MyRICB vs BDBLePay
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
MyRICB
Manage your insurance policies and loans with this secure mobile application. Make loan repayments, deposit premiums, view policy details, and generate statements. You can also make payments on behalf of others.
- Loan installment repayment
- Life insurance premium deposit
- Deferred annuity premium deposit
- View loan and policy details
- Pay on behalf of others
- Generate online statements
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MyRICB is a mobile application of Royal Insurance Corporation of Bhutan Limited. It is a free, secured and convenient insurance application designed to facilitate the following functionalities: 1. Repayment of Loan Installments 2. Deposit of Life Insurance Premium 3. Deposit of Deferred Annuity Premium 4. Viewing details of Loans and Insurance Policies 5. Payment on behalf of others (Friends, Relatives and Family) 6. Generating online statements such as Loan, Private Provident Fund and Group Insurance Scheme statements Features: * Click New User? Sign up and provide details. * Confirm your registration by inserting the OTP number SMS in your mobile. * Login to view details of your Insurance Policies and Loans with us. * You can pay your Loan Installments and Insurance Premiums by connecting to secured RMA Payment Gateway. * You will be notified by SMS once your Loans and Insurance policies are updated. * By Selecting "Pay For Others" you can also track and simultaneously pay on behalf of your friends, family and relatives. * Generate online statements such as Loan Statement, Private Provident Fund Statement and Group Insurance Scheme memos. * You can avail all our services for free of charge. We aspire to serve you better by adding more new services in future. For any further clarification contact us at our Toll-Free No # 1811/1511 or write to us at feedback@ricb.bt.
BDBLePay
Manage your bank accounts and perform transactions securely from your mobile device. Access account statements, transfer funds, pay bills, and manage loans. Features include QR code generation, cardless ATM withdrawals, and biometric login.
- Account statement viewing
- Fund transfers
- Bill payments
- Loan repayments
- Cardless ATM withdrawal
- QR code generation
- Biometric login
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Carry out your banking transactions from the comfort of your home! The following features are currently available through the app Registration Users have the options to choose the means through which they can opt to receive OTP for registration. Account statements Viewing Balance amount Viewing account statement/mini statements Fund transfer Bill Payments Loan repayments Recharges Generate/Scan National Quick response code Generate QR for particular account Scanner Card less withdrawal from ATM Card Services Change Credentials Transaction Chart Creating standing instructions Loan EMI and deposit rate calculators Change TPIN option to use biometric Raise charge back Forgot TPIN Donation Menu RD/FD account opening RD/FD account closure Viewing profile
Screenshots
Verdict
The clearest difference is rating: BDBLePay at 2.8 against MyRICB's 1.0. BDBLePay also leads on ratings volume (17 vs 2). MyRICB's advantage is review sentiment (17% vs 0%). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
BDBLePay holds the better App Store score, 2.8 against 1.0. That said, the two scores are not equally well evidenced: BDBLePay has 17 ratings behind it against 2, so its average is the more settled of the two. Written reviews complicate that: 17% of MyRICB's written reviews are positive against 0% of BDBLePay's, so the app with the better star average is not the one people write more warmly about.
MyRICB ships an update monthly, BDBLePay every 2 months. Both last shipped on September 17, 2026.
| Parameter | MyRICB | BDBLePay |
|---|---|---|
| Price | Free | Free |
| Rating | 1.0 (2 ratings) | 2.8 (17 ratings) — better |
| Positive reviews | 16.7% of reviews — better | 0.0% of reviews |
| Number of ratings | 2 | 17 — better |
| Update frequency | Monthly — better | Every 2 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 14.0 | 13.0 — better |
| Further details — not scored | ||
| Size | 24 MB | 77 MB |
| Age rating | 4+ | 4+ |
| Developer | Royal Insurance Corporation of Bhutan | BHUTAN DEVELOPMENT BANK LTD |
Customer experience
MyRICB
BDBLePay
In-app purchases
MyRICB
No in-app purchases
BDBLePay
No in-app purchases
