Comparison

BEKB TWINT vs PKBiel

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

BEKB TWINT

Transform your smartphone into a digital wallet for seamless cashless payments and instant money transfers between users. Track your spending with a clear overview and access exclusive shopping deals. No transaction fees apply.

Highlights
  • Cashless payments in-store and online
  • Smartphone-to-smartphone money transfers
  • Split amounts between people
  • Spending overview
  • Exclusive shopping deals
  • No transaction fees
Features
Read full description

Turn your smartphone into a wallet by downloading the BEKB TWINT app to your mobile device. You can then make cashless payments or transfer money from smartphone to smartphone. How you benefit • Make cashless payments with your smartphone in store or online • Transfer money from smartphone to smartphone and split amounts between several people (for a joint gift, for example) • Keep full control of your spending thanks to the overview function • Benefit from attractive and unique special shopping deals • There are no transaction fees for using BEKB TWINT. To start using the BEKB TWINT app you need • A BEKB payment account • Your smartphone • A valid BEKB e-Banking agreement (in the TWINT user's name) • The BEKB TWINT app • The BEKB app • A Swiss mobile phone number If you have all these, it only takes a few steps to set up the BEKB TWINT app and you're ready to go. You can find instructions and further information at: https://www.bekb.ch/services/mobile-services/twint

About

PKBiel

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Mit der Nutzung der APP der PKBiel, können Sie Ihre persönlichen Vorsorgedaten einsehen und vielfältige Simulationen durchführen. Folgende Simulationen können selbständig durchgeführt werden: • Lohn- und/oder Änderung des Beschäftigungsgrades • Freiwillige Sparbeiträge (2% / 4%) • Pensionierungen oder Teilpensionierungen per gewünschtem Stichtag (Rente und oder Kapital) • Freiwillige Einkäufe • Auszahlungen für selbstgenutztes Wohneigentum (WEF-Vorbezüge) • Austrittsdatum per Stichtag inkl. Leistungen

Screenshots

BEKB TWINT4 screens
PKBiel4 screens

Verdict

The call

The clearest difference is ads: PKBiel at none against BEKB TWINT's shown. PKBiel also leads on device support (3 vs 1) and iOS requirement (13.0 vs 16.0). BEKB TWINT's advantage is update cadence (every 3 months vs every 25 months). On price and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

BEKB TWINT ships an update every 3 months, PKBiel every 25 months. The most recent releases landed on November 3, 2026 and November 7, 2026 respectively.

Scorecard4 real differences · 5 level
BEKB TWINT versus PKBiel: the parameters behind the verdict, then further details
ParameterBEKB TWINTPKBiel
PriceFreeFree
Rating4.8 (32 ratings) — better—
Number of ratings32 — better—
Update frequencyEvery 3 months — betterEvery 25 months
AdsYesNo — better
In-app purchasesNoNo
MonetizationAd-supported—
DevicesiPhoneiPhone, iPad, iPod — better
Requires iOS16.013.0 — better
Further details — not scored
Size59 MB61 MB
Age rating4+17+
DeveloperBEKB BCBESwissPension AG

In-app purchases

None

BEKB TWINT

No in-app purchases

None

PKBiel

No in-app purchases

Questions

Is BEKB TWINT free?
BEKB TWINT is free to download, with no in-app purchases.
Is PKBiel free?
PKBiel is free to download, with no in-app purchases.
Do BEKB TWINT or PKBiel have ads?
BEKB TWINT shows ads; PKBiel does not.
Which is updated more often, BEKB TWINT or PKBiel?
BEKB TWINT ships an update every 3 months, and PKBiel every 25 months. Most recently, BEKB TWINT was updated on November 3, 2026 and PKBiel on November 7, 2026.

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