Imprint App vs SaveSpend3

Imprint builds loyalty credit cards with your favorite brands to reward you for the things you love. Apply for a Card View our cards at www.imprint.co/programs and apply for one you like. Unlimited Rewards Earn rewards for every purchase you make with your card. Earn even more when shopping at your favorite brands! * Manage Your Card Suggestion: Start spending immediately with your virtual card. Get full access in a single app – account activity, statements, payment management, rewards, and more. Tap to Pay Easily add your cards to Apple Pay to keep access at your fingertips. Security We are fully compliant with the Payment Card Industry Data Security Standard (PCI DSS) for data encryption. We also support two-factor authentication (2FA), TouchID / FaceID, and PIN security. About Us Imprint is a financial technology company, not a bank. Cards issued by First Electronic Bank, pursuant to licenses from Visa® USA Inc & from Mastercard® International Incorporated. *Learn more about terms & conditions at www.imprint.co

Helpful to plan and budget your money, SaveSpend3 calculates Savings, or Social Security Accumulation vs filing age, or Spending over time. Earnings/interest, inflation, and taxes are included in the calculations as appropriate. Monte Carlo random variation can optionally be applied to earnings/interest and/or inflation and averaged over multiple runs. Results can be viewed in a table or as a chart. Separate tabs are provided to calculate Save, SSAccumulate, and Spend. Save can easily calculate the growth effects of compound interest rates and yearly taxes and on your regular monthly savings. Compounding frequencies of daily, monthly, quarterly, semiannually, or annually can be selected in the Settings. SSAccumulate similarly calculates compound growth but also takes into account inflation COLA adjustments to the SS amounts. The default 3 filing ages of 62, 66, and 70 can be adjusted by the user in the Settings. Spend will calculate the remaining balance year after year given an initial principal amount and initial withdrawal amount per year. You can budget how long your money will last given its earnings rate per year and the inflation rate per year. This is minimalist by design with no ads, no in-app purchases, no pro buy-up version, no data collection or profiling, no bells and whistles, and no fancy moving graphics to distract you, just numbers. Note: Financial entertainment value only, fun playing with numbers. This uses simple yearly compounding, assumes constant interest, earnings, inflation, and taxes, and should NOT be used for accurate predictions.