Equity Mobile vs Upesi
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Equity Mobile
Manage your finances and lifestyle needs from a single platform. This app allows you to view balances, pay bills, transfer funds, and even open accounts instantly. Securely access your financial information and perform transactions on the go.
- Instant account opening
- View account balances and transactions
- Pay bills and buy goods
- Send money locally and internationally
- Block lost cards
- Borrow and manage loans
- Biometric sign-in
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Equity mobile has revolutionised digital banking. This app gives you complete control of your financial and lifestyle needs. Simply view your balances, pay your bills, buy airtime, send money and so much more, all from one convenient platform. With Equity mobile, you will be able to: Conveniently and securely do your banking - Open a bank account in an instant - Create your profile from the comfort of your home at any time - Have a full view of your accounts, balances and transactions - Download account statements and transaction receipts - Lost your card? Block it temporarily Grow - Borrow with ease - View and pay your loan balances Transact on the go - Send money -- To your own or other Equity accounts -- To other banks, locally or internationally -- To mobile money -- To your prepaid or credit card(s) - Pay with Equity -- Pay your bills -- Buy goods -- Pay to an M-PESA till - Buy airtime - Save people and businesses to your list of favourites Quick and easy access - Sign-in with fingerprint or facial recognition - Change the app to your preferred language (we support English, French, Kinyarwanda, Swahili and 中文)
Upesi
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Upesi is the ideal way for you to send money online worldwide. From the comfort of your home or office, you will enjoy the following: - High locked-in online exchange rates: we pass on our great rates directly to you, so your recipient gets more with each transfer. - Low transfer fees: we have some of the lowest transfer fees online. - Guaranteed security & privacy. - 100% money back guarantee: if your online money transfer is not completed or delivered after you have funded the transaction, you may request a cancellation of the transaction and you will be refunded full. - Choice in payment options: you can pay by using your validated bank account, or by credit or debit card. - 24/7 phone & online support: we are here round the clock and can be reached by phone, email, or online web chat. We in Upesi believe in our client’s privacy and confidentiality and thus our system is secured by a well established security system as you security is our top priority. We observe a high compliance and safety standard to give the senders the peace of mind to transfer their money online knowing that their personal information and money is in safe hands. Our app uses third-party SDKs (Smile ID and MetaMap) for identity verification. These SDKs access the TrueDepth camera and ARKit features internally to perform liveliness detection and anti-spoofing. These features are only used during the user identity verification flow. No AR experiences are exposed to the user.
Screenshots
Verdict
The clearest difference is iOS requirement: Equity Mobile at 13.0 against Upesi's 15.0. On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Both ship on a similar rhythm, roughly fortnightly. The most recent releases landed on September 28, 2026 and September 24, 2026 respectively.
| Parameter | Equity Mobile | Upesi |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (6.2K ratings) — better | — |
| Positive reviews | 74.2% of reviews | — |
| Number of ratings | 6.2K — better | — |
| Update frequency | Fortnightly | Fortnightly |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 13.0 — better | 15.0 |
| Further details — not scored | ||
| Size | 203 MB | 121 MB |
| Age rating | 4+ | 17+ |
| Developer | Equity Group Holding | UPESI MONEY TRANSFER LIMITED |
Bugs and requests
Equity Mobile
Reported bugs
5 issues- Unable to log in after app updates
- Verification options not working
- Buy goods and Paybill services not functioning
- Transactions not reflecting in account
- App crashes on launch
Requested features
5 requests- Download and view transaction receipts
- Access account statements for specific dates
- Integrate with mobile money services
- Add virtual card feature
- Improve multi-factor authentication
Upesi
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Equity Mobile
No in-app purchases
Upesi
No in-app purchases








