Equity Mobile vs True Shilling
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Equity Mobile
Manage your finances and lifestyle needs from a single platform. This app allows you to view balances, pay bills, transfer funds, and even open accounts instantly. Securely access your financial information and perform transactions on the go.
- Instant account opening
- View account balances and transactions
- Pay bills and buy goods
- Send money locally and internationally
- Block lost cards
- Borrow and manage loans
- Biometric sign-in
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Equity mobile has revolutionised digital banking. This app gives you complete control of your financial and lifestyle needs. Simply view your balances, pay your bills, buy airtime, send money and so much more, all from one convenient platform. With Equity mobile, you will be able to: Conveniently and securely do your banking - Open a bank account in an instant - Create your profile from the comfort of your home at any time - Have a full view of your accounts, balances and transactions - Download account statements and transaction receipts - Lost your card? Block it temporarily Grow - Borrow with ease - View and pay your loan balances Transact on the go - Send money -- To your own or other Equity accounts -- To other banks, locally or internationally -- To mobile money -- To your prepaid or credit card(s) - Pay with Equity -- Pay your bills -- Buy goods -- Pay to an M-PESA till - Buy airtime - Save people and businesses to your list of favourites Quick and easy access - Sign-in with fingerprint or facial recognition - Change the app to your preferred language (we support English, French, Kinyarwanda, Swahili and 中文)
True Shilling
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Pay all your utility bills and Recharge using True Shilling that offers a full spectrum of Utility Bill Payment through Mobile App. Users can make payment for Electricity, Water, Gas, Mobile Recharge using True Shilling App.
Screenshots
Verdict
The clearest difference is update cadence: Equity Mobile at fortnightly against True Shilling's every 4 months. Equity Mobile also leads on iOS requirement (13.0 vs 15.6). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Equity Mobile ships an update fortnightly, True Shilling every 4 months. The most recent releases landed on October 17, 2026 and October 14, 2026 respectively.
| Parameter | Equity Mobile | True Shilling |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (6.2K ratings) — better | — |
| Positive reviews | 75.4% of reviews | — |
| Number of ratings | 6.2K — better | — |
| Update frequency | Fortnightly — better | Every 4 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 13.0 — better | 15.6 |
| Further details — not scored | ||
| Size | 203 MB | 96 MB |
| Age rating | 4+ | 17+ |
| Developer | Equity Group Holding | SOMXCHANGE AND DIGITAL SERVICES LTD |
Bugs and requests
Equity Mobile
Reported bugs
5 issues- Unable to log in after app updates
- Verification options not working
- Buy goods and Paybill services not functioning
- Transactions not reflecting in account
- App crashes on launch
Requested features
5 requests- Download and view transaction receipts
- Access account statements for specific dates
- Integrate with mobile money services
- Add virtual card feature
- Improve multi-factor authentication
True Shilling
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Equity Mobile
No in-app purchases
True Shilling
No in-app purchases
