Comparison

FNB Grayson Online vs MCCU KY

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

FNB Grayson Online

Manage your bank accounts on the go with this secure and free mobile application. Access balances, transfer funds, pay bills, and deposit checks anytime, anywhere. Locate nearby ATMs and banking centers using your phone's GPS.

Highlights
  • Biometric Security
  • Check Account Balances
  • Transfer Funds
  • Pay Bills
  • Deposit Checks
  • Find ATMs and Banking Centers
Features
Read full description

Go mobile with the FIRST NATIONAL BANK app. It’s free, secure and offers quick access for managing your bank accounts anytime, anywhere. Features: •Biometric Security •Check Account Balances •Transfer funds between accounts •Pay Bills •Deposit Checks •Find FNB ATMs and FNB Banking Centers using the GPS system provided by your phone. Have a comment or question? Email us at info@fnbgrayson.com Member FDIC I Equal Housing Lender

About

MCCU KY

Manage your finances on the go with this mobile banking app. Organize transactions with notes and tags, set up balance alerts, and make payments. Deposit checks, transfer funds, and find nearby branches and ATMs.

Highlights
  • Add tags, notes, and photos to transactions
  • Set up balance alerts
  • Make payments to companies and friends
  • Transfer money between accounts
  • Deposit checks via photo
  • View and save monthly statements
  • Find branches and ATMs
  • Aggregate financial accounts
Features
Read full description

The Members Choice CU Mobile app is your mobile wallet. It's fast, secure and makes life easier by empowering you with the tools you need to manage your finances. Here's what you can do with Members Choice Credit Union Mobile App: Keep your transactions organized by allowing you to add tags, notes, and photos of receipts and checks. Set up alerts so you know when your balance drops below a certain amount Make payments, whether you're paying a company or a friend Transfer money between your accounts Deposit checks in a snap by taking a picture of the front and back View and save your monthly statements Find branches and ATMs near you Aggregate your financial accounts Secure your account with a 4-digit passcode or biometric on supported devices.

Screenshots

FNB Grayson Online4 screens
MCCU KY4 screens

Verdict

The call

The clearest difference is ads: MCCU KY at none against FNB Grayson Online's shown. MCCU KY also leads on monetization model (free vs free with in-app purchases) and update cadence (every 3 weeks vs every 4 months). FNB Grayson Online's advantage is iOS requirement (15.0 vs 18.4). On price, rating, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.8 for FNB Grayson Online against 4.8 for MCCU KY. Both are backed by a comparable volume of ratings — 609 and 2K respectively. Written reviews are what separate them: 38% of FNB Grayson Online's written reviews are positive against 56% of MCCU KY's.

UpkeepUpdate frequency

FNB Grayson Online ships an update every 4 months, MCCU KY every 3 weeks. The most recent releases landed on September 26, 2026 and September 25, 2026 respectively.

Scorecard6 real differences · 4 level
FNB Grayson Online versus MCCU KY: the parameters behind the verdict, then further details
ParameterFNB Grayson OnlineMCCU KY
PriceFreeFree
Rating4.8 (609 ratings) — better4.8 (2K ratings)
Positive reviews37.5% of reviews56.3% of reviews — better
Number of ratings6092K — better
Update frequencyEvery 4 monthsEvery 3 weeks — better
AdsYesNo — better
In-app purchasesNoNo
MonetizationFree with in-app purchasesFree — better
DevicesiPhone, iPodiPhone, iPad
Requires iOS15.0 — better18.4
Further details — not scored
Size113 MB178 MB
Age rating4+4+
DeveloperFirst National Bank GraysonMembers Choice Credit Union (KY)

Customer experience

FNB Grayson Online

All ratings580 ratings
Positive95.9%
Neutral0.9%
Negative3.3%
Written reviews8 reviews
Positive37.5%
Neutral0.0%
Negative62.5%

MCCU KY

All ratings1,972 ratings
Positive95.4%
Neutral1.8%
Negative2.8%
Written reviews16 reviews
Positive56.3%
Neutral12.5%
Negative31.3%

Bugs and requests

FNB Grayson Online

Not enough reviews yet to summarise bugs or requests.

MCCU KY

Reported bugs

2 issues
  • Accounts not showing up
  • Constant need to delete and reinstall app

Requested features

2 requests
  • Apple Watch app
  • Traditional account labels (checking, savings)

In-app purchases

None

FNB Grayson Online

No in-app purchases

None

MCCU KY

No in-app purchases

Questions

Is FNB Grayson Online free?
FNB Grayson Online is free to download, with no in-app purchases.
Is MCCU KY free?
MCCU KY is free to download, with no in-app purchases.
Which has better reviews, FNB Grayson Online or MCCU KY?
FNB Grayson Online is rated higher. FNB Grayson Online averages 4.8 out of 5 from 609 ratings, while MCCU KY averages 4.8 from 2K ratings.
Do FNB Grayson Online or MCCU KY have ads?
FNB Grayson Online shows ads; MCCU KY does not.
Which is updated more often, FNB Grayson Online or MCCU KY?
FNB Grayson Online ships an update every 4 months, and MCCU KY every 3 weeks. Most recently, FNB Grayson Online was updated on September 26, 2026 and MCCU KY on September 25, 2026.

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