MyRICB vs DrukPay
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
MyRICB
Manage your insurance policies and loans with this secure mobile application. Make loan repayments, deposit premiums, view policy details, and generate statements. You can also make payments on behalf of others.
- Loan installment repayment
- Life insurance premium deposit
- Deferred annuity premium deposit
- View loan and policy details
- Pay on behalf of others
- Generate online statements
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MyRICB is a mobile application of Royal Insurance Corporation of Bhutan Limited. It is a free, secured and convenient insurance application designed to facilitate the following functionalities: 1. Repayment of Loan Installments 2. Deposit of Life Insurance Premium 3. Deposit of Deferred Annuity Premium 4. Viewing details of Loans and Insurance Policies 5. Payment on behalf of others (Friends, Relatives and Family) 6. Generating online statements such as Loan, Private Provident Fund and Group Insurance Scheme statements Features: * Click New User? Sign up and provide details. * Confirm your registration by inserting the OTP number SMS in your mobile. * Login to view details of your Insurance Policies and Loans with us. * You can pay your Loan Installments and Insurance Premiums by connecting to secured RMA Payment Gateway. * You will be notified by SMS once your Loans and Insurance policies are updated. * By Selecting "Pay For Others" you can also track and simultaneously pay on behalf of your friends, family and relatives. * Generate online statements such as Loan Statement, Private Provident Fund Statement and Group Insurance Scheme memos. * You can avail all our services for free of charge. We aspire to serve you better by adding more new services in future. For any further clarification contact us at our Toll-Free No # 1811/1511 or write to us at feedback@ricb.bt.
DrukPay
Perform banking tasks securely and conveniently from your mobile device. Access Druk PNB banking services, initiate transactions, and manage your accounts with just a few clicks. Requires a stable internet connection for optimal performance.
- Secure banking transactions
- Access Druk PNB services
- Perform banking tasks remotely
- Manage accounts
- User-friendly interface
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Bank right here, right now with the DrukPay (The official app for Druk PNB Bank Ltd.). DrukPay is secure, fast, and convenient. Using DrukPay, all your transaction is just a few clicks away. Perform your banking tasks from the palm of your hand, from anywhere, and at any time! This application provides access to Druk PNB banking services across all operators. It provides its customers to access the various features of banking over a secure channel. The application supports iOS 12.0 and above. NOTE: One-time activation is mandatory after downloading the new app before logging in. After downloading the Mobile App, existing internet Banking Users can log in using their user id and password. New Users are required to visit the nearest Branch of Druk PNB for activation of Mobile Banking. Important Tips: 1. Before downloading App customers are requested to check the availability of a stable internet connection on their mobile handsets. 2. If login password is forgotten, the customer will have to visit the nearest Branch 3. Please note that before transferring money to any DPNB Customer, you have to add the details of the Beneficiary/Payee in My Payees. You are requested not to follow any link/E-Mail requesting to share your Bank Details, Personal Details, User ID and Password, One-Time Passwords (OTP), etc. Our Bank never asks for such information from its customers. Please report any such incident at corp.it@drukpnbbank.bt For any queries/clarifications, please contact our help desk at (02-324497) or e-mail us at corp.it@drukpnbbank.bt.
Screenshots
Verdict
The clearest difference is rating: DrukPay at 2.5 against MyRICB's 1.0. MyRICB's advantage is review sentiment (17% vs 0%). On price, ratings volume, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
DrukPay holds the better App Store score, 2.5 against 1.0. Both are backed by a comparable volume of ratings — 2 and 4 respectively. Written reviews complicate that: 17% of MyRICB's written reviews are positive against 0% of DrukPay's, so the app with the better star average is not the one people write more warmly about.
MyRICB ships an update monthly, DrukPay every 2 months. The most recent releases landed on September 17, 2026 and September 9, 2026 respectively.
| Parameter | MyRICB | DrukPay |
|---|---|---|
| Price | Free | Free |
| Rating | 1.0 (2 ratings) | 2.5 (4 ratings) — better |
| Positive reviews | 16.7% of reviews — better | 0.0% of reviews |
| Number of ratings | 2 | 4 — better |
| Update frequency | Monthly — better | Every 2 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 14.0 | 13.0 — better |
| Further details — not scored | ||
| Size | 24 MB | 63 MB |
| Age rating | 4+ | 4+ |
| Developer | Royal Insurance Corporation of Bhutan | DRUK PNB BANK LTD |
Customer experience
MyRICB
DrukPay
In-app purchases
MyRICB
No in-app purchases
DrukPay
No in-app purchases





