Comparison

Zil.US vs DSGPay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Zil.US

This app offers a comprehensive online banking solution for businesses and individuals. It provides features like free checking accounts, early direct deposit, and tools for building credit. Manage your finances with secure, modern banking tools and no hidden fees.

Highlights
  • Free business/personal checking accounts
  • Early direct deposit
  • Credit builder tool
  • Fee-free ACH and wire transfers
  • Instant and physical Visa cards
  • Card management with custom limits
  • Two-factor authentication
Features
Read full description

Zil.US is an online banking experience that will meet all your business needs. Open a free business or personal checking account. Free, safe security features, overdraft, and get paid two days early with no hidden fee. ALL IN ONE PLATFORM Simple modern Banking, ACH, wire, Credit build, Printable checks, Cash Back, Instant Visa card, Physical Card, multiple cards for many users with customized limits, block card in a single tap. TRUSTED BY BUSINESSES You control your banking with two-factor authentication, instant alert, daily balances, etc., GOODBYE TO HIDDEN FEES No monthly fee, No hidden Fee, No minimum Balance required. A NEW WAY TO BUILD CREDIT Use our modern credit builder and increase your credit score sooner than you think with regular on-time payments. PAY VENDOR, PAYEES, FRIENDS WITH NO TRANSFER FEES Send money to anyone without any transfer fee.

About

DSGPay

Facilitate quick and secure global payments for your business. Manage funds in multiple currencies, track transactions in real-time, and benefit from transparent pricing. Legally sanctioned operations ensure peace of mind for international financial activities.

Highlights
  • Quick payments and fund transfers
  • Multi-currency accounts (14 currencies)
  • Global collection and payouts
  • Transparent pricing with no hidden fees
  • Real-time transaction tracking
  • Legally sanctioned money services license
Read full description

Quick Payments: Pay and Receive with Ease Settle invoices and manage operational costs seamlessly. Transfer funds instantly, giving you more time to focus on business growth. Multi-Currency Accounts: Your Business, Multiple Currencies Hold and manage money in 14 different currencies. Safeguard against fluctuating exchange rates for international opportunities. DSGPay Collection & Payouts: Coverage Worldwide Expand your global reach with direct, secure, and global payout capabilities. Effortlessly operate on a global scale. Transparent Pricing: See-Through Costs, No Surprises Enjoy transparent pricing with no hidden fees. Spend your business capital wisely with clarity on every transaction. Real-Time Tracking: Instant Updates, Full Control Stay informed with up-to-the-minute updates on your money's movement. Maintain control over your business finances. Legally Sanctioned Operations By law and under stringent regulations, DSGPay holds a license from the Hong Kong Customs and Excise Department for operating money services. Your financial operations with us are legally sanctioned, ensuring the highest standards of legality and legitimacy. Check out dsgpay.com for our full coverage and product availability. Experience where direct, secure, and global payments meet efficiency. Keywords: DSGPay Cross-border transactions SME (Small and Medium-sized Enterprises) Quick Payments Invoices Transfer funds Multi-Currency Accounts Exchange rates Collection Payouts Global reach Direct, secure, and global payout capabilities Transparent Pricing Hidden fees Real-Time Tracking Up-to-the-minute updates Legally Sanctioned Operations Hong Kong Customs and Excise Department License Money services Global payments

Screenshots

Zil.US4 screens
DSGPay3 screens

Verdict

The call

The clearest difference is rating: Zil.US at 2.1 against DSGPay's 1.0. Zil.US also leads on ratings volume (10 vs 1). On price, review sentiment, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Zil.US holds the better App Store score, 2.1 against 1.0. That said, the two scores are not equally well evidenced: Zil.US has 10 ratings behind it against 1, so its average is the more settled of the two. Written reviews split almost evenly too, at 0% and 0% positive.

UpkeepUpdate frequency

Zil.US ships an update every 2 weeks, DSGPay every 4 weeks. The most recent releases landed on September 21, 2026 and September 11, 2026 respectively.

Scorecard2 real differences · 8 level
Zil.US versus DSGPay: the parameters behind the verdict, then further details
ParameterZil.USDSGPay
PriceFreeFree
Rating2.1 (10 ratings) — better1.0 (1 ratings)
Positive reviews0.0% of reviews0.0% of reviews
Number of ratings10 — better1
Update frequencyEvery 2 weeks — betterEvery 4 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.0 — better15.6
Further details — not scored
Size51 MB116 MB
Age rating4+4+
DeveloperonlinecheckwriterDollarsmart Global Pte. Ltd.

Customer experience

Zil.US

All ratings10 ratings
Positive30.0%
Neutral0.0%
Negative70.0%
Written reviews5 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

DSGPay

All ratings1 ratings
Positive0.0%
Neutral0.0%
Negative100.0%
Written reviews1 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

In-app purchases

None

Zil.US

No in-app purchases

None

DSGPay

No in-app purchases

Questions

Is Zil.US free?
Zil.US is free to download, with no in-app purchases.
Is DSGPay free?
DSGPay is free to download, with no in-app purchases.
Which has better reviews, Zil.US or DSGPay?
Zil.US is rated higher. Zil.US averages 2.1 out of 5 from 10 ratings, while DSGPay averages 1.0 from 1 ratings.
Do Zil.US or DSGPay have ads?
Neither Zil.US nor DSGPay shows ads.
Which is updated more often, Zil.US or DSGPay?
Zil.US ships an update every 2 weeks, and DSGPay every 4 weeks. Most recently, Zil.US was updated on September 21, 2026 and DSGPay on September 11, 2026.

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