Comparison

Zil.US vs Paywint

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Zil.US

This app offers a comprehensive online banking solution for businesses and individuals. It provides features like free checking accounts, early direct deposit, and tools for building credit. Manage your finances with secure, modern banking tools and no hidden fees.

Highlights
  • Free business/personal checking accounts
  • Early direct deposit
  • Credit builder tool
  • Fee-free ACH and wire transfers
  • Instant and physical Visa cards
  • Card management with custom limits
  • Two-factor authentication
Features
Read full description

Zil.US is an online banking experience that will meet all your business needs. Open a free business or personal checking account. Free, safe security features, overdraft, and get paid two days early with no hidden fee. ALL IN ONE PLATFORM Simple modern Banking, ACH, wire, Credit build, Printable checks, Cash Back, Instant Visa card, Physical Card, multiple cards for many users with customized limits, block card in a single tap. TRUSTED BY BUSINESSES You control your banking with two-factor authentication, instant alert, daily balances, etc., GOODBYE TO HIDDEN FEES No monthly fee, No hidden Fee, No minimum Balance required. A NEW WAY TO BUILD CREDIT Use our modern credit builder and increase your credit score sooner than you think with regular on-time payments. PAY VENDOR, PAYEES, FRIENDS WITH NO TRANSFER FEES Send money to anyone without any transfer fee.

About

Paywint

Instantly send and receive money with secure, protected transactions. This app offers seamless integration with multiple bank accounts and cards, ideal for both personal and business use. Manage daily financial transactions efficiently with real-time alerts for every activity.

Highlights
  • Instant money transfers
  • Link multiple bank accounts and cards
  • Real-time transaction alerts
  • Personal and business use
  • Secure and protected transactions
  • Easy mobile interface
Features
Read full description

Paywint is an app that allows users to send and receive money instantly, offering seamless integration with multiple bank accounts and cards. Designed for both individuals and businesses, Paywint ensures secure, protected transactions with real-time alerts for every activity. Our platform is particularly suited for small and medium businesses, providing an efficient solution to manage daily financial transactions. Whether you're transferring money to friends, paying vendors, or managing business payments, Paywint offers an all-in-one experience. Features include: - Fast, secure money transfers - Multiple bank accounts and card linking - Real-time transaction alerts - Designed for personal and business use - Easy mobile app interface We are committed to providing a trusted and secure environment for your financial transactions, utilizing top-tier encryption and fraud prevention technologies. Join Paywint today and experience hassle-free payments, all from the convenience of your smartphone.

Screenshots

Zil.US4 screens
Paywint4 screens

Verdict

The call

The clearest difference is rating: Paywint at 2.9 against Zil.US's 2.1. Paywint also leads on review sentiment (27% vs 0%) and update cadence (every 5 days vs every 2 weeks). On price, ratings volume, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Paywint holds the better App Store score, 2.9 against 2.1. Both are backed by a comparable volume of ratings — 10 and 23 respectively. Written reviews point the same way: 0% of Zil.US's written reviews are positive against 27% of Paywint's.

UpkeepUpdate frequency

Zil.US ships an update every 2 weeks, Paywint every 5 days. Both last shipped on September 21, 2026.

Scorecard3 real differences · 7 level
Zil.US versus Paywint: the parameters behind the verdict, then further details
ParameterZil.USPaywint
PriceFreeFree
Rating2.1 (10 ratings)2.9 (23 ratings) — better
Positive reviews0.0% of reviews27.3% of reviews — better
Number of ratings1023 — better
Update frequencyEvery 2 weeksEvery 5 days — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.015.0
Further details — not scored
Size51 MB77 MB
Age rating4+17+
DeveloperonlinecheckwriterPaywint

Customer experience

Zil.US

All ratings10 ratings
Positive30.0%
Neutral0.0%
Negative70.0%
Written reviews5 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

Paywint

All ratings23 ratings
Positive47.8%
Neutral0.0%
Negative52.2%
Written reviews11 reviews
Positive27.3%
Neutral0.0%
Negative72.7%

In-app purchases

None

Zil.US

No in-app purchases

None

Paywint

No in-app purchases

Questions

Is Zil.US free?
Zil.US is free to download, with no in-app purchases.
Is Paywint free?
Paywint is free to download, with no in-app purchases.
Which has better reviews, Zil.US or Paywint?
Paywint is rated higher. Zil.US averages 2.1 out of 5 from 10 ratings, while Paywint averages 2.9 from 23 ratings.
Do Zil.US or Paywint have ads?
Neither Zil.US nor Paywint shows ads.
Which is updated more often, Zil.US or Paywint?
Zil.US ships an update every 2 weeks, and Paywint every 5 days. Most recently, Zil.US was updated on September 21, 2026 and Paywint on September 21, 2026.

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