PSD Banking vs Postbank
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
PSD Banking
Manage your finances on the go with this mobile banking application. Check account balances, review transactions, make urgent transfers, and manage standing orders. It offers a secure and convenient way to stay in control of your money from anywhere.
- Account overview
- Transaction display with notifications
- Multibanking support
- Perform transfers
- Manage standing orders
- Voice assistant
- Electronic inbox
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Die neue App Ihrer PSD Bank – Banking in der Hosentasche Unterwegs mal eben den Kontostand abrufen, kurz die letzten Umsätze prüfen oder noch schnell die dringende Überweisung erledigen? Kein Problem mit der neuen PSD Banking App. So haben Sie auch unterwegs oder auf Reisen stets die Kontrolle über Ihre Finanzen und behalten Alles im Blick. Einfach, komfortabel, in neuem Design. Ob bereits Kunde oder neu dabei – starten Sie jetzt digital durch: Onlinezugang beantragen oder in wenigen Minuten Ihr Konto eröffnen Funktionen - Kontenübersicht - Umsatzanzeige (inkl. Benachrichtigungsservice) - Multibanking - Überweisungen durchführen (inkl. Autocomplete) - Daueraufträge verwalten - Elektronisches Postfach (inkl. Benachrichtigungsservice) - Limitänderung (bei teilnehmenden Banken) - Brokerage - "Handel & Depot; Börse & Märkte" (bei teilnehmenden Banken) - Handy laden (bei teilnehmenden Banken) - Apple Pay (bei teilnehmenden Banken) - Serviceaufträge - Freistellungsauftrag anlegen/ändern/löschen - Ausländische Währung (Reisegeld) und/oder Edelmetalle bestellen (bei teilnehmenden Banken) Sicherheit Ihre Daten in der PSD Banking App sind ebenso optimal gesichert wie bei Ihrer browserbasierten Onlinebanking-Anwendung. ------- Herstellerin im Sinne des Cyber Resilience Act (CRA): Atruvia AG Fiduciastraße 20, 76227 Karlsruhe / GAD-Straße 2–6, 48163 Münster HRB 102381, Amtsgericht Frankfurt am Main Schwachstellen melden: Hinweise auf Sicherheitslücken oder Schwachstellen senden Sie bitte an: security-contact@atruvia.de Bitte beachten Sie: Diese Kontaktadresse dient ausschließlich der Meldung von Schwachstellen gemäß den CRA-Vorgaben. Für Fragen zum Produkt oder sonstigen Support nutzen Sie bitte die bekannten Support-Kanäle.
Postbank
Manage your finances with ease. Open accounts, track transactions, make real-time transfers, and handle credit cards. Securely authorize payments and explore investment options. Offers a simplified view for clarity.
- Account opening
- Real-time transfers
- Credit card management
- Mobile payments
- Investment trading
- Financial analysis
- Simple mode
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ACCOUNT OPENING Open your current account directly within the app. Your account is active and ready to use in just a few minutes. BALANCES AND TRANSACTIONS You always stay on top of your current account balance and all account transactions. TRANSFERS Transfer money (in real time) - also via QR code or photo transfer. Manage your standing orders and quickly set up a scheduled transfer. And the best part: authorize your transactions securely directly in the app with BestSign. SECURITY Set up your BestSign security procedure directly within the app. It’s secure and convenient. MANAGE CREDIT CARDS Stay updated on sales, receive push notifications, view card details, customize card settings, or temporarily block your card all within the app. MOBILE PAYMENTS Store credit card or virtual card with Google Pay (free of charge) and pay via smartphone or smartwatch. CASH Find a way to get cash quickly. INVEST Trade your securities on the go and always keep an eye on your portfolio. ANALYZE FINANCES Learn more about income and expenses. Get a better overview of transactions through categorized revenue. SERVICES Manage everything related to your banking within the app - from changing your address to making an appointment. PRODUCTS Be inspired by the broad range of our products. SIMPLE MODE More focus, less distraction. With Simple Mode, you can enjoy the same secure banking experience in a simplified view that keeps things clear and easy.
Screenshots
Verdict
PSD Banking and Postbank both sit at 4.8 stars, but that hides the real split: 98% of PSD Banking's written reviews are positive against 63% of Postbank's. PSD Banking also leads on monetization model (free vs free with in-app purchases). Postbank's advantage is ratings volume (638 vs 11). On price, rating, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 4.8 for PSD Banking against 4.7 for Postbank. That said, the two scores are not equally well evidenced: Postbank has 638 ratings behind it against 11, so its average is the more settled of the two. Written reviews are what separate them: 98% of PSD Banking's written reviews are positive against 63% of Postbank's.
PSD Banking ships an update monthly, Postbank every 5 weeks. Both last shipped on October 20, 2026.
| Parameter | PSD Banking | Postbank |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (11 ratings) — better | 4.7 (638 ratings) |
| Positive reviews | 98.4% of reviews — better | 63.4% of reviews |
| Number of ratings | 11 | 638 — better |
| Update frequency | Monthly — better | Every 5 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free — better | Free with in-app purchases |
| Devices | iPhone, iPad | iPhone, iPad |
| Requires iOS | 17.6 | 16.0 — better |
| Further details — not scored | ||
| Size | 162 MB | 262 MB |
| Age rating | 4+ | 4+ |
| Developer | Verband der PSD Banken e. V. | Postbank - eine Niederlassung der DB Privat- und Firmenkundenbank AG |
Customer experience
PSD Banking
Postbank
Bugs and requests
PSD Banking
Not enough reviews yet to summarise bugs or requests.
Postbank
Reported bugs
8 issues- App crashes when accessing transaction history
- Setup fails with 'no internet access' error despite connectivity
- QR code scanning impossible during phone activation
- Remember Postbank ID function not working
- Password change function broken
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- Logout button hidden below screen edge
- Contact list display issues on smaller devices
- Real-time transfer functionality disabled
Requested features
10 requests- Transaction notifications (push or email)
- QR code scanning for transfers
- Online mailbox/Posteingang functionality
- Bank statements and account information access
- Real-time transfer capability
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- Template creation and management
- Financial management tools
- Single unified app (eliminate need for BestSign app)
- Better contact display and management
- Account information and interest rate details
In-app purchases
PSD Banking
No in-app purchases
Postbank
No in-app purchases
