Comparison

Spave vs h.way

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Spave

This app enables users to easily donate to their favorite charities by rounding up purchases, setting spending percentages, or donating fixed amounts. It also allows users to share their giving journey and offers a savings account to fund personal goals alongside charitable contributions.

Highlights
  • Round up purchases for donations
  • Set spending percentage for giving
  • Donate fixed amounts
  • Share giving progress on social media
  • Savings account for personal goals
  • Support favorite charities
Read full description

Spave is a simple way to save money, give to charity, and budget for what matters—automatically. Turn your everyday spending into impact. With Spave, you can round up purchases, set a percentage, or contribute a fixed amount to support your favorite nonprofits while building your own savings—without changing how you spend. Whether you’re looking for a donation app, a smarter way to budget, or an easy way to give back, Spave helps you do more with every transaction. With Spave, you can: GIVE Support the causes you care about automatically. Select from more than 1.5 million accredited charities. Round up purchases, give a percentage, or set recurring contributions to your favorite nonprofits. SAVE Build your savings alongside your giving. Create an emergency fund and save for your dreams. Set goals and grow your financial future while making a difference today. SHARE Inspire others by sharing your impact. Show your progress, support causes publicly, and encourage your network to give with you. Why Spave? • Save money and give at the same time • Automate donations through everyday spending • Support 1.5M+ nonprofits • Designed for simplicity, flexibility, and impact • Built for control, choice, and meaningful impact Spave makes it easy to give more, save more, and live with purpose—every single day. https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

h.way

This app offers a banking experience designed for your community, allowing you to manage money without minimum balances or surcharges. It provides a Mastercard debit card with identity theft protection, early payday access, and fee-free ATM withdrawals. Funds are FDIC-insured for your security.

Highlights
  • No SSN required for signup
  • No minimum balance or surcharges
  • FDIC-insured funds
  • Mastercard debit card with ID theft protection
  • Early payday access
  • Fee-free ATM network
  • Instant money transfers
Features
Read full description

h.way allows you to do MONEY YOUR WAY. Sign up with your passport or valid license; no SSN is needed if you don't have one. Keep your account WITHOUT having a minimum balance and without surcharges. Plus, your funds will be kept in an FDIC-insured institution. We understand our community's money culture and have created an experience around it. Our goal is to help our community spend wisely, save, and invest for progress. Our benefits include: -Mastercard® debit card, with ID Theft Protection, which helps protect against identity theft 24/7. -Early payday: cash your paycheck up to two days earlier -Apple Pay and Google Pay -Access to around 55,000 ATMs without surcharges -Send money to other h.way users instantly and without surcharges. -Freeze and unfreeze your account from the app. You can learn more about h.way by visiting our website, www.h-way.com, or downloading the h.way app. * For Terms and Conditions, visit www.h-way.com. ** YOUR FUNDS ARE INSURED UP TO $250,000 BY THE FDIC IN THE EVENT METROPOLITAN COMMERCIAL BANK FAILS IF SPECIFIC DEPOSIT INSURANCE REQUIREMENTS ARE MET, AND YOUR CARD IS REGISTERED, visit https://www.fdic.gov/deposit/deposits/prepaid.html *** The h.way prepaid Mastercard is issued by Metropolitan Commercial Bank (Member FDIC) pursuant to a lincese from Mastercard. "Metropolitan Commercial Bank" and "Metropiolitan" are registered trademarks of Metropolitan Commercial Bank ©2020-2022

Screenshots

Spave4 screens
h.way4 screens

Verdict

The call

The clearest difference is review sentiment: h.way at 47% against Spave's 0%. h.way also leads on in-app purchases (none vs 3) and ratings volume (97 vs 15). Spave's advantage is rating (4.0 vs 3.4). On price, update cadence, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Spave sells 3 in-app purchases, starting at $8.99 per month. h.way asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

Spave holds the better App Store score, 4.0 against 3.4. That said, the two scores are not equally well evidenced: h.way has 97 ratings behind it against 15, so its average is the more settled of the two. Written reviews complicate that: 0% of Spave's written reviews are positive against 47% of h.way's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

Spave ships an update every 2 weeks, h.way every 3 weeks. The most recent releases landed on October 16, 2026 and October 15, 2026 respectively.

Scorecard6 real differences · 4 level
Spave versus h.way: the parameters behind the verdict, then further details
ParameterSpaveh.way
PriceFreeFree
Rating4.0 (15 ratings) — better3.4 (97 ratings)
Positive reviews0.0% of reviews47.3% of reviews — better
Number of ratings1597 — better
Update frequencyEvery 2 weeks — betterEvery 3 weeks
AdsNoNo
In-app purchasesYesNo — better
MonetizationFreemiumFree — better
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS15.19.0 — better
Further details — not scored
Size43 MB310 MB
Age rating17+4+
DeveloperLive.Give.Save., Inc.numi apps

Customer experience

Spave

All ratings15 ratings
Positive73.3%
Neutral0.0%
Negative26.7%
Written reviews2 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

h.way

All ratings97 ratings
Positive59.8%
Neutral3.1%
Negative37.1%
Written reviews55 reviews
Positive47.3%
Neutral1.8%
Negative50.9%

In-app purchases

3 purchases

Spave

Subscriptions3
  • Premium monthly subscription$8.991 Month
  • 3 months premium subscription$24.003 Months
  • Premium yearly subscription$72.001 Year
None

h.way

No in-app purchases

Questions

Is Spave free?
Spave is free to download, with in-app purchases available.
Is h.way free?
h.way is free to download, with no in-app purchases.
Which has better reviews, Spave or h.way?
Spave is rated higher. Spave averages 4.0 out of 5 from 15 ratings, while h.way averages 3.4 from 97 ratings.
Do Spave or h.way have ads?
Neither Spave nor h.way shows ads.
Which is updated more often, Spave or h.way?
Spave ships an update every 2 weeks, and h.way every 3 weeks. Most recently, Spave was updated on October 16, 2026 and h.way on October 15, 2026.

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