Comparison

DrukPay vs DK Bank

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

DrukPay

Perform banking tasks securely and conveniently from your mobile device. Access Druk PNB banking services, initiate transactions, and manage your accounts with just a few clicks. Requires a stable internet connection for optimal performance.

Highlights
  • Secure banking transactions
  • Access Druk PNB services
  • Perform banking tasks remotely
  • Manage accounts
  • User-friendly interface
Features
Read full description

Bank right here, right now with the DrukPay (The official app for Druk PNB Bank Ltd.). DrukPay is secure, fast, and convenient. Using DrukPay, all your transaction is just a few clicks away. Perform your banking tasks from the palm of your hand, from anywhere, and at any time! This application provides access to Druk PNB banking services across all operators. It provides its customers to access the various features of banking over a secure channel. The application supports iOS 12.0 and above. NOTE: One-time activation is mandatory after downloading the new app before logging in. After downloading the Mobile App, existing internet Banking Users can log in using their user id and password. New Users are required to visit the nearest Branch of Druk PNB for activation of Mobile Banking. Important Tips: 1. Before downloading App customers are requested to check the availability of a stable internet connection on their mobile handsets. 2. If login password is forgotten, the customer will have to visit the nearest Branch 3. Please note that before transferring money to any DPNB Customer, you have to add the details of the Beneficiary/Payee in My Payees. You are requested not to follow any link/E-Mail requesting to share your Bank Details, Personal Details, User ID and Password, One-Time Passwords (OTP), etc. Our Bank never asks for such information from its customers. Please report any such incident at corp.it@drukpnbbank.bt For any queries/clarifications, please contact our help desk at (02-324497) or e-mail us at corp.it@drukpnbbank.bt.

About

DK Bank

A digital banking application for Bhutanese citizens, offering seamless and secure financial management. It allows for easy account opening, 24/7 access to services, and intelligent features like daily interest accrual and real-time fund transfers.

Highlights
  • Effortless account opening
  • 24/7 banking access
  • Biometric authentication
  • Daily interest accrual
  • Real-time fund transfers
  • QR-based merchant payments
  • Foreign currency conversion
Features
Read full description

Introducing Digital Kidu (DK) – Your Gateway to Modern Banking in Bhutan! Experience the future of banking with Bhutan's pioneering digital bank – Digital Kidu. We're revolutionizing the way Bhutanese citizens manage their finances by offering a seamless, secure, and intelligent banking experience right at your fingertips. Simple, Streamlined Banking - Open your DK account effortlessly through our user-friendly app. - Gain direct access to essential banking services without the hassle. - Enjoy the convenience of banking services that are available 24/7, anywhere you are. Uncompromised Security - Exclusive login access for verified DK customers ensures your financial safety. - Embrace peace of mind with biometric authentication and advanced security features. Elevated Intelligence for Your Money - Watch your money grow with daily interest accrual on your account. - Experience the power of real-time fund transfers and quick QR-based merchant payments. - Seamlessly convert foreign currencies for your international transactions. - Access outstanding balance and effortlessly retrieve bill payments. - Request funds from anyone in just a few taps. - Split bills effortlessly among friends and family, making payments a breeze. At Digital Kidu, we're not just a bank; we're your financial partner on your journey to a smarter, more prosperous future. Embrace the convenience of modern banking and experience a world of financial possibilities with Digital Kidu. Download the app today and step into a new era of banking in Bhutan. Your financial freedom awaits!

Screenshots

DrukPay4 screens
DK Bank4 screens

Verdict

The call

The clearest difference is rating: DK Bank at 4.0 against DrukPay's 2.5. DK Bank also leads on ratings volume (13 vs 4). DrukPay's advantage is iOS requirement (13.0 vs 15.5). On price, review sentiment, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

DK Bank holds the better App Store score, 4.0 against 2.5. Both are backed by a comparable volume of ratings — 4 and 13 respectively. Written reviews split almost evenly too, at 0% and 0% positive.

UpkeepUpdate frequency

DrukPay ships an update every 2 months, DK Bank monthly. The most recent releases landed on September 9, 2026 and August 8, 2026 respectively.

Scorecard3 real differences · 7 level
DrukPay versus DK Bank: the parameters behind the verdict, then further details
ParameterDrukPayDK Bank
PriceFreeFree
Rating2.5 (4 ratings)4.0 (13 ratings) — better
Positive reviews0.0% of reviews0.0% of reviews
Number of ratings413 — better
Update frequencyEvery 2 monthsMonthly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPod
Requires iOS13.0 — better15.5
Further details — not scored
Size63 MB103 MB
Age rating4+17+
DeveloperDRUK PNB BANK LTDDK Limited

Customer experience

DrukPay

All ratings4 ratings
Positive25.0%
Neutral25.0%
Negative50.0%
Written reviews7 reviews
Positive0.0%
Neutral28.6%
Negative71.4%

DK Bank

All ratings13 ratings
Positive69.2%
Neutral7.7%
Negative23.1%
Written reviews5 reviews
Positive0.0%
Neutral20.0%
Negative80.0%

In-app purchases

None

DrukPay

No in-app purchases

None

DK Bank

No in-app purchases

Questions

Is DrukPay free?
DrukPay is free to download, with no in-app purchases.
Is DK Bank free?
DK Bank is free to download, with no in-app purchases.
Which has better reviews, DrukPay or DK Bank?
DK Bank is rated higher. DrukPay averages 2.5 out of 5 from 4 ratings, while DK Bank averages 4.0 from 13 ratings.
Do DrukPay or DK Bank have ads?
Neither DrukPay nor DK Bank shows ads.
Which is updated more often, DrukPay or DK Bank?
DrukPay ships an update every 2 months, and DK Bank monthly. Most recently, DrukPay was updated on September 9, 2026 and DK Bank on August 8, 2026.

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