Global Smart Plus vs Namaste Pay

Experience next-generation digital banking with Global Smart Plus, the all-in-one banking platform from Global IME Bank. Designed with a seamless omni-channel experience and single sign-on access, Global Smart Plus allows you to use the same login credentials across platforms for secure and convenient banking anytime, anywhere. From opening a bank account instantly to making QR payments, paying utility bills, managing cards, investing in shares, and tracking your expenses, Global Smart Plus brings all your everyday banking and financial needs into one secure and smart platform. With built-in personal financial management tools, digital services, and real-time access to your finances, banking has never been easier, faster, or smarter. Why Choose Global Smart Plus? Quick Account Opening: Experience seamless onboarding. You can open a bank account from the app using highly secure AI powered 3D facial authentication and start transacting within few minutes. Personal Financial Management: See where your money goes with Budget360°. Track daily expenses, set savings goals, use round up savings, set budget and split bills when needed. Share Market: Stay ahead in the market. Access real-time NEPSE data, apply for IPOs instantly, manage your portfolio, and find investment opportunities. Global Smart Plus includes live market tracking, share calculator, stock screeners, and fundamental/technical analysis tools to help make informed decisions. Global Junior Account Open Introduce children to smart banking from an early age with the Global Junior App, a companion app of Global Smart Plus. Parents can manage and monitor their child’s financial activities, encourage saving habits, and help them learn responsible money management in a safe and guided way. QR Payment: Scan ANY payment QR with Global Smart Plus. Payments can be made effortlessly across FonePay, NepalPay and SCT network. Complete Card Management: Manage your debit, credit cards, travel card, ecom card and more with Global Smart Plus. Link your cards, make real-time credit card payments, view CVV and detailed card information, and access transaction history anytime. The app also lets you block/unblock cards, request Green PIN, download credit card statements, view card limits, reset PIN count, and enjoy many more secure self-service features. Experience convenient and secure card management directly from your mobile. Digital Loan: Apply for Remit Karja or a loan against your fixed deposit straight from the app. No paperwork. Utility & Bills Payment: Pay for your internet, airlines, electricity, and water bills, or manage EMIs and Top-ups. Everything is simplified in one app. Government Payments: Skip the queues! Easily pay SSF, Traffic Fines, EPS, Health Insurance Board, NOC, OCR, and over 28+ other government payments. Merchant Payments: Make seamless payments to merchants, schools, vendors, and manage your EMIs effortlessly. Cable Car Ticket Booking Made Easy: Book cable car tickets easily with Global Smart Plus app. You can purchase tickets for popular cable cars like Chandragiri, Manakamana, Maulakalika, Lumbini, Annapurna, and more in just a few taps. The app offers a secure and hassle-free digital payment experience, helping you avoid long queues at ticket counters. Plan your travel conveniently and enjoy a smooth journey to your favorite destinations. International Airlines Book international airline tickets directly from the app. Whether you are travelling for business, study, or leisure, Global Smart Plus helps you manage your flight booking and payment in one secure platform. Download Global Smart Plus and start your banking journey.

Namaste Pay is a new mobile wallet in Nepal brought by Nepal Digital Payments Company (NDPC). NDPC is a joint endeavor between Nepal Telecom and Rastriya Banijya Bank, the leading public enterprises of Nepal in telecom and banking sector respectively. The Namaste Pay wallet service shall work over various channels including smart phone applications, USSD and web portal. Initially, the wallet shall provide cash-in, cash-out, peer-to-peer transfers and a few utilities including telecom recharge, electricity bill payment and water bill payment. More services including the following shall be added in forthcoming releases: Bank Account Integration: Option of over 9+ banks and growing. For loading money to wallet or sending money from the wallet to bank account. Cash-In: Load your wallet directly through mobile banking, debit card/credit card or through our authorized agent. Cash-Out: Quick transfer the wallet money to your bank account or convert your wallet balance to cash in your pocket through nearby agent. Wallet to wallet transfer: Now you can send money fast and easy to other wallets. It's never been easier to send/receive money to friends and family. Utilities Payment: Telecom service top-up or internet bill payment in just few clicks. Pay bills for other utility services such as Water, Electricity, DTH etc. right from your mobile so why stand in queue. More services shall be added in the coming days. Merchant Payments: Pay various online and offline merchants. Book movie tickets, flight tickets, bus tickets. Pay for medical services. Eat out at restaurants, buy groceries, do shopping or even pay for cup of tea. Namaste Pay shall be accepted in thousands of shops and outlets across Nepal. Government Payment: Paying taxes and fees to government or receiving allowances from government, all made hassle free and quick like never before. Educational Institute: Pay school, college, university and professional institutions' fees instantly without any hurdle.