Comparison

Splitkaro vs SharPay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Splitkaro

Effortlessly manage shared expenses with friends, roommates, or family. This app simplifies bill splitting, tracks personal and group costs, and provides smart payment reminders to avoid awkward money conversations.

Highlights
  • Intelligent payment reminders
  • One-tap bill import from popular services
  • Item-wise bill splitting
  • Auto expense tracking via SMS
  • Group chat and money sharing
  • Graphs, charts, and analytics
  • Import balances from other apps
Features
Read full description

Splitkaro is the expense tracker and bill splitter for roommates, couples, trips, homes, teams, and your own personal spending. Track personal and shared expenses together in one app, with flexible splitting, smart reminders, spending insights, and no limit on how many expenses you add. FREE, AND FREE MEANS FREE Unlimited expenses. Unlimited members. Unlimited groups. No cap on how many expenses you can add, ever, and no paywall after the first handful. Category-wise spending insights are free too. Premium is optional. SWITCHING APPS? Coming from Splitwise? Import your groups & balances from Splitwise and carry on without limits. SPLIT EXPENSES ANY WAY YOU NEED • Split equally, unequally, by ratio, or item by item • Assign each dish or item to whoever actually had it • Rounding always adds up, so no cents are ever left over • Add cash expenses with a photo of the receipt • Share a split by link so the other person sees it right away • See who owes who at a glance, per group and overall • Smart reminders get people to settle up without awkward follow-ups • Track payments and balances until everyone is settled up • Chat with your group right where the expenses are A GROUP EXPENSE TRACKER FOR EVERY SITUATION • Roommates splitting rent, groceries and utilities • Couples managing shared spending • Friends and travel groups tracking trip costs • Families organising household expenses • Small teams sharing business costs • Personal expense tracking and budgeting MORE THAN A BILL SPLITTING APP Most people use one app to split expenses with friends and another to track their own. Splitkaro does both. Share costs on a carpool, split a group trip, split rent with housemates, split the check at dinner and settle up the same night. Your personal spending lives in the same place. AUTOMATIC EXPENSE TRACKING Import your bank and card statements and every purchase shows up on its own. Just tag it to a group. Set a rule once and future transactions go into the right group and category automatically. Direct card and bank connections are rolling out now. KNOW WHAT YOU ACTUALLY SPENT The bill was $120, but your share was $24. Splitkaro counts the $24. One tab shows what you really spent, paid, and received across every group and your personal expenses, with category analytics and clean monthly summaries. Your data syncs securely across your devices and the web, and friends can join your group from any phone. SPLITKARO PREMIUM Splitkaro is free to use. Premium is an optional upgrade that adds expense search, custom categories, full analytics, PDF export, and dark mode. Choose a monthly or yearly plan. • The monthly plan is an auto-renewing subscription. The yearly plan does not renew automatically • Payment is charged to your Apple ID account when you confirm the purchase • The monthly subscription renews automatically unless you cancel it at least 24 hours before the end of the current period • Your account is charged for the renewal within 24 hours before the current period ends • You can manage or cancel your subscription in your App Store account settings after purchase • You can keep using the free version without subscribing Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://privacy.splitkaro.com/ Questions or feedback? support@splitkaro.com

About

SharPay

Effortlessly manage and split shared expenses with friends and groups. Track spending, analyze habits with charts, and simplify bill settlements for trips, nights out, and more. Foster transparency and deepen connections without financial stress.

Highlights
  • Splitting Bills
  • Group Expenses Management
  • Finance Charts
  • Dividing Restaurant Payments
  • Automated Transaction Management
  • Expense Notifications
  • Secure Payment Options
Features
Read full description

Bridge the gap between financial stability and meaningful connections with SharPay, the ultimate solution for simplifying shared expenses. We've all been in those cringe-worthy money talks after a weekend trip, a night out, or a casual restaurant hangout. How many times have you lost track of your spending, resulting in awkward finger accounting sessions? It's a real struggle to figure out if you've overspent or accidentally overcharged someone you care about, especially when there are no transparent solutions that prioritize both relationships and your wallet. Enter SharPay—a game-changer designed for individuals like you and your social circle. Let us handle the financial details while you focus on enjoying those unforgettable moments. We understand the value of your connections, and that's why we empower you with the tools to manage, track, analyze, and share your expenses effortlessly. With SharPay, you can ditch the stress of figuring out who owes what and navigate financial conversations with ease. - Splitting Bills: Easily divide expenses among friends, ensuring everyone pays their fair share. - Group Expenses: Seamlessly manage shared costs for group activities or events. - Finance Charts: Gain insights into your spending habits with clear and intuitive financial charts. - Dividing Restaurant Payments: Effortlessly split restaurant bills, removing the awkwardness from post-meal settlements. - Breaking Down Expenses: Clearly itemize and understand where your money is going, so everyone is on the same page. - Easy Invitations: Simplify the process of inviting friends to join SharPay and start collaborating on expenses. - Automated Transaction Management: Let SharPay handle the details, automating transaction tracking and reducing the burden on you. - Expense Notifications: Stay in the loop with real-time notifications, ensuring everyone is aware of shared expenses. - Expense History: Access a comprehensive history of shared expenses, making it easy to track and review past transactions. - Secure Payment Options: Enjoy peace of mind with secure and convenient payment options within the app. - Monthly Payment Option: Simplify long-term financial planning by setting up monthly payments for expenses. Simplify how you track and analyze spending with your social circle, navigate financial discussions effortlessly, and foster transparency in shared expenses. With SharPay, you can live in the moment, create lasting memories, and deepen connections without worrying about the financial nitty-gritty. Discover SharPay today! Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Splitkaro4 screens
SharPay4 screens

Verdict

The call

The clearest difference is rating: Splitkaro at 4.9 against SharPay's 4.4. Splitkaro also leads on ratings volume (59 vs 11). SharPay's advantage is update cadence (every 8 days vs every 6 weeks) and device support (3 vs 1). On price, review sentiment, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Splitkaro sells 10 in-app purchases, starting at $2.00 per month and SharPay sells 2 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

Splitkaro holds the better App Store score, 4.9 against 4.4. That said, the two scores are not equally well evidenced: Splitkaro has 59 ratings behind it against 11, so its average is the more settled of the two. Written reviews complicate that: 78% of Splitkaro's written reviews are positive against 83% of SharPay's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

Splitkaro ships an update every 6 weeks, SharPay every 8 days. The most recent releases landed on October 17, 2026 and October 9, 2026 respectively.

Scorecard4 real differences · 6 level
Splitkaro versus SharPay: the parameters behind the verdict, then further details
ParameterSplitkaroSharPay
PriceFreeFree
Rating4.9 (59 ratings) — better4.4 (11 ratings)
Positive reviews78.5% of reviews83.3% of reviews — better
Number of ratings59 — better11
Update frequencyEvery 6 weeksEvery 8 days — better
AdsNoNo
In-app purchasesYesYes
MonetizationFreemiumFreemium
DevicesiPhoneiPhone, iPad, iPod — better
Requires iOS16.015.0 — better
Further details — not scored
Size82 MB61 MB
Age rating4+4+
DeveloperSplitkaro Private LimitedSooNet

Customer experience

Splitkaro

All ratings59 ratings
Positive98.3%
Neutral1.7%
Negative0.0%
Written reviews65 reviews
Positive78.5%
Neutral9.2%
Negative12.3%

SharPay

All ratings11 ratings
Positive81.8%
Neutral9.1%
Negative9.1%
Written reviews6 reviews
Positive83.3%
Neutral0.0%
Negative16.7%

In-app purchases

10 purchases

Splitkaro

Subscriptions2
  • Monthly Subscription$2.001 Month
  • Monthly Subscription$4.001 Month
One-time8
  • Splitkaro Subscription$0.99
  • Trail Plan$1.00
  • Monthly Plan$4.00
Show 5 more
  • Quarterly Plan$5.00
  • Yearly Plan$12.00
  • Yearly Plan Onboard$12.00
  • Yearly Plan Day1$12.00
  • Annual Premium Plan$15.00
2 purchases

SharPay

Subscriptions2
  • Monthly Plan$2.991 Month
  • Yearly Plan$27.991 Year

Questions

Is Splitkaro free?
Splitkaro is free to download, with in-app purchases available.
Is SharPay free?
SharPay is free to download, with in-app purchases available.
Which has better reviews, Splitkaro or SharPay?
Splitkaro is rated higher. Splitkaro averages 4.9 out of 5 from 59 ratings, while SharPay averages 4.4 from 11 ratings.
Do Splitkaro or SharPay have ads?
Neither Splitkaro nor SharPay shows ads.
Which is updated more often, Splitkaro or SharPay?
Splitkaro ships an update every 6 weeks, and SharPay every 8 days. Most recently, Splitkaro was updated on October 17, 2026 and SharPay on October 9, 2026.

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