterly progress reports, milestone tracking from Coast FI through Fat FIRE. Watch yourself get closer to financial independence, every month. PRIVATE BY DESIGN Your financial data stays on your device. No bank linking required. No third-party analytics. No data sold or shared. BUILT FOR THE SERIOUS FIRE COMMUNITY Jayu is designed for analytical planners who care about getting the math right. Not a budgeting app. Not a generic retirement calculator. A real FIRE planning tool. TRY PRO FREE FOR 7 DAYS Pro Annual: $69.99/year ($5.83/mo) Pro Monthly: $9.99/month Free tier available with limited features. Cancel anytime in the App Store. Made by Wuju Labs. Educational planning tool, not financial advice. Consult a qualified professional for personalized guidance. Subscriptions auto-renew unless cancelled at least 24 hours before the end of the current period. You can manage your subscription and turn off auto-renewal in your App Store account settings. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ — Privacy Policy: https://wujulabs.com/jayu/privacy
Screenshots
Verdict
The clearest difference is ads: Jayu at none against DivTracker's shown. DivTracker's advantage is ratings volume (936 vs 5) and review sentiment (80% vs 67%). On price, rating, update cadence and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. DivTracker sells 6 in-app purchases, starting at $0.99 per month and Jayu sells 2 in-app purchases, starting at $5.99 per month. Whichever you choose, the download price is not the number that matters.
On the App Store both sit at effectively the same score — 4.8 for DivTracker against 4.8 for Jayu. That said, the two scores are not equally well evidenced: DivTracker has 936 ratings behind it against 5, so its average is the more settled of the two. Written reviews are what separate them: 80% of DivTracker's written reviews are positive against 67% of Jayu's.
DivTracker ships an update every 9 days, Jayu fortnightly. The most recent releases landed on October 15, 2026 and October 5, 2026 respectively.
| Parameter | DivTracker | Jayu |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (936 ratings) | 4.8 (5 ratings) |
| Positive reviews | 79.6% of reviews — better | 66.7% of reviews |
| Number of ratings | 936 — better | 5 |
| Update frequency | Every 9 days — better | Fortnightly |
| Ads | Yes | No — better |
| In-app purchases | Yes | Yes |
| Monetization | Freemium | Freemium |
| Best chart rank | #146 — better | #190 |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 14.0 — better | 15.1 |
| Further details — not scored | ||
| Size | 112 MB | 54 MB |
| Age rating | 4+ | 4+ |
| Developer | DivTracker LLC | Wuju Labs LLC |
Customer experience
DivTracker
Jayu
Bugs and requests
DivTracker
Reported bugs
3 issues- App crashes after recent update
- Unable to import CSV files
- Incorrect dividend projections for certain stocks
Requested features
5 requests- Add DRIP (dividend reinvestment) feature
- Support for multiple portfolios
- Add more international stock options
- Implement dark mode
- Provide web/desktop version
Jayu
Not enough reviews yet to summarise bugs or requests.
In-app purchases
DivTracker
- Basic$0.991 Month
- Tier 1.25 (Legacy)$2.491 Month
- Tier 1.5 (Legacy)$4.991 Month
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- Basic$9.991 Year
- Premium$9.991 Month
- Premium$99.991 Year
Jayu
- Jayu Pro7 Days trial$5.991 Month
- Jayu Pro7 Days trial$35.991 Year









