Comparison

OneJN vs Podm

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

OneJN

Streamline your financial interactions across multiple JN companies with a single digital identity. This app simplifies onboarding, account management, and transactions, offering a secure and convenient way to access banking, insurance, and investment services.

Highlights
  • Unified digital identity for JN companies
  • Simplified onboarding and KYC updates
  • Access to banking, insurance, and investments
  • Apply for unsecured loans
  • Earn loyalty rewards
  • Secure data encryption
  • Financial well-being tips
Features
Read full description

ONE JN Passport Connected to serve you better. ONE way of onboarding. ONE way of engaging. ONE way to serve. ONE JN Passport - Easy Movement Across all JN Companies. Your one-time sign up will enhance your experience when doing business with JN Bank, JNGI and JN Life Insurance. Your journey from onboarding, to accessing information, applying for unsecured loans, conducting transactions and ultimately earning loyalty rewards, will be easy to use, convenient and secure. You will be recognised at JN Bank, JNGI and JN Life insurance - no need to submit personal information again and again. Download the ONE JN Passport App today. Apple users can use their phones to download from the iTunes Store Once you sign up and create your ONE JN Passport profile, you will be able to access the JN suite of benefits. You will need a valid government-issued ID and a Tax ID number to get started. Access to JN Group products and services, all in one place, starting with JN Bank, JNGI and JN Fund Managers Open new JN savings accounts, update your KYC information Save time when doing business with select JN Financial companies Convenient and advanced data encryption helps to ensure your information is secure Tips for your financial well being. Online support (live web chat)

About

Podm

Read full description

- Add expenses and receipts for events - track payments against each vendors - see statements based on vendors, events, users

Screenshots

OneJN3 screens
Podm3 screens

Verdict

The call

The clearest difference is iOS requirement: Podm at 13.0 against OneJN's 15.0. On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

OneJN ships an update every 2 months, Podm every 6 weeks. The most recent releases landed on October 17, 2026 and October 6, 2026 respectively.

Scorecard1 real difference · 9 level
OneJN versus Podm: the parameters behind the verdict, then further details
ParameterOneJNPodm
PriceFreeFree
Rating4.5 (244 ratings) — better—
Positive reviews23.3% of reviews—
Number of ratings244 — better—
Update frequencyEvery 2 monthsEvery 6 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS15.013.0 — better
Further details — not scored
Size148 MB16 MB
Age rating4+4+
DeveloperJN Bank UKKOINOS SOFTWARE SOLUTIONS PRIVATE LIMITED

In-app purchases

None

OneJN

No in-app purchases

None

Podm

No in-app purchases

Questions

Is OneJN free?
OneJN is free to download, with no in-app purchases.
Is Podm free?
Podm is free to download, with no in-app purchases.
Do OneJN or Podm have ads?
Neither OneJN nor Podm shows ads.
Which is updated more often, OneJN or Podm?
OneJN ships an update every 2 months, and Podm every 6 weeks. Most recently, OneJN was updated on October 17, 2026 and Podm on October 6, 2026.

Other comparisons