Envy vs Expense Tracker

================== Recent 5-Star Reviews ================== "Love the simplicity of this app. We don't want to carry cash around but wanted to still utilize the envelope system. This is the best app so far." "I've gone through all the budgeting apps literally at least 30. All of them wanted my bank information, didn't offer digital envelopes, or was just over complicated! I needed an app that I could have 5-10 categories on that was easy to use and didn't require me to put in all my bills and total salary." "Good for people who want a simple way to track and control their spending. Very effective way of seeing what is left to spend. Clean and user-friendly interface." ================== Envy ================== After trying all the popular budgeting apps for years and running into the same issues over and over again.... • Ridiculous subscription models • Continually recategorizing transactions • Security concerns over linking cards and accounts • Complicated graphs and features • Long latency to update recent transactions • Creating login accounts over and over again • Verifying credentials repeatedly ...I created Envy. Simplistic budgeting that digitizes the cash envelope system and puts you back in the driver seat. Sure, it's manual but it's your money after all. • Create unlimited envelopes to organize your budget and manage your money easily* • Sync across your iPhone and iPad through your own iCloud. No accounts, no passwords, no servers in the middle. • Share a budget with a partner. Both sides see the same envelopes update in real time. • Set savings goals with target amounts and deadlines. See how much to set aside per day to hit every goal on time. • Track debts and money set aside separately, so they don't muddle your spendable total. • Quick deposit refills all of your envelopes in one click (you can choose whether to exclude envelopes from this feature) • Rename envelopes and update their budget without losing transactions. • Move transactions easily from one envelope to another • Start envelopes with negative balances if you're carrying a debt or an overspend • See all your transactions in one place outside of each category • Enter and edit transactions in under 5 seconds • Editorial Insights show where your money goes, month over month • Export your transactions as a CSV • Custom sorting or sort by date, transaction, amount, name, deposit and color • Based on your local currency • Light and dark mode that follow your system • Dedicated solo developer that responds to emails :) ~~~~~~~~~~~~~~~~~~~~~~~~~~~ ****TRY BEFORE YOU BUY • Free version provides limited envelopes and viewable transactions that demonstrate the functionality and ease of use.

MoneyNote – Your Simple Daily Finance Tracker MoneyNote helps you record income and expenses with ease. Just enter your spending on a clean, intuitive screen—MoneyNote instantly organizes everything into calendars and visual reports so you can clearly understand how your money flows every month. * Clean & Easy-to-Use Interface * No Account or Sign-Up Required * All Features Completely Free * Scan receipts with AI and instantly convert them into expense entries — no manual typing required. * Add Entries Directly from the Calendar * Monthly, Yearly & Overall Summary Reports * Customizable Expense & Income Categories * Support for Recurring Transactions * iCloud Backup without register * Subscription Management * Export your data as Excel or PDF files to view, share, or print anytime * Manage your spending easily with different currencies and multiple Spaces ◆ Quick Entry * Select a category and input the amount in seconds. * Built-in calculator with large, readable numbers. * Continuous entry mode makes recording multiple receipts effortless. ◆ Calendar View * Track your daily spending visually on a monthly calendar. * Adjust the week’s starting day and define your own monthly cycle. * Add or remove transactions directly from the calendar. * Set starting balance and savings to view carryovers and total assets. ◆ Reports * Understand your financial habits through clean pie charts. * Review spending proportions by category with detailed stats. * Easily spot areas where you can reduce unnecessary expenses. ◆ iCloud Backup * Automatically sync and back up all your records securely through iCloud. * Your data stays safe and up-to-date across multiple devices. * No manual steps required—your finances are always protected. ◆ Subscription Management * Manage all recurring subscriptions in one organized list. * Track renewal dates, payment cycles, and monthly spending on services. * Avoid forgotten subscriptions and keep control of your fixed expenses. A Simple, Smart, and Lightweight Money Tracker MoneyNote focuses on what truly matters: fast input, clear visuals, and essential tools for managing your finances. No unnecessary features—just a smooth, straightforward experience anyone can use from day one. Start organizing your finances with MoneyNote today! Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://www.freeprivacypolicy.com/live/dfa3f4d1-0172-4dbe-a8e5-6d7be21666ed