Mashreq Egypt vs Flash

Experience seamless mobile banking with Mashreq Egypt: transfer funds, track credit cards, and manage accounts in one secure online banking app. Step into the future of banking with the Mashreq Egypt mobile banking application, a user-friendly banking app that puts all your personal financial services at your fingertips, exclusively for individual account holders. Key Features & Benefits All-In-One Account Management View balances, transaction history, and e-statements for current and savings or certificate of deposit accounts. Instantly open a Mashreq NEO or a current account with zero account opening fees. Fast, Secure Transfers & Payments Enjoy money transfers with Mashreq. Send money locally in seconds with InstaPay. Transfer EGP and foreign currencies internationally (international and FCY transfers may take longer to process). Pay utility bills, recharge your mobile, and settle government dues, such as traffic fines, in a few clicks. Full Credit Card Control in One App Apply for and manage your Mashreq Egypt credit cards directly within the app. Track spending, view statements, and request card controls, temporary lock or unlock, or change limits effortlessly through the app. Smart Savings & Investment Tools Open a certificate of deposit and grow your wealth at competitive rates. Set savings goals and automate transfers to achieve them effortlessly. Unmatched Security & Support Biometric login (fingerprint or Face ID) and two-factor authentication for total peace of mind. 24/7 chatbot and in-app chat for NEO and Sphynx holders, available for CBE-approved inquiries like account details, transactions, and card services only. ATM & branch locator with GPS support. Why Mashreq Egypt? Seamless Online Banking App: Enjoy a responsive interface for individual account holders. Continuous Improvements: We release regular updates based on your feedback, introducing new features. Global Reach, Local Expertise: Part of Mashreq's international network, tailored to users' needs in Egypt. Join thousands who trust Mashreq Egypt for the best digital banking experience.

*WHAT IS FLASH?* A convenient and secure way to make instant digital payments with your phone, replacing the hassle of carrying cash or cards and tracking your spending habits. SECURITY FIRST: Licensed, encrypted and secure. Flash is licensed by the Central Bank of Egypt with all payments being fully encrypted and securely processed through Banque Misr. To ensure enhanced and personalized security, Face ID or fingerprints are used for both payment and login confirmation making it easy to access your account while keeping your information safe. *SCAN AND PAY* Pay with your phone in-store and on delivery. In-store —- You don’t need cash, your cards or a POS machine to pay, just scan the QR code provided by our partner merchant(s) and use any of your pre-saved cards or digital wallets to pay. Delivery —- No more paying for anything you’re uncertain of, replace cash on delivery with Flash on delivery. Receive your order, love it, scan it then pay it! *You can pay remotely by uploading the QR code through the app to proceed with the payment wherever you are. *Choose one of your saved cards or digital wallets on the app and pay easily with biometric authentication (FaceID or fingerprints.) No OTP or CVV is required! GET BILL REMINDERS Never miss a bill again! Access a wide range of bill payment services and with our customizable bill reminders feature, you just add your details once and we’ll take care of reminding you when they’re due! *BILL SERVICES* *Air recharge & mobile bill payment (Etisalat, Orange, Vodafone, We) *DSL bill payment and top up *Landline bill Payment (WE) *Electricity bill payment (South Cairo, North Cairo, Alexandria, Canal Electricity) *Gas bill payment (Petrotrade, TaQa, NatGas) *Water bill payment (Alexandria, Giza, Marsa Matrouh Water Companies) *Online games (PlayStation cards, Xbox, PUBG) *Entertainment / TV Subscriptions (TOD, beIN Sports) *Education (Cairo University, Ain Shams University) *Installments (Valu, Contact, Sohoula) *Donations (Misr El Kheir Association, 57357 Hospital, Al Orman, Egyptian Food Bank, Resala) *FINANCIAL WELLNESS* Overwhelmed by money matters and you ask yourself “where did my money go?!” often? Flash provides you with insights on your spendings and how you compare to the average user, to know the categories where you overspend. Get your daily dose of learning about money through our tailored educational content in the form of short Flash Facts and easy-to-digest blog posts that explain complex financial concepts in simple terms. EASY & FAST FROM SIGN UP TO PAYMENT: Sign up in 2 steps only, then add any card (credit or debit or prepaid) just once on the app and everytime you pay, just use your biometrics (FaceID or fingerprints) to authenticate - no OTP or CVV is required! Don’t want to add your card? You can link any digital wallet (Vodafone Cash, Orange Cash, Smart Wallet. etc). REACH US ANYTIME: Our support team is always available to help you with any questions or concerns you may have, don’t hesitate to reach out for our help when you need it, we’re one click away - you can find the support icon on the upper right corner of the homescreen.