Mbank UAE vs ruya bank
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Mbank UAE
Open a UAE bank account in under 5 minutes directly from your phone. Manage your finances, set spending limits, and save for the future with features like free Gold Accounts and easy payment transfers.
- Open UAE bank account from phone
- Account opening in under 5 minutes
- No minimum balance for Gold Accounts
- No annual fee for Gold Accounts
- Remit or receive payments
- Control spending limits and savings
Read full descriptionHide full description
Your banking and financing are about to power up your lifestyle while making it easier to save for the future. Key app features: A UAE Bank Account: Open a UAE bank account from your phone with Al Maryah Community Bank, licensed by the Central Bank of the United Arab Emirates. Open in less than 5 minutes: The fastest access to banking and benefits – Your account will be functional in less than FIVE minutes due to seamless account opening experience. Gold for Free: Take advantage of no minimum balance and no annual fee for Gold Accounts. Remit or Receive Payments: Send money or receive payments to your current account. Get in Control: This is the one banking app that will give you control on spending limits and save.
ruya bank
Experience a new approach to Islamic banking focused on fairness and transparency. Open an account quickly, manage your finances on the go, and enjoy a banking experience with no hidden fees. Features include instant notifications, card management, and a dedicated kids' account.
- Open account in under five minutes
- No minimum salary or balance
- Fast set-up login with UAE PASS or Face ID
- Spend, save, and track finances
- No hidden fees
- Instant transaction notifications
- Virtual and physical card payments
- Ruya Kids Account for children
Read full descriptionHide full description
Welcome to ruya, a new community Islamic bank guided by pillars of fairness, transparency and social responsibility. Download the ruya app today and open an account in under five-minutes with your UAE Pass or Emirates ID. Features include: - No minimum salary or account balance requirements - Fast set-up login with UAE PASS or Face ID - Spend, save and easily keep track of your finances on the go - No hidden fees, ensuring complete transparency - Get instant notifications when money is credited or debited from your account - Make payments with both virtual and physical card options - Pay bills and make regular or one-off payments - Instill financial responsibility in your children by opening a ruya Kids Account - Manage your card in just a few clicks - For any in-app assistance, select the ‘chat with us’ feature for instant help 24/7
Screenshots
Verdict
The clearest difference is ratings volume: Mbank UAE at 834 against ruya bank's 27. Mbank UAE also leads on iOS requirement (15.0 vs 17.0). ruya bank's advantage is review sentiment (55% vs 41%). On price, rating, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 4.6 for Mbank UAE against 4.5 for ruya bank. That said, the two scores are not equally well evidenced: Mbank UAE has 834 ratings behind it against 27, so its average is the more settled of the two. Written reviews are what separate them: 41% of Mbank UAE's written reviews are positive against 55% of ruya bank's.
Mbank UAE ships an update every 3 weeks, ruya bank every 2 weeks. The most recent releases landed on October 27, 2026 and October 23, 2026 respectively.
| Parameter | Mbank UAE | ruya bank |
|---|---|---|
| Price | Free | Free |
| Rating | 4.6 (834 ratings) — better | 4.5 (27 ratings) |
| Positive reviews | 40.6% of reviews | 54.7% of reviews — better |
| Number of ratings | 834 — better | 27 |
| Update frequency | Every 3 weeks | Every 2 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod — better | iPhone |
| Requires iOS | 15.0 — better | 17.0 |
| Further details — not scored | ||
| Size | 232 MB | 241 MB |
| Age rating | 4+ | 4+ |
| Developer | Al Maryah Community Bank LLC | Ruya Community Islamic Bank LLC |
Customer experience
Mbank UAE
ruya bank
Bugs and requests
Mbank UAE
Reported bugs
5 issues- Login issues and app freezes
- Problems with account activation
- Beneficiary addition failures
- Inconsistent transaction tracking
- Debit card delivery delays
Requested features
5 requests- Dark mode option
- International money transfer support
- Apple/Google Pay integration
- Improved in-app notifications
- Enhanced transaction history
ruya bank
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Mbank UAE
No in-app purchases
ruya bank
No in-app purchases
