Splitkaro vs Spensyble

Splitkaro is the expense tracker and bill splitter for roommates, couples, trips, homes, teams, and your own personal spending. Track personal and shared expenses together in one app, with flexible splitting, smart reminders, spending insights, and no limit on how many expenses you add. FREE, AND FREE MEANS FREE Unlimited expenses. Unlimited members. Unlimited groups. No cap on how many expenses you can add, ever, and no paywall after the first handful. Category-wise spending insights are free too. Premium is optional. SWITCHING APPS? Coming from Splitwise? Import your groups & balances from Splitwise and carry on without limits. SPLIT EXPENSES ANY WAY YOU NEED • Split equally, unequally, by ratio, or item by item • Assign each dish or item to whoever actually had it • Rounding always adds up, so no cents are ever left over • Add cash expenses with a photo of the receipt • Share a split by link so the other person sees it right away • See who owes who at a glance, per group and overall • Smart reminders get people to settle up without awkward follow-ups • Track payments and balances until everyone is settled up • Chat with your group right where the expenses are A GROUP EXPENSE TRACKER FOR EVERY SITUATION • Roommates splitting rent, groceries and utilities • Couples managing shared spending • Friends and travel groups tracking trip costs • Families organising household expenses • Small teams sharing business costs • Personal expense tracking and budgeting MORE THAN A BILL SPLITTING APP Most people use one app to split expenses with friends and another to track their own. Splitkaro does both. Share costs on a carpool, split a group trip, split rent with housemates, split the check at dinner and settle up the same night. Your personal spending lives in the same place. AUTOMATIC EXPENSE TRACKING Import your bank and card statements and every purchase shows up on its own. Just tag it to a group. Set a rule once and future transactions go into the right group and category automatically. Direct card and bank connections are rolling out now. KNOW WHAT YOU ACTUALLY SPENT The bill was $120, but your share was $24. Splitkaro counts the $24. One tab shows what you really spent, paid, and received across every group and your personal expenses, with category analytics and clean monthly summaries. Your data syncs securely across your devices and the web, and friends can join your group from any phone. SPLITKARO PREMIUM Splitkaro is free to use. Premium is an optional upgrade that adds expense search, custom categories, full analytics, PDF export, and dark mode. Choose a monthly or yearly plan. • The monthly plan is an auto-renewing subscription. The yearly plan does not renew automatically • Payment is charged to your Apple ID account when you confirm the purchase • The monthly subscription renews automatically unless you cancel it at least 24 hours before the end of the current period • Your account is charged for the renewal within 24 hours before the current period ends • You can manage or cancel your subscription in your App Store account settings after purchase • You can keep using the free version without subscribing Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://privacy.splitkaro.com/ Questions or feedback? support@splitkaro.com

How much can you actually spend right now, without running short before payday? Spensyble answers that one question. Import a bank statement you already have, confirm your bills and paychecks, and see your true safe-to-spend balance, not just the number your bank shows. HOW IT WORKS • Import a statement export from your bank as CSV, XLSX, or PDF. No bank login. No account linking. • Spensyble reads your transaction history and finds your recurring bills and paychecks on its own, with a confidence match shown for each one. Keep the ones that are right, dismiss the rest. • Enter your current balance and your next payday. • See your cash trajectory: what's already spoken for by upcoming bills, and what's genuinely free to spend until you're paid again. • See every day until payday: a calendar shows your balance at the end of each day. Tap a day to try a spend and see how it changes the rest of the cycle. Nothing is saved. • Add one-time expenses, like a dentist visit, alongside your recurring bills. Not sure yet? Tap "See it with sample data" and walk through the whole flow before you upload anything of your own. PRIVATE BY DESIGN Your statements are processed on your device. There is no Spensyble server, and your transactions, balances, and bills are never sent anywhere or synced. The only network requests the app makes are to handle your subscription, through Apple and our subscription provider, RevenueCat. Your statements stay on your phone, full stop. WHAT SPENSYBLE IS (AND ISN'T) It's a calculator, not a coach. There are no categories to maintain, no savings goals, no advice. It doesn't connect to your bank, and it doesn't offer financial, investment, or tax guidance. It tells you, clearly, whether you can afford it before Friday. FREE TO TRY Statement import and bill and paycheck detection are free. A 7-day free trial unlocks the rest: • Balance projection through payday • Cash trajectory and the bills due before payday • Day-by-day calendar with what-if spends • Monthly totals and trends After the trial, Spensyble is $79.99 per year (save 33% vs. monthly) or $9.99 per month. Subscription details: Payment is charged to your Apple ID account at confirmation of purchase. Subscriptions renew automatically unless canceled at least 24 hours before the end of the current period. Manage or cancel in your App Store account settings. Any unused portion of a free trial is forfeited when you purchase a subscription. Terms of Use: https://spensyble.com/terms