Zil.US vs Paywint
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Zil.US
This app offers a comprehensive online banking solution for businesses and individuals. It provides features like free checking accounts, early direct deposit, and tools for building credit. Manage your finances with secure, modern banking tools and no hidden fees.
- Free business/personal checking accounts
- Early direct deposit
- Credit builder tool
- Fee-free ACH and wire transfers
- Instant and physical Visa cards
- Card management with custom limits
- Two-factor authentication
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Zil.US is an online banking experience that will meet all your business needs. Open a free business or personal checking account. Free, safe security features, overdraft, and get paid two days early with no hidden fee. ALL IN ONE PLATFORM Simple modern Banking, ACH, wire, Credit build, Printable checks, Cash Back, Instant Visa card, Physical Card, multiple cards for many users with customized limits, block card in a single tap. TRUSTED BY BUSINESSES You control your banking with two-factor authentication, instant alert, daily balances, etc., GOODBYE TO HIDDEN FEES No monthly fee, No hidden Fee, No minimum Balance required. A NEW WAY TO BUILD CREDIT Use our modern credit builder and increase your credit score sooner than you think with regular on-time payments. PAY VENDOR, PAYEES, FRIENDS WITH NO TRANSFER FEES Send money to anyone without any transfer fee.
Paywint
Instantly send and receive money with secure, protected transactions. This app offers seamless integration with multiple bank accounts and cards, ideal for both personal and business use. Manage daily financial transactions efficiently with real-time alerts for every activity.
- Instant money transfers
- Link multiple bank accounts and cards
- Real-time transaction alerts
- Personal and business use
- Secure and protected transactions
- Easy mobile interface
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Paywint is an app that allows users to send and receive money instantly, offering seamless integration with multiple bank accounts and cards. Designed for both individuals and businesses, Paywint ensures secure, protected transactions with real-time alerts for every activity. Our platform is particularly suited for small and medium businesses, providing an efficient solution to manage daily financial transactions. Whether you're transferring money to friends, paying vendors, or managing business payments, Paywint offers an all-in-one experience. Features include: - Fast, secure money transfers - Multiple bank accounts and card linking - Real-time transaction alerts - Designed for personal and business use - Easy mobile app interface We are committed to providing a trusted and secure environment for your financial transactions, utilizing top-tier encryption and fraud prevention technologies. Join Paywint today and experience hassle-free payments, all from the convenience of your smartphone.
Screenshots
Verdict
The clearest difference is rating: Paywint at 2.9 against Zil.US's 2.1. Paywint also leads on review sentiment (27% vs 0%) and update cadence (every 5 days vs every 2 weeks). On price, ratings volume, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Paywint holds the better App Store score, 2.9 against 2.1. Both are backed by a comparable volume of ratings — 10 and 23 respectively. Written reviews point the same way: 0% of Zil.US's written reviews are positive against 27% of Paywint's.
Zil.US ships an update every 2 weeks, Paywint every 5 days. Both last shipped on September 21, 2026.
| Parameter | Zil.US | Paywint |
|---|---|---|
| Price | Free | Free |
| Rating | 2.1 (10 ratings) | 2.9 (23 ratings) — better |
| Positive reviews | 0.0% of reviews | 27.3% of reviews — better |
| Number of ratings | 10 | 23 — better |
| Update frequency | Every 2 weeks | Every 5 days — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.0 | 15.0 |
| Further details — not scored | ||
| Size | 51 MB | 77 MB |
| Age rating | 4+ | 17+ |
| Developer | onlinecheckwriter | Paywint |
Customer experience
Zil.US
Paywint
In-app purchases
Zil.US
No in-app purchases
Paywint
No in-app purchases









