Comparison

Simply Pay vs UseBudget

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Simply Pay

Easily pay for services at laundromats and car washes directly from your smartphone. This app offers a secure private wallet, exclusive promotions, and customer loyalty rewards for a seamless payment experience.

Highlights
  • Fast and secure payments
  • Integrated virtual wallet
  • Promotional offers and benefits
  • Customer loyalty program
  • QR code scanning for payment
Features
Read full description

Simply Pay® Payer facilement en Laverie et en station de Lavage Auto Simply Pay® un outil de fidélisation compatible avec tous les équipements du marché. L’application smartphone développé par LM Control permet de payer directement depuis son smartphone, par le biais d’un portefeuille privatif. Profitez d'offres promotionnelles exclusives et d'avantages lors de vos rechargements. Fidélisez vos clients avec des récompenses attractives et bien plus encore. Caractéristiques principales : - Paiements rapides et sécurisés - Portefeuille virtuel intégré - Offres promotionnelles et avantages - Fidélisation client Comment ça marche ? - Je télécharge Simply Pay® - Je crée mon compte - Je scanne le QR Code - Je recharge mon compte Téléchargez Simply Pay dès aujourd'hui et simplifiez vos paiements ! Pour plus d'informations, rendez-vous sur : www.lmcontrol.com

About

UseBudget

Features
Read full description

Take back control of your money — without ever handing over your bank login. UseBudget never connects to your bank: you import your own statements (OFX, QFX, CSV), the app sorts them and shows what you will have left at the end of the month. NEW • Multi-currency: an account in the US, another in the UK? Each account in its own currency, your totals converted at the ECB reference rate, and cross-currency transfers at the amount actually received. • Demo without an account: try the app on sample data, without giving your email. • Statement reconciliation, CSV export, yearly budget view, calculations right in amount fields (12+8.50). • Overspend alerts and a weekly email summary, monthly PDF report: each with its own switch, nothing on by default. WHAT YOU CAN DO • Import your statements in seconds, duplicates detected automatically. • Categorise automatically with rules (keyword, amount) — and,, from the history of your choices. • Budget with envelopes: income, fixed costs, variable spending, extras. • Look ahead: your forecast balance at month end, and over 3, 6 or 12 months. • Split a receipt across categories, attach a planned expense to the statement line. • Track savings projects and prepare recurring payments (rent, salary, subscriptions). YOUR ACCOUNT One Marolya account gives you access to UseBudget and to the other apps in the Marolya family. Sign-in happens on marolya.fr, the app's publisher. Your UseBudget data stays in UseBudget. YOUR DATA In the iPhone app, an optional Face ID lock protects access to your data. Hosted in Europe. No advertising. No data resale. You can erase your UseBudget data at any time from the app. Deleting your ENTIRE Marolya account — the login and the other apps — is done on marolya.fr. Your data is not kept forever: after a year without visiting, you are notified by email, reminded two days before the deadline, then it is erased. Signing in is enough to cancel everything. TERMS Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Terms of service: https://usebudget.marolya.fr/cgu · Terms of sale: https://usebudget.marolya.fr/cgv Marolya — RCS 824 330 054 Angers (France)

Screenshots

Simply Pay4 screens
UseBudget4 screens

Verdict

The call

The clearest difference is in-app purchases: Simply Pay at none against UseBudget's 4. UseBudget's advantage is update cadence (every 2 days vs every 5 weeks). On price, ads, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. UseBudget sells 4 in-app purchases, starting at $9.99 per month. Simply Pay asks for nothing beyond the download.

UpkeepUpdate frequency

Simply Pay ships an update every 5 weeks, UseBudget every 2 days. The most recent releases landed on November 14, 2026 and November 6, 2026 respectively.

Scorecard2 real differences · 8 level
Simply Pay versus UseBudget: the parameters behind the verdict, then further details
ParameterSimply PayUseBudget
PriceFreeFree
Rating4.3 (4 ratings) — better—
Positive reviews48.4% of reviews—
Number of ratings4 — better—
Update frequencyEvery 5 weeksEvery 2 days — better
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree—
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.115.0 — better
Further details — not scored
Size53 MB10 MB
Age rating4+4+
DeveloperLM CONTROLNicolas BERGER

In-app purchases

None

Simply Pay

No in-app purchases

4 purchases

UseBudget

Subscriptions4
  • Base monthly1 Month trial$9.991 Month
  • Base + Analytics monthly1 Month trial$13.991 Month
  • Base yearly1 Month trial$99.001 Year
Show 1 more
  • Base + Analytics yearly1 Month trial$139.001 Year

Questions

Is Simply Pay free?
Simply Pay is free to download, with no in-app purchases.
Is UseBudget free?
UseBudget is free to download, with in-app purchases available.
Do Simply Pay or UseBudget have ads?
Neither Simply Pay nor UseBudget shows ads.
Which is updated more often, Simply Pay or UseBudget?
Simply Pay ships an update every 5 weeks, and UseBudget every 2 days. Most recently, Simply Pay was updated on November 14, 2026 and UseBudget on November 6, 2026.

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