Zil.US vs DSGPay
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Zil.US
This app offers a comprehensive online banking solution for businesses and individuals. It provides features like free checking accounts, early direct deposit, and tools for building credit. Manage your finances with secure, modern banking tools and no hidden fees.
- Free business/personal checking accounts
- Early direct deposit
- Credit builder tool
- Fee-free ACH and wire transfers
- Instant and physical Visa cards
- Card management with custom limits
- Two-factor authentication
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Zil.US is an online banking experience that will meet all your business needs. Open a free business or personal checking account. Free, safe security features, overdraft, and get paid two days early with no hidden fee. ALL IN ONE PLATFORM Simple modern Banking, ACH, wire, Credit build, Printable checks, Cash Back, Instant Visa card, Physical Card, multiple cards for many users with customized limits, block card in a single tap. TRUSTED BY BUSINESSES You control your banking with two-factor authentication, instant alert, daily balances, etc., GOODBYE TO HIDDEN FEES No monthly fee, No hidden Fee, No minimum Balance required. A NEW WAY TO BUILD CREDIT Use our modern credit builder and increase your credit score sooner than you think with regular on-time payments. PAY VENDOR, PAYEES, FRIENDS WITH NO TRANSFER FEES Send money to anyone without any transfer fee.
DSGPay
Facilitate quick and secure global payments for your business. Manage funds in multiple currencies, track transactions in real-time, and benefit from transparent pricing. Legally sanctioned operations ensure peace of mind for international financial activities.
- Quick payments and fund transfers
- Multi-currency accounts (14 currencies)
- Global collection and payouts
- Transparent pricing with no hidden fees
- Real-time transaction tracking
- Legally sanctioned money services license
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Quick Payments: Pay and Receive with Ease Settle invoices and manage operational costs seamlessly. Transfer funds instantly, giving you more time to focus on business growth. Multi-Currency Accounts: Your Business, Multiple Currencies Hold and manage money in 14 different currencies. Safeguard against fluctuating exchange rates for international opportunities. DSGPay Collection & Payouts: Coverage Worldwide Expand your global reach with direct, secure, and global payout capabilities. Effortlessly operate on a global scale. Transparent Pricing: See-Through Costs, No Surprises Enjoy transparent pricing with no hidden fees. Spend your business capital wisely with clarity on every transaction. Real-Time Tracking: Instant Updates, Full Control Stay informed with up-to-the-minute updates on your money's movement. Maintain control over your business finances. Legally Sanctioned Operations By law and under stringent regulations, DSGPay holds a license from the Hong Kong Customs and Excise Department for operating money services. Your financial operations with us are legally sanctioned, ensuring the highest standards of legality and legitimacy. Check out dsgpay.com for our full coverage and product availability. Experience where direct, secure, and global payments meet efficiency. Keywords: DSGPay Cross-border transactions SME (Small and Medium-sized Enterprises) Quick Payments Invoices Transfer funds Multi-Currency Accounts Exchange rates Collection Payouts Global reach Direct, secure, and global payout capabilities Transparent Pricing Hidden fees Real-Time Tracking Up-to-the-minute updates Legally Sanctioned Operations Hong Kong Customs and Excise Department License Money services Global payments
Screenshots
Verdict
The clearest difference is rating: Zil.US at 2.1 against DSGPay's 1.0. Zil.US also leads on ratings volume (10 vs 1). On price, review sentiment, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Zil.US holds the better App Store score, 2.1 against 1.0. That said, the two scores are not equally well evidenced: Zil.US has 10 ratings behind it against 1, so its average is the more settled of the two. Written reviews split almost evenly too, at 0% and 0% positive.
Zil.US ships an update every 2 weeks, DSGPay every 4 weeks. The most recent releases landed on September 21, 2026 and September 11, 2026 respectively.
| Parameter | Zil.US | DSGPay |
|---|---|---|
| Price | Free | Free |
| Rating | 2.1 (10 ratings) — better | 1.0 (1 ratings) |
| Positive reviews | 0.0% of reviews | 0.0% of reviews |
| Number of ratings | 10 — better | 1 |
| Update frequency | Every 2 weeks — better | Every 4 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.0 — better | 15.6 |
| Further details — not scored | ||
| Size | 51 MB | 116 MB |
| Age rating | 4+ | 4+ |
| Developer | onlinecheckwriter | Dollarsmart Global Pte. Ltd. |
Customer experience
Zil.US
DSGPay
In-app purchases
Zil.US
No in-app purchases
DSGPay
No in-app purchases









