GrabrFi vs Torba Split

One account for your money worldwide, with your own US account details. Get paid in USD, hold digital dollars, spend with a Visa card, and cash out to your local bank when you choose. Built for people who earn, move, and spend across borders. Apply with your local government-issued ID. Earning in USD from outside the US usually means slow wires, fees at every step, and forced conversion at a poor rate, while your local currency loses value month after month. GrabrFi puts everything in one account instead of three apps. GET PAID IN USD A US routing and account number in your name. Receive ACH payments from US companies and platforms like Deel, Remote, Toptal, Upwork, and Fiverr, with no incoming ACH fee, no middlemen, and no complicated setup. HOLD DIGITAL DOLLARS Keep your balance in digital dollars inside the same account, no extra app needed. Send to people, platforms, and your own accounts, and receive 24/7. Earn Boost rewards on your balance where available (see the in-app rate and terms). PAY BY QR IN LATIN AMERICA In Argentina, Brazil, and Peru, scan and pay for everyday purchases directly from the app. Your dollars are converted at a competitive exchange rate, with the total shown before you confirm. No cash, no card reader needed. SPEND WHERE VISA IS ACCEPTED Once approved, open a virtual card in the app and pay online or in person anywhere Visa is accepted, at home and when you travel. No fee to open the card, no maintenance fee. A physical card is available, delivered to your home for a shipping fee. SEND AND WITHDRAW YOUR WAY Wire to US or international accounts, ACH to US accounts, or send digital dollars 24/7. Cash out to pesos, reais, or your local currency, directly to your bank account. You see the rate and the total before you send. BUILT FOR YOUR SITUATION Freelancers: get paid in USD and keep more of every payment. Remote workers: receive your salary from platforms like Deel or Remote. Savers: hold your savings in dollars, in US jurisdiction. Travelers and everyday spenders: pay by card or QR, cash out when you choose. WHY GRABRFI - 250,000+ customers worldwide - Operated by Grabr, Inc., a US company in business since 2014 - Backed by leading Silicon Valley investors - Thousands of 5-star reviews on Trustpilot - Human support in English, Spanish, and Portuguese No fee to open the account, no monthly fees. Availability varies by country. See grabrfi.com for supported countries and full terms. One global account for your local life. GrabrFi is a product of Grabr, Inc. Grabr, Inc. is a financial technology company, not a bank. Services are provided by Bridge Ventures LLC or one of its regulated affiliates (together, "Bridge"). The assets in your global account are not FDIC insured, are not bank deposits, and are subject to issuer and de-pegging risks that might affect its value. Its value is backed 1:1 by cash and short duration US Treasuries through Bridge or Circle. The Prepaid Debit Visa Card (the "Card") is issued by Lead Bank pursuant to licensing by Visa U.S.A., Inc. and may be used everywhere Visa is accepted. Must be 18 or older to apply. Fees may apply. See Cardholder Agreement and GrabrFi website for more details. Bridge is not a bank. Bridge is a financial technology company and is the Program Manager responsible for managing and operating the Card on behalf of Lead Bank. Grabr, Inc. is the Platform Provider responsible for the application, access, and management of/for the services and card. Boost earnings are a promotional incentive funded by GrabrFi, not interest, yield or investment returns. The rate used in content reflects the current rate at the time it was sent or published. Refer to the in-app rate for the current rate, it is subject to change. It is available to all GrabrFi customers excluding the U.S. and E.U.

Torba Split – The Easiest Way to Split Expenses Torba Split makes cost-sharing effortless for groups, friends, and families. Whether you're traveling, living with roommates, dining out, or managing shared expenses, Torba Split helps you keep track of who paid for what and who owes whom—without the hassle of spreadsheets or mental math. Why Choose Torba Split? * Works on all your devices. – Access your expenses anytime, anywhere. * Simple & Fast – Add expenses in seconds, split costs instantly, and see balances at a glance. * Multiple Split Options – Divide equally, by percentage, or custom amounts based on each person's share. * Group Expense Tracking – Create groups for trips, roommates, or any shared spending. Everyone stays in sync. * Smart Balances – See who owes what and settle up easily with minimal transactions. * Offline Mode – Log expenses even without an internet connection. Sync when you're back online. * Secure & Private – Your data is stored securely with encrypted syncing. Ditch the stress of money management in groups. With Torba Split, keeping track of shared expenses has never been easier. Download now and simplify cost-splitting today!