Flash vs CIB Mobile Banking App

*WHAT IS FLASH?* A convenient and secure way to make instant digital payments with your phone, replacing the hassle of carrying cash or cards and tracking your spending habits. SECURITY FIRST: Licensed, encrypted and secure. Flash is licensed by the Central Bank of Egypt with all payments being fully encrypted and securely processed through Banque Misr. To ensure enhanced and personalized security, Face ID or fingerprints are used for both payment and login confirmation making it easy to access your account while keeping your information safe. *SCAN AND PAY* Pay with your phone in-store and on delivery. In-store —- You don’t need cash, your cards or a POS machine to pay, just scan the QR code provided by our partner merchant(s) and use any of your pre-saved cards or digital wallets to pay. Delivery —- No more paying for anything you’re uncertain of, replace cash on delivery with Flash on delivery. Receive your order, love it, scan it then pay it! *You can pay remotely by uploading the QR code through the app to proceed with the payment wherever you are. *Choose one of your saved cards or digital wallets on the app and pay easily with biometric authentication (FaceID or fingerprints.) No OTP or CVV is required! GET BILL REMINDERS Never miss a bill again! Access a wide range of bill payment services and with our customizable bill reminders feature, you just add your details once and we’ll take care of reminding you when they’re due! *BILL SERVICES* *Air recharge & mobile bill payment (Etisalat, Orange, Vodafone, We) *DSL bill payment and top up *Landline bill Payment (WE) *Electricity bill payment (South Cairo, North Cairo, Alexandria, Canal Electricity) *Gas bill payment (Petrotrade, TaQa, NatGas) *Water bill payment (Alexandria, Giza, Marsa Matrouh Water Companies) *Online games (PlayStation cards, Xbox, PUBG) *Entertainment / TV Subscriptions (TOD, beIN Sports) *Education (Cairo University, Ain Shams University) *Installments (Valu, Contact, Sohoula) *Donations (Misr El Kheir Association, 57357 Hospital, Al Orman, Egyptian Food Bank, Resala) *FINANCIAL WELLNESS* Overwhelmed by money matters and you ask yourself “where did my money go?!” often? Flash provides you with insights on your spendings and how you compare to the average user, to know the categories where you overspend. Get your daily dose of learning about money through our tailored educational content in the form of short Flash Facts and easy-to-digest blog posts that explain complex financial concepts in simple terms. EASY & FAST FROM SIGN UP TO PAYMENT: Sign up in 2 steps only, then add any card (credit or debit or prepaid) just once on the app and everytime you pay, just use your biometrics (FaceID or fingerprints) to authenticate - no OTP or CVV is required! Don’t want to add your card? You can link any digital wallet (Vodafone Cash, Orange Cash, Smart Wallet. etc). REACH US ANYTIME: Our support team is always available to help you with any questions or concerns you may have, don’t hesitate to reach out for our help when you need it, we’re one click away - you can find the support icon on the upper right corner of the homescreen.

The CIB Mobile Banking app just got even better and has been completely redesigned to offer a more intuitive, user-friendly, and secure banking experience! Here's what's new: **Sleek and Modern Design: Enjoy a fresh and intuitive interface for easy navigation of your finances. ** Enhanced Functionality: Access all your banking needs in one place, from managing Accounts, Cards, Investments, and Payments to Transfers. * Seamless Navigation: Find what you need quickly with streamlined menus and intuitive navigation. ** Benefits: * Save Time: Manage your finances on the go, anytime, anywhere. * Simplify Banking: Enjoy a more convenient and efficient way to bank. * Gain Control: Take charge of your finances with easy-to-use tools and features. ** Features & Services: * Easy Login: Use biometrics (fingerprint or face-ID) for quick access. * Account Management: Open Accounts, view balances, accounts’ statements, transactions, and product details. * Card Management: More control over your card management online, replace and stop cards, and activate cards. * Credit Card Management: View credit cards’ balance, credit left to use, details, and transactions, and manage direct debit. * Transfers: Instant money transfer inside Egypt, Transfer money within and outside Egypt, settle credit cards, and schedule one-time or recurring transfers. * Payments: Bill & Charity payments. * Products: Apply for credit cards, overdrafts, and loans. * Investment: Manage your investment portfolio online, Buy/Sell Funds, Certificates/Time Deposits. ** Additional Services: Quick Cash, view statements, subscribe to e-statements, request chequebooks, locate branches/ATMs, currency converter, and more. Download the CIB Mobile Banking app to manage all your banking needs conveniently in one place. Optimized for use with iOS 16.0 or later.