Comparison

Mumo vs 柚子记账

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Mumo

This app offers a highly customizable personal finance management system. You can tailor its features to track expenses, assets, subscriptions, and more, adapting the interface to your specific needs and habits.

Highlights
  • AI-powered bookkeeping with text, voice, and screenshot parsing
  • Customizable modules for expenses, assets, subscriptions, and more
  • Bill management with templates, installments, and refunds
  • Asset and gold management with balance reconciliation
  • Subscription and fixed deposit tracking
  • Shopping list and anniversary tracking
  • Advanced search and batch operations
Features
Read full description

[Product Overview] Mumu Accounting is not just an app that tracks “how much you spent.” It’s more like a personal inventory and finance management system you can build yourself. You can use it solely for bookkeeping, or connect money, items, assets, subscriptions, and relationships—piece by piece. Mumu doesn’t aim to have “more features is better.” Instead, it lets you keep only what you truly need. [Core Philosophy | Build-Your-Own Personal Management] Don’t want subscriptions? Turn it off. Not tracking items? Hide it. Just want a simple cash flow record? No problem—extra features disappear. Modules can be turned on or off, hidden, or reordered. Processes can be simplified or expanded. The app adapts to you, not the other way around. [Core Modules] AI Bookkeeping: Supports text, voice, and screenshot parsing for fast, multi-scenario recording. Automatic Bookkeeping: Combines system capabilities with AI parsing to reduce manual input. Bill System: Fast recording, templates, installments, refunds, reimbursements, members, tags, combined payments—everything you need. Personalization: Offers category and theme markets. Modules can be freely enabled or hidden like building blocks, letting you craft a bookkeeping method that fits your habits. Asset Management: Multi-account management, balance reconciliation, hiding/archiving. Item Management: Track purchases, usage cycles, and actual costs. Gold Management: Weight, average price, and profit/loss clearly visible. Subscription Management: Auto-renewal reminders for long-term expenses. Fixed Deposits: Record all types of fixed-term funds with clear maturity dates. Shopping List: Plan purchases to reduce impulsive spending. Contacts: Keep track of interactions so personal relationships stay clear. Recurring Bookkeeping: Auto-record loans, subscriptions, and fixed expenses to prevent omissions. Batch Operations: Supports batch editing, moving, deleting, and property adjustment of bills. Advanced Search: Filter by date, amount, category, account, contacts, and more. Anniversary Tracking: Centralized management of important dates to avoid forgetting. Data Backup: Supports local and multiple backup methods for easy migration and restoration. Privacy Protection: Password and biometric unlocking, data fully under your control. [What Mumu Stands For] Mumu isn’t a product designed once and done. It’s a system built and refined continuously. Useful features stay; unsuitable ones are redesigned. You can gradually build it into the most convenient version for yourself.

About

柚子记账

This app offers a simple and ad-free way to track expenses with multiple customizable ledgers. It allows for shared accounting with family and friends, with permission controls for members. Get quick support from an online customer service team.

Highlights
  • Ad-free interface
  • Multiple customizable ledgers
  • Shared accounting with members
  • Permission controls for members
  • Online customer support
  • Simple and clear design
Features
Read full description

无广告、无理财,页面简洁,多账本、多成员共享记账 【多账本】 全面支持多个账本的记账模式 旅行账本、报销账本、家庭账本、宝宝账本、宠物账本、AA账本、大学生账本、健身账本、装修账本、汽车账本、个人生活账本统统都行 也支持自己自定义账本类型和名称 无广告、无理财,页面简洁,多账本、多成员共享记账 【多账本】 柚子记账全面支持多个账本的记账模式 旅行账本、报销账本、家庭账本、宝宝账本、宠物账本、AA账本、大学生账本、健身账本、装修账本、汽车账本、个人生活账本统统都行 也支持自己自定义账本类型和名称 【多成员共享记账】 每一个账本里都可以邀请家人、朋友来一起记账 账本里的账单记录,每一个成员都可以看到 作为帐本的创建者,还可以为成员设置记账权限 【简洁无广告】 柚子记账承诺没有任何广告 页面打开简洁又清晰明了,轻松上手 【轻松反馈】 柚子记账支持一对一的在线人工客服 您的反馈在内部层层重视,会及时给您答复

Screenshots

Mumo4 screens
柚子记账4 screens

Verdict

The call

The clearest difference is rating: Mumo at 4.9 against 柚子记账's 3.0. Mumo also leads on update cadence (every 10 days vs every 3 months) and ratings volume (247 vs 2). 柚子记账's advantage is in-app purchases (none vs 10) and iOS requirement (13.0 vs 15.0). On price, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Mumo sells 9 one-off in-app purchases. 柚子记账 asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

Mumo holds the better App Store score, 4.9 against 3.0. That said, the two scores are not equally well evidenced: Mumo has 247 ratings behind it against 2, so its average is the more settled of the two.

UpkeepUpdate frequency

Mumo ships an update every 10 days, 柚子记账 every 3 months. The most recent releases landed on November 7, 2026 and November 3, 2026 respectively.

Scorecard6 real differences · 4 level
Mumo versus 柚子记账: the parameters behind the verdict, then further details
ParameterMumo柚子记账
PriceFreeFree
Rating4.9 (247 ratings) — better3.0 (2 ratings)
Positive reviews95.5% of reviews—
Number of ratings247 — better2
Update frequencyEvery 10 days — betterEvery 3 months
AdsNoNo
In-app purchasesYesNo — better
MonetizationFree with in-app purchasesFree — better
DevicesiPhone, iPad, iPod, Mac — betteriPhone, iPad, iPod
Requires iOS15.013.0 — better
Further details — not scored
Size72 MB74 MB
Age rating4+9+
DeveloperTaizhou Mutong Network Technology Co., Ltd.杭州火炎焱网络技术有限公司

Customer experience

Mumo

All ratings247 ratings
Positive96.0%
Neutral2.4%
Negative1.6%
Written reviews110 reviews
Positive95.5%
Neutral1.8%
Negative2.7%

柚子记账

All ratings2 ratings
Positive50.0%
Neutral0.0%
Negative50.0%

In-app purchases

9 purchases

Mumo

One-time9
  • 月度会员$0.99
  • 体验会员$0.99
  • 月会员$1.99
Show 6 more
  • 年度会员$6.99
  • 永久会员-限时返场$9.99
  • 永久会员-限时折扣$9.99
  • 永久会员-限时特惠$12.99
  • 永久会员2 variants$14.99
  • 永久会员$19.99
None

柚子记账

No in-app purchases

Questions

Is Mumo free?
Mumo is free to download, with in-app purchases available.
Is 柚子记账 free?
柚子记账 is free to download, with no in-app purchases.
Which has better reviews, Mumo or 柚子记账?
Mumo is rated higher. Mumo averages 4.9 out of 5 from 247 ratings, while 柚子记账 averages 3.0 from 2 ratings.
Do Mumo or 柚子记账 have ads?
Neither Mumo nor 柚子记账 shows ads.
Which is updated more often, Mumo or 柚子记账?
Mumo ships an update every 10 days, and 柚子记账 every 3 months. Most recently, Mumo was updated on November 7, 2026 and 柚子记账 on November 3, 2026.

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