PeFi vs Montrack
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
PeFi
This app helps you manage your personal finances by tracking income and expenses, organizing spending, and providing smart notifications to keep you focused on your financial goals. It guides users through financial literacy rules to help them save more money and build wealth through sound planning.
- Track cash, spending, and income
- Organize expenses by wallet
- Smart notification algorithm
- Global and wallet-specific limits
- Financial literacy guidance
- Add data quickly and easily
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PeFi - is the most advanced personal finance manager application. The main PeFi goal is to help you save more money by keeping basic finance literacy rules. Using finance literacy rules allows PeFi to manage and provide more relevant info and suggestions. PeFi will help you to track all your cash and organize all your spending and income. PeFi includes a smart notifications algorithm that allows you to stay in focus, control your financial state, and keep you close to your financial goals. The quickest and easiest ways to add new data and control existing income and expenses. Different tools to control and manage your wallets and reserves. PeFi includes global and wallet-related limits, which helps you stay notified when you add more expenses than expected. Organized finances = additional wealth. When your finances are organized, you can make the most out of the hard-earned assets you create through sounds short-term and long-term planning. And planning, no matter your income, can lead to additional wealth, allowing you to take care of all your responsibilities and those things that you dream of using that hard-earned money for like travel, a house, cars, retirement, helping others, "fun" things, and so much more! With PeFi organizing your finance become much easier than it was before. PeFi is not only a finance management tool. It's your personal finance manager who will guide you through the world and rules of financial literacy. Privacy policy: http://pefiapp.com/privacy-policy/ Terms of use: http://pefiapp.com/terms-of-use/
Montrack
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Montrack is a modern, minimalist, and private tool for personal finance management. Create wallets in different currencies, track your expenses, and monitor your crypto portfolio — all in one app with a total focus on privacy. Key Features: • Multi-Currency Support: Create wallets for cash, cards, or bank accounts in UAH, USD, EUR, GBP, and PLN. The app automatically converts all balances into your base currency using real-time exchange rates. • Smart Transaction Tracking: Effortlessly log your income and expenses. Use intuitive categories with custom icons and colors for detailed financial analysis. • Inter-Wallet Transfers: Quickly move funds between your accounts with automatic currency conversion and fee calculation. • Crypto Portfolio: Track the value of your assets (BTC, ETH, SOL, and more). The app automatically calculates your profit or loss based on current market data. • 100% Privacy: Your data belongs to you. Everything is stored exclusively on your device in an encrypted local database. No registration, no cloud servers, and no third-party analytics. • Personalization: Customize the app's look to match your style — choose from various colors and icons. Full support for Dark Mode and smooth animations for the best user experience. Montrack helps you see the full financial picture without any extra effort. Manage your money smartly and securely. Made in Ukraine!
Screenshots
Verdict
The clearest difference is in-app purchases: Montrack at none against PeFi's 3. Montrack also leads on update cadence (every 2 days vs monthly). On price, ads, device support and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. PeFi sells 3 in-app purchases, starting at $2.99 per month. Montrack asks for nothing beyond the download.
PeFi ships an update monthly, Montrack every 2 days. The most recent releases landed on November 3, 2026 and October 31, 2026 respectively.
| Parameter | PeFi | Montrack |
|---|---|---|
| Price | Free | Free |
| Rating | 3.0 (2 ratings) — better | — |
| Positive reviews | 100.0% of reviews | — |
| Number of ratings | 2 — better | — |
| Update frequency | Monthly | Every 2 days — better |
| Ads | No | No |
| In-app purchases | Yes | No — better |
| Monetization | Freemium | — |
| Devices | iPhone, iPad — better | iPhone |
| Requires iOS | 16.0 — better | 17.0 |
| Further details — not scored | ||
| Size | 58 MB | 5 MB |
| Age rating | 4+ | 4+ |
| Developer | Artem Iakovliev | Andrii Malovaniuk |
In-app purchases
PeFi
- Monthly Pro Subscription$2.991 Month
- 3-monthly Pro Subscription$5.993 Months
- Annual Pro Subscription7 Days trial$11.991 Year
Montrack
No in-app purchases









