MyPaynetics vs Multik by Exantech

MyPaynetics: keep all your cards in the phone • MyPaynetics is the app that keeps all your cards digitized in your phone and easy sleezy helps you to use them while enjoying a frictionless shopping experience. • With the MyPaynetics app you can link any type of compensation, remuneration, bonus or gift cards. • MyPaynetics app is powered by phyre JSC. Link all your cards Link your bonus, compensation, remuneration or gift cards and use them directly from your phone. Once you link your card, you can pay with your phone using Apple Pay and follow your transactions in real time. Manage your cards on the go Reveal your card credentials and shop online with no risk! Stay secure - freeze and unfreeze it whenever you want to. Protect yourself from forgotten automated payments and subscriptions by getting real time notifications for every transaction. Bank-grade security We take security seriously. Payments in MyPaynetics are processed by Paynetics, an EU licensed e-money institution that is a principal member of VISA and Mastercard. We have a bank-grade security system and our application has been certificated by Mastercard. Payment services through the MyPaynetics app are provided by Paynetics AD - an electronic money company, holding a license issued by the Bulgarian National Bank (BNB) with decision № 44 of 11.04.2016. phyre AD is a provider of the MyPaynetics app and a representative of Paynetics AD, entered in the BNB register under Art. 19 of Payment Services and Payment systems Act. If you have any questions or feedback, please contact us at cardassistance@paynetics.digital. We will be more than happy to hear from you.

Multik by Exantech is an application for managing your environment on the Multik platform. Use it to control your connected accounts and ensure the security of operations. Multik Provisioning for iOS allows you to: • Manage connected accounts • Manage whitelists • Add users and configure their access rights The security of operations is ensured by Intel® SGX Enclave technology on the server side. The app allows you to connect right into your secure enclave and effectively manage your stored platform credentials and information.