Comparison

M vs bale by BTN

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

M

This official tax management app provides easy access to tax regulations, important deadlines with reminders, and your taxpayer profile including your electronic NPWP. It aims to simplify tax obligations for individuals.

Highlights
  • Tax regulations access
  • Tax deadline reminders
  • Taxpayer profile viewing
  • Electronic NPWP display
  • Manage tax obligations
Features
Read full description

M-Pajak adalah aplikasi resmi Direktorat Jenderal Pajak (DJP) yang memudahkan Wajib Pajak (WP) dalam mengelola kewajiban pajaknya. Dapatkan berbagai layanan perpajakan di genggaman Anda, seperti: 1. Peraturan Perpajakan: - Lihat status peraturan perpajakan terbaru. - Baca peraturan perpajakan dengan mudah. 2. Tenggat Pajak: - Dapatkan pengingat tanggal-tanggal penting terkait perpajakan pada tahun berjalan. - Pastikan Anda tidak terlambat dalam pelaporan dan/atau pembayaran pajak. 3. Profil Wajib Pajak: - Lihat informasi lengkap dan NPWP elektronik Anda. M-Pajak: Solusi mudah dan cepat untuk mengelola pajak Anda. Unduh sekarang dan rasakan kemudahannya!

About

bale by BTN

Manage all your banking needs and lifestyle services from a single, integrated application. Open accounts online, track financial transactions, and access property, merchant, and business services. Discover exclusive offers and manage your bills with ease.

Highlights
  • Online account opening
  • Integrated BTN ecosystem
  • Single Sign On
  • Financial transaction dashboard
  • Lifestyle and bill management
  • Property discovery and KPR simulation
  • Merchant and business services
Features
Read full description

Terima kasih telah menjadi nasabah BTN. BTN senantiasa hadir menemani perjalanan masyarakat Indonesia dengan memberikan kemudahan dan kenyamanan layanan transaksi perbankan. BTN Mobile kini bertransformasi menjadi balé by BTN, hadir dengan fitur yang lebih lengkap, layanan yang terintegrasi, dan tampilan yang lebih ceria. All You Need is Just One Click Away! Gak perlu pindah-pindah aplikasi, lebih praktis dan mudah dengan balé by BTN. Cukup dari satu aplikasi untuk akses berbagai layanan BTN dengan mudah. Dengan berbagai pembaruan fitur unggulan dan ekosistem BTN. Temukan pengalaman baru transaksi perbankan dengan fitur seperti: - Buka Rekening Online Buka rekening online secara mudah dan cepat, bisa kapan saja dan di mana saja - Ekosistem BTN Temukan layanan BTN yang terintegrasi di satu aplikasi: properti, merchant, bisnis, residence, dan Plus by Prioritas - Single Sign On Satu akun terintegrasi untuk akses semua layanan BTN - Dashboard Transaksi Keuangan Pantau aktivitas dan transaksi keuangan dalam satu dashboard yang mudah digunakan - Lifestyle Mudahkan kelola gaya hidup untuk transaksi harian hingga bayar tagihan - balé Space Ruang untuk temukan hunian impian, artikel terkini, dan promo menarik - Transaksi Bulananku Atur tagihan dengan lebih baik melalui fitur transaksi bulananku Terhubung dengan berbagai layanan BTN lainnya, seperti: • Properti Temukan rumah impian, menghitung simulasi KPR, pengajuan KPR secara online, info seputar properti, dan lainnya yang membantumu mewujudkan rumah impian • Merchant Miliki QR untuk dukung bisnis kamu dan pantau transaksi bisnis secara terperinci • Bisnis Mudahkan beragam transaksi bisnis dengan dukungan fitur dan layanan yang lengkap untuk menunjang kebutuhan bisnis kamu • Residence Kelola dan bayar berbagai tagihan hunian dengan mudah dari satu aplikasi • Plus by Prioritas Layanan ekslusif dengan konsep membership untuk nasabah BTN Prioritas, layanan dari BTN untuk memahami kebutuhan nasabah dengan beragam fasilitas unggulan. BTN berizin dan diawasi oleh Otoritas Jasa Keuangan & Bank Indonesia serta merupakan peserta penjaminan LPS. Kantor Pusat: Menara Bank BTN Jl. Gajah Mada No.1, Jakarta 10130 BTN Call: 150286/1500286 Email Contact Center: btncontactcenter@btn.co.id

Screenshots

M3 screens
bale by BTN4 screens

Verdict

The call

The clearest difference is rating: bale by BTN at 3.3 against M's 1.0. bale by BTN also leads on ratings volume (7 vs 2) and iOS requirement (13.0 vs 15.5). M's advantage is update cadence (every 3 weeks vs every 2 months). On price, review sentiment, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

bale by BTN holds the better App Store score, 3.3 against 1.0. Both are backed by a comparable volume of ratings — 2 and 7 respectively. Written reviews split almost evenly too, at 0% and 0% positive.

UpkeepUpdate frequency

M ships an update every 3 weeks, bale by BTN every 2 months. The most recent releases landed on July 7, 2026 and September 20, 2026 respectively.

Scorecard4 real differences · 6 level
M versus bale by BTN: the parameters behind the verdict, then further details
ParameterMbale by BTN
PriceFreeFree
Rating1.0 (2 ratings)3.3 (7 ratings) — better
Positive reviews0.0% of reviews0.0% of reviews
Number of ratings27 — better
Update frequencyEvery 3 weeks — betterEvery 2 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS15.513.0 — better
Further details — not scored
Size93 MB443 MB
Age rating4+4+
DeveloperDIREKTORAT JENDERAL PAJAKBANK TABUNGAN NEGARA (PERSERO), PT TBK

Customer experience

M

All ratings1 ratings
Positive0.0%
Neutral0.0%
Negative100.0%
Written reviews2 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

bale by BTN

All ratings7 ratings
Positive57.1%
Neutral0.0%
Negative42.9%
Written reviews2 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

In-app purchases

None

M

No in-app purchases

None

bale by BTN

No in-app purchases

Questions

Is M free?
M is free to download, with no in-app purchases.
Is bale by BTN free?
bale by BTN is free to download, with no in-app purchases.
Which has better reviews, M or bale by BTN?
bale by BTN is rated higher. M averages 1.0 out of 5 from 2 ratings, while bale by BTN averages 3.3 from 7 ratings.
Do M or bale by BTN have ads?
Neither M nor bale by BTN shows ads.
Which is updated more often, M or bale by BTN?
M ships an update every 3 weeks, and bale by BTN every 2 months. Most recently, M was updated on July 7, 2026 and bale by BTN on September 20, 2026.

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