OneJN vs FiMiHub

ONE JN Passport Connected to serve you better. ONE way of onboarding. ONE way of engaging. ONE way to serve. ONE JN Passport - Easy Movement Across all JN Companies. Your one-time sign up will enhance your experience when doing business with JN Bank, JNGI and JN Life Insurance. Your journey from onboarding, to accessing information, applying for unsecured loans, conducting transactions and ultimately earning loyalty rewards, will be easy to use, convenient and secure. You will be recognised at JN Bank, JNGI and JN Life insurance - no need to submit personal information again and again. Download the ONE JN Passport App today. Apple users can use their phones to download from the iTunes Store Once you sign up and create your ONE JN Passport profile, you will be able to access the JN suite of benefits. You will need a valid government-issued ID and a Tax ID number to get started. Access to JN Group products and services, all in one place, starting with JN Bank, JNGI and JN Fund Managers Open new JN savings accounts, update your KYC information Save time when doing business with select JN Financial companies Convenient and advanced data encryption helps to ensure your information is secure Tips for your financial well being. Online support (live web chat)

FiMiHub is a digital community-savings platform that helps communities organize and manage traditional Pardner savings groups (also known as partner, susu, or ROSCA). With FiMiHub you can: • Join and manage the Pardner savings groups you belong to • Track your contributions and payment status with full transparency • See your scheduled payout position and draw details • Get reminders for contributions, draws, and payouts • Communicate with your group and administrators • Verify your identity securely to keep your community safe How your money is handled: participant funds are held in a segregated client account at a licensed Jamaican bank and are never commingled with company operating funds. Card payments are processed by licensed payment processors and banking partners — not by FiMiHub itself. FiMiHub is operated by FiMiLocal Systems Limited, a Jamaican fintech company operating since 2018, on a mission to bring unbanked and underserved Jamaicans into the formal financial system. Important: FiMiHub is not a bank and does not offer deposit accounts, investment products, interest, or credit. It is not a lottery, sweepstakes, raffle, betting platform, or gambling service, and offers no prizes, winnings, or games of chance. A group's payout order may be randomly assigned among eligible members, but the core service is structured group savings — not a prize draw.