Comparison

Equity Mobile vs Upesi

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Equity Mobile

Manage your finances and lifestyle needs from a single platform. This app allows you to view balances, pay bills, transfer funds, and even open accounts instantly. Securely access your financial information and perform transactions on the go.

Highlights
  • Instant account opening
  • View account balances and transactions
  • Pay bills and buy goods
  • Send money locally and internationally
  • Block lost cards
  • Borrow and manage loans
  • Biometric sign-in
Read full description

Equity mobile has revolutionised digital banking. This app gives you complete control of your financial and lifestyle needs. Simply view your balances, pay your bills, buy airtime, send money and so much more, all from one convenient platform. With Equity mobile, you will be able to: Conveniently and securely do your banking - Open a bank account in an instant - Create your profile from the comfort of your home at any time - Have a full view of your accounts, balances and transactions - Download account statements and transaction receipts - Lost your card? Block it temporarily Grow - Borrow with ease - View and pay your loan balances Transact on the go - Send money -- To your own or other Equity accounts -- To other banks, locally or internationally -- To mobile money -- To your prepaid or credit card(s) - Pay with Equity -- Pay your bills -- Buy goods -- Pay to an M-PESA till - Buy airtime - Save people and businesses to your list of favourites Quick and easy access - Sign-in with fingerprint or facial recognition - Change the app to your preferred language (we support English, French, Kinyarwanda, Swahili and 中文)

About

Upesi

Features
Read full description

Upesi is the ideal way for you to send money online worldwide. From the comfort of your home or office, you will enjoy the following: - High locked-in online exchange rates: we pass on our great rates directly to you, so your recipient gets more with each transfer. - Low transfer fees: we have some of the lowest transfer fees online. - Guaranteed security & privacy. - 100% money back guarantee: if your online money transfer is not completed or delivered after you have funded the transaction, you may request a cancellation of the transaction and you will be refunded full. - Choice in payment options: you can pay by using your validated bank account, or by credit or debit card. - 24/7 phone & online support: we are here round the clock and can be reached by phone, email, or online web chat. We in Upesi believe in our client’s privacy and confidentiality and thus our system is secured by a well established security system as you security is our top priority. We observe a high compliance and safety standard to give the senders the peace of mind to transfer their money online knowing that their personal information and money is in safe hands. Our app uses third-party SDKs (Smile ID and MetaMap) for identity verification. These SDKs access the TrueDepth camera and ARKit features internally to perform liveliness detection and anti-spoofing. These features are only used during the user identity verification flow. No AR experiences are exposed to the user.

Screenshots

Equity Mobile4 screens
Upesi4 screens

Verdict

The call

The clearest difference is iOS requirement: Equity Mobile at 13.0 against Upesi's 15.0. On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly fortnightly. The most recent releases landed on September 28, 2026 and September 24, 2026 respectively.

Scorecard1 real difference · 9 level
Equity Mobile versus Upesi: the parameters behind the verdict, then further details
ParameterEquity MobileUpesi
PriceFreeFree
Rating4.8 (6.2K ratings) — better—
Positive reviews74.2% of reviews—
Number of ratings6.2K — better—
Update frequencyFortnightlyFortnightly
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS13.0 — better15.0
Further details — not scored
Size203 MB121 MB
Age rating4+17+
DeveloperEquity Group HoldingUPESI MONEY TRANSFER LIMITED

Bugs and requests

Equity Mobile

Reported bugs

5 issues
  • Unable to log in after app updates
  • Verification options not working
  • Buy goods and Paybill services not functioning
  • Transactions not reflecting in account
  • App crashes on launch

Requested features

5 requests
  • Download and view transaction receipts
  • Access account statements for specific dates
  • Integrate with mobile money services
  • Add virtual card feature
  • Improve multi-factor authentication

Upesi

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Equity Mobile

No in-app purchases

None

Upesi

No in-app purchases

Questions

Is Equity Mobile free?
Equity Mobile is free to download, with no in-app purchases.
Is Upesi free?
Upesi is free to download, with no in-app purchases.
Do Equity Mobile or Upesi have ads?
Neither Equity Mobile nor Upesi shows ads.
Which is updated more often, Equity Mobile or Upesi?
Equity Mobile ships an update fortnightly, and Upesi fortnightly. Most recently, Equity Mobile was updated on September 28, 2026 and Upesi on September 24, 2026.

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