ruya bank

ruya bank

A new style of Islamic banking

27 ratings
53 reviews
Free

Details

  • Released
  • Updated
  • April 6, 2024
  • September 30, 2026

Features

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About

Experience a new approach to Islamic banking focused on fairness and transparency. Open an account quickly, manage your finances on the go, and enjoy a banking experience with no hidden fees. Features include instant notifications, card management, and a dedicated kids' account.

✓Open account in under five minutes
✓No minimum salary or balance
✓Fast set-up login with UAE PASS or Face ID
✓Spend, save, and track finances
✓No hidden fees
✓Instant transaction notifications
✓Virtual and physical card payments
✓Ruya Kids Account for children
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What's New in ruya bank

1.9.16

September 30, 2026

Bug fixes, and minor enhancements to improve your digital banking experience

User reviews

Ruya

“I am a housewife and currently not employed. During the account-opening process, there was no option for housewife/unemployed, so I selected an employment option to proceed. I entered employment details, but they are not accurate. I would like to correct my employment and income information. Please advise me how to update it.
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Frozen my account with my savings

The bank frozen my account with almost 6000aed. I can’t access my money yet it’s the only funds I have in my life. I’m trying to contact them and they are not telling me the reason as to why my money is locked

Receiving money on weekends

Only this bank i encounter that every time I’m transferring money in the account on Friday Saturday and Sunday it took 24 hours before receiving whilst other bank is crediting so fast. Not good for emergency purposes.

Best Bank

It is really easy to access and app is easy to operate people like me who are not really into in technology for them it is also ok to use this bank app

The app is not working

This is the worst app. It no longer works on iOS 15 after the last two updates.

Response from developer

Dear Customer, we’re sorry to hear this. Please feel free to contact us via email Hello@ruyabank.ae or through our Contact Center 800 RUYA (8007892) for further assistance. We’ll be happy to help.

Developer apps

FAQ

What is ruya bank?

Ruya is a community Islamic bank that prioritizes fairness, transparency, and social responsibility. It offers a modern banking experience through its mobile application, designed for ease of use and accessibility.

How do I open an account with ruya bank?

You can open an account with ruya bank in under five minutes using your UAE Pass or Emirates ID directly through the app. The process is designed to be fast and convenient.

Does ruya bank have any hidden fees?

No, ruya bank emphasizes complete transparency and states there are no hidden fees. This commitment ensures users can manage their finances with confidence.

Can I manage my finances on the go with ruya bank?

Yes, the ruya bank app allows you to spend, save, and easily keep track of your finances on the go. You will also receive instant notifications for all account activity.

Does ruya bank offer a kids' account?

Yes, ruya bank offers a Ruya Kids Account, designed to help instill financial responsibility in children. This feature allows parents to manage accounts for their children.

What security features does ruya bank offer?

The app provides fast set-up login options including UAE PASS and Face ID, ensuring secure access to your account. You can also manage your card within the app.

How often is ruya bank updated?

The latest version of ruya bank is 1.8.5, last updated on March 4, 2026. Updates typically focus on enhancing features and improving user experience.

What devices are supported by ruya bank?

The ruya bank app is currently supported on iPhone and iPod devices. This ensures a seamless experience for users on these platforms.