Comparison

Lynk vs Bpay NG

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Lynk

A digital wallet for fast, safe, and easy cashless payments. Sign up in minutes without a bank account and make instant, fee-free transfers to friends and family or pay at a wide network of businesses. Advanced security ensures peace of mind.

Highlights
  • Cashless transactions
  • Instant, fee-free transfers
  • Quick signup
  • Network of small businesses
  • Advanced fraud prevention
Features
Read full description

Lynk is Jamaica’s fastest-growing digital wallet, offering a fast, safe, and easy way to make cashless payments. Sign up in under 5 minutes using just your smartphone and a valid national ID—no bank account needed. Once you’re set up, you can send and receive money from friends and family for free, collect remittances, shop locally and internationally (online or in person), and cash out easily at NCB ABMs. Collect Western Union and MoneyGram remittances directly to your phone from anywhere in the world in just a few quick steps—any time of day. Open up a world of payments with the Lynk Visa virtual card, enabling secure online shopping worldwide. With advanced fraud protection and security built into every transaction, Lynk gives you a smarter, safer, cashless way to manage your money with confidence. Download Lynk today and start Lynking instantly. Why you’ll love Lynk: - No bank account required - Instant money transfers with no hidden fees - Fast, secure cashless payments - Sign up quickly in minutes - Shop online worldwide with your Lynk Visa virtual card - Collect MoneyGram and Western Union remittances 24/7 - Easy cash-out at NCB ABMs - Powerful security designed to protect every transaction

About

Bpay NG

Features
Read full description

Bpay – Fast, Secure & Reliable Mobile Payments Bpay is your ultimate app for seamless airtime and data top-ups, electricity bill payments, and cable TV subscriptions — all in one place. Enjoy fast, secure, and reliable digital payments anytime, anywhere. Whether you’re recharging your phone or settling utility bills, Bpay makes every transaction simple and instant. What You Can Do with Bpay Instant Airtime and Data Top-Up Recharge any mobile network within seconds and enjoy guaranteed discounts on every transaction. Electricity Bill Payments Easily pay your electricity bills and avoid disconnections or late fees. Transactions are smooth, fast, and secure. Cable TV Subscriptions Renew your favorite cable TV plans instantly and enjoy uninterrupted viewing. Multiple Secure Payment Options Pay using your bank account, debit card, or credit card — all protected with advanced encryption technology. Why Choose Bpay All-in-One Convenience – Manage all your recharges and bills in one app. High-Level Security – Your transactions and personal data are always protected. Guaranteed Discounts – Save more on every recharge and payment. Fast and Reliable – Experience instant processing and real-time confirmations. User-Friendly Interface – Simple and clean design for easy navigation. How to Get Started Download Bpay from the App Store. Sign up or log in securely. Select the service you need — airtime, data, cable, or electricity. Complete your transaction in seconds. Enjoy instant, secure, and stress-free payments. Simplify your everyday digital life with Bpay. Download now and experience fast, secure, and rewarding mobile transactions. Bpay – Your Smart Way to Pay.

Screenshots

Lynk4 screens
Bpay NG4 screens

Verdict

The call

The clearest difference is update cadence: Lynk at every 2 months against Bpay NG's every 7 months. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Lynk ships an update every 2 months, Bpay NG every 7 months. Both last shipped on October 30, 2026.

Scorecard1 real difference · 9 level
Lynk versus Bpay NG: the parameters behind the verdict, then further details
ParameterLynkBpay NG
PriceFreeFree
Rating4.6 (1.7K ratings) — better—
Positive reviews42.3% of reviews—
Number of ratings1.7K — better—
Update frequencyEvery 2 months — betterEvery 7 months
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS15.615.6
Further details — not scored
Size127 MB47 MB
Age rating4+4+
DeveloperTFOB (2021) LimitedBPAY TECHNOLOGIES LTD

Bugs and requests

Lynk

Reported bugs

4 issues
  • Frequent app crashes and freezes
  • Failed ATM cash withdrawals
  • Inability to verify new devices
  • Inconsistent account access and login issues

Requested features

4 requests
  • Add delete/edit transaction history option
  • Integrate international money transfer capabilities
  • Provide a physical debit card option
  • Improve customer support accessibility

Bpay NG

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Lynk

No in-app purchases

None

Bpay NG

No in-app purchases

Questions

Is Lynk free?
Lynk is free to download, with no in-app purchases.
Is Bpay NG free?
Bpay NG is free to download, with no in-app purchases.
Do Lynk or Bpay NG have ads?
Neither Lynk nor Bpay NG shows ads.
Which is updated more often, Lynk or Bpay NG?
Lynk ships an update every 2 months, and Bpay NG every 7 months. Most recently, Lynk was updated on October 30, 2026 and Bpay NG on October 30, 2026.

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