Comparison

EBCentral vs FriendsBill

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

EBCentral

Manage all your benefit accounts, including FSA, HSA, and HRA, in one convenient app. Track your money, view account activity, submit claims with photos of receipts, and manage your benefits card. Stay organized and informed about your funds and deadlines.

Highlights
  • Unified benefit account management
  • Track balances and activity
  • Submit claims with receipt photos
  • Manage benefits card
  • View transaction history
  • Access support resources
  • Biometric login
Features
Read full description

EBCentral gives you a clear, simple way to manage all your benefit accounts in one place. Whether you use an FSA, HSA, HRA, or commuter benefits, the app helps you track your money, stay organized, and take action fast. Your Benefits at a Glance Open the app to see your balances, recent activity, important dates, and quick access to the tools you use most. Understand Your Spending Tap into any account to review contributions, purchases, remaining funds, and plan deadlines—everything you need to stay on track throughout the year. Submit Claims Easily Take a photo of your receipt, upload it, and submit. You can follow the status of each claim from start to finish, with most reviewed in 1–2 business days. Manage Your Benefits Card Get instant push notifications when your Benefits Card is used, so you always know what’s happening in real time. If a Benefits Card purchase needs a receipt, you can upload it instantly to keep your account in good standing. Track Deposits and Activity View every deposit, swipe, and reimbursement in one place. Filter your history to quickly find exactly what you’re looking for. Get Help When You Need It Read messages, access helpful resources, or reach out for additional support—all within the app. Strong, Secure Access Use biometric login to keep your information protected EBCentral brings everything together so you can focus less on managing benefits and more on using them.

About

FriendsBill

Effortlessly split bills with friends by scanning receipts. Participants can claim their items directly from their phones, ensuring fair distribution of costs, including tax and tip. Settle up easily with integrated payment links.

Highlights
  • Receipt scanning with OCR
  • Item claiming via link/QR code
  • Real-time claim tracking
  • Automatic tax and tip splitting
  • Integrated payment links
  • Cross-device syncing
Features
Read full description

FriendsBill — Split the bill, skip the math Dinner's over, the receipt lands on the table, and someone has to figure out who owes what. FriendsBill turns that into a two-minute job: snap the receipt, share a link, and everyone claims their own items from their own phone. Scan the receipt, skip the typing Take a photo of the bill and FriendsBill reads the items, prices, tax, and tip automatically. No retyping line by line — the whole receipt becomes a live, claimable bill in seconds. You can always add or edit items by hand. Friends join with a link or QR code — no app, no account Show the QR code at the table or send a link. Your friends don't need to install anything or sign up for anything. They open the link, pick their name, and tap the items they had. Shared appetizers? Mark an item as shared and it splits evenly among whoever joins in — down to the exact cent. Watch claims roll in, live As each person claims their items, you see the bill fill up in real time: how much is claimed, how much is paid, and who still owes. No chasing, no spreadsheet, no "wait, who had the calamari?" Fair tax and tip, automatically Tax is split in proportion to what each person actually ordered — the friend who had a salad doesn't subsidize the one who had the steak. Tip can be split evenly or proportionally, your call. Extra gratuity or service charges are handled too. Close the bill, get paid When everyone's claimed, close the bill to freeze the totals. Each friend sees their exact share with a Venmo link to pay you in one tap. Mark people as paid and watch the bill settle itself. Made for the table Fast on any phone, one-handed friendly, light and dark themes, and sign-in with Face ID, passkeys, Apple, or Google. Your bills sync across the app and the web at friendsbill.com. Splitting the bill shouldn't be the hardest part of dinner. FriendsBill keeps the math precise and the friendships intact.

Screenshots

EBCentral4 screens
FriendsBill4 screens

Verdict

The call

The clearest difference is review sentiment: FriendsBill at 100% against EBCentral's 27%. FriendsBill also leads on update cadence (every 6 days vs every 5 weeks) and rating (5.0 vs 4.7). EBCentral's advantage is ratings volume (168 vs 1). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

FriendsBill holds the better App Store score, 5.0 against 4.7. That said, the two scores are not equally well evidenced: EBCentral has 168 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 27% of EBCentral's written reviews are positive against 100% of FriendsBill's.

UpkeepUpdate frequency

EBCentral ships an update every 5 weeks, FriendsBill every 6 days. The most recent releases landed on October 24, 2026 and October 11, 2026 respectively.

Scorecard5 real differences · 5 level
EBCentral versus FriendsBill: the parameters behind the verdict, then further details
ParameterEBCentralFriendsBill
PriceFreeFree
Rating4.7 (168 ratings)5.0 (1 ratings) — better
Positive reviews26.7% of reviews100.0% of reviews — better
Number of ratings168 — better1
Update frequencyEvery 5 weeksEvery 6 days — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS17.515.0 — better
Further details — not scored
Size39 MB178 MB
Age rating4+4+
DeveloperEmployee Benefits Corporation7RUSH SOFTWARE SOLUTIONS, LLC

Customer experience

EBCentral

All ratings166 ratings
Positive92.2%
Neutral1.8%
Negative6.0%
Written reviews75 reviews
Positive26.7%
Neutral8.0%
Negative65.3%

FriendsBill

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

EBCentral

Reported bugs

50 issues
  • Does not show all accounts (e.g., investment accounts)
  • App closes when trying to view activity
  • Next button does not work during claim submission
  • App does not work on iPhone
  • Error message: username or password wrong
Show 45 more
  • Unable to log in, connection error
  • App closes after clicking what to view
  • Transaction activity exits out of the app
  • App stops working, blank screen
  • Screen doesn't go anywhere after entering information
  • Constant document requests for HSA
  • Cannot log in to activate account
  • Logs out every time, does not save login
  • App not functional, login credentials clear
  • Face ID setting defaults to password
  • Not taking credentials for sign in
  • Login is wrong on app, but fine on browser
  • Empty home screen, no transactions visible
  • Claim submission not working correctly
  • Biometric login disabled frequently
  • Photos don't always upload
  • App closes randomly during use
  • Verification codes not verifying
  • App tells you password on website no longer works
  • Password won't work, Face ID won't work
  • App won't show balance or transactions, blank home screen
  • Main screen shows no data after login
  • Profile page displays 'Loading' and never loads
  • App just spins and spins, can't see information
  • App says PW is wrong, but browser works
  • App won't load after issuing new cards
  • 2 factor authentication default button resends code
  • App requires password even after enabling Face ID
  • App can't handle 2 uploaded pictures, closes and freezes
  • App won't log in with correct username and password
  • App gets worse with each update
  • Mobile app gives incorrect username/password error
  • App takes a long time to load or doesn't load at all
  • Old app was better, new app requires login every time
  • App spins and spins to load, blank screen
  • App provides no info, not even balance
  • App no longer works after setting up HealthSafe ID
  • App is unresponsive when submitting a claim
  • App logs into a blank screen, error message for everything
  • App says user or PW incorrect, but browser works
  • All pages are blank after login
  • App keeps telling me account information is wrong
  • App doesn't load, won't let me log in
  • Default button on 2 factor page resends code
  • Face ID never works, requires password

Requested features

3 requests
  • Add option to replace cards
  • Implement dark mode
  • Improve Face ID/biometric login persistence

FriendsBill

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

EBCentral

No in-app purchases

None

FriendsBill

No in-app purchases

Questions

Is EBCentral free?
EBCentral is free to download, with no in-app purchases.
Is FriendsBill free?
FriendsBill is free to download, with no in-app purchases.
Which has better reviews, EBCentral or FriendsBill?
FriendsBill is rated higher. EBCentral averages 4.7 out of 5 from 168 ratings, while FriendsBill averages 5.0 from 1 ratings.
Do EBCentral or FriendsBill have ads?
Neither EBCentral nor FriendsBill shows ads.
Which is updated more often, EBCentral or FriendsBill?
EBCentral ships an update every 5 weeks, and FriendsBill every 6 days. Most recently, EBCentral was updated on October 24, 2026 and FriendsBill on October 11, 2026.

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