Flash vs PayMe.tech
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Flash
Make instant digital payments securely with your phone, eliminating the need for cash or cards. Track spending, pay bills, and manage finances with ease. Features biometric authentication for secure transactions.
- Instant digital payments
- Scan and pay in-store and on delivery
- Bill reminders and payments
- Spending insights and financial wellness
- Biometric authentication (Face ID/fingerprint)
- Link cards and digital wallets
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*WHAT IS FLASH?* A convenient and secure way to make instant digital payments with your phone, replacing the hassle of carrying cash or cards and tracking your spending habits. SECURITY FIRST: Licensed, encrypted and secure. Flash is licensed by the Central Bank of Egypt with all payments being fully encrypted and securely processed through Banque Misr. To ensure enhanced and personalized security, Face ID or fingerprints are used for both payment and login confirmation making it easy to access your account while keeping your information safe. *SCAN AND PAY* Pay with your phone in-store and on delivery. In-store —- You don’t need cash, your cards or a POS machine to pay, just scan the QR code provided by our partner merchant(s) and use any of your pre-saved cards or digital wallets to pay. Delivery —- No more paying for anything you’re uncertain of, replace cash on delivery with Flash on delivery. Receive your order, love it, scan it then pay it! *You can pay remotely by uploading the QR code through the app to proceed with the payment wherever you are. *Choose one of your saved cards or digital wallets on the app and pay easily with biometric authentication (FaceID or fingerprints.) No OTP or CVV is required! GET BILL REMINDERS Never miss a bill again! Access a wide range of bill payment services and with our customizable bill reminders feature, you just add your details once and we’ll take care of reminding you when they’re due! *BILL SERVICES* *Air recharge & mobile bill payment (Etisalat, Orange, Vodafone, We) *DSL bill payment and top up *Landline bill Payment (WE) *Electricity bill payment (South Cairo, North Cairo, Alexandria, Canal Electricity) *Gas bill payment (Petrotrade, TaQa, NatGas) *Water bill payment (Alexandria, Giza, Marsa Matrouh Water Companies) *Online games (PlayStation cards, Xbox, PUBG) *Entertainment / TV Subscriptions (TOD, beIN Sports) *Education (Cairo University, Ain Shams University) *Installments (Valu, Contact, Sohoula) *Donations (Misr El Kheir Association, 57357 Hospital, Al Orman, Egyptian Food Bank, Resala) *FINANCIAL WELLNESS* Overwhelmed by money matters and you ask yourself “where did my money go?!” often? Flash provides you with insights on your spendings and how you compare to the average user, to know the categories where you overspend. Get your daily dose of learning about money through our tailored educational content in the form of short Flash Facts and easy-to-digest blog posts that explain complex financial concepts in simple terms. EASY & FAST FROM SIGN UP TO PAYMENT: Sign up in 2 steps only, then add any card (credit or debit or prepaid) just once on the app and everytime you pay, just use your biometrics (FaceID or fingerprints) to authenticate - no OTP or CVV is required! Don’t want to add your card? You can link any digital wallet (Vodafone Cash, Orange Cash, Smart Wallet. etc). REACH US ANYTIME: Our support team is always available to help you with any questions or concerns you may have, don’t hesitate to reach out for our help when you need it, we’re one click away - you can find the support icon on the upper right corner of the homescreen.
PayMe.tech
Easily pay bills and send money internationally with this secure e-payment solution. Manage obligations, send gift cards, and access exclusive offers from anywhere in the world.
- Cross-border bill payments
- Send gift cards and vouchers
- Prepaid card management
- Access to offers and discounts
- Real-time payments
- Secure transactions
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Welcome to PayMe – The Future of Cross-Border Payments Living abroad and need to manage bills back home? PayMe makes cross-border payments simple, fast, and secure. Send money, pay bills, and support your family anytime, from anywhere in the world. Say goodbye to complexity and delays. With PayMe, you can handle your financial obligations instantly using any bank card issued globally—giving you complete peace of mind. - Seamless Cross-Border Bill Payments Easily pay bills for your loved ones back home, including utilities, telecom, education, installments, and more. PayMe ensures smooth and reliable transactions without hassle. - Gift Cards & Vouchers Celebrate special moments effortlessly. Send digital gift cards and vouchers instantly for birthdays, anniversaries, and other occasions—no matter where you are. - Prepaid Cards Manage your spending with ease using PayMe’s prepaid card feature. Load funds securely and stay in control of your finances. - Exclusive Offers & Discounts Stay updated with the latest deals from your favorite brands. Enjoy savings on shopping, dining, entertainment, and more. - Why Choose PayMe? Fast & Easy – Complete transactions in just a few taps Transparent – No hidden fees, full clarity on every payment Low Fees – Competitive rates compared to traditional methods Global Access – Manage payments anytime, anywhere Real-Time Processing – Instant payments without delays Secure & Trusted – Licensed by the Central Bank of Egypt and the Central Bank of the UAE PCI Compliant – Industry-standard data protection Fraud Protection – Advanced security to keep your transactions safe Dedicated Support – Our team is always ready to assist you Pay your bills from anywhere in the world to Egypt—and soon, to even more countries. Stay in touch with us! Website: www.payme.tech Support: customer.support@payme.tech Instagram: https://instagram.com/payme.egy?igshid=dWtudTBqMTlpenpz Facebook: https://www.facebook.com/profile.php?id=61551375730887&mibextid=LQQJ4d
Screenshots
Verdict
The clearest difference is rating: Flash at 4.6 against PayMe.tech's 2.3. Flash also leads on review sentiment (25% vs 0%) and ratings volume (163 vs 3). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Flash holds the better App Store score, 4.6 against 2.3. That said, the two scores are not equally well evidenced: Flash has 163 ratings behind it against 3, so its average is the more settled of the two. Written reviews point the same way: 25% of Flash's written reviews are positive against 0% of PayMe.tech's.
Both ship on a similar rhythm, roughly fortnightly. Both last shipped on November 3, 2026.
| Parameter | Flash | PayMe.tech |
|---|---|---|
| Price | Free | Free |
| Rating | 4.6 (163 ratings) — better | 2.3 (3 ratings) |
| Positive reviews | 25.0% of reviews — better | 0.0% of reviews |
| Number of ratings | 163 — better | 3 |
| Update frequency | Fortnightly | Fortnightly |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.5 — better | 15.6 |
| Further details — not scored | ||
| Size | 137 MB | 35 MB |
| Age rating | 4+ | 17+ |
| Developer | Flash For Technological Solutions | Payme Digital For Payment Services Provider CO.L.L.C |
Customer experience
Flash
PayMe.tech
In-app purchases
Flash
No in-app purchases
PayMe.tech
No in-app purchases









