Comparison

Cashews vs Budget Planner

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Cashews

This app analyzes your income and expenses to tell you how much you can safely spend. It offers a unique approach to budgeting by focusing on your current financial health rather than rigid categories. Make informed decisions with a 'Can I afford it?' widget and achieve your financial goals.

Highlights
  • Connect to bank accounts
  • Analyze income and expenses
  • Predictive cash flow algorithm
  • Spendable money calculation
  • Financial goal setting
  • 'Can I afford it?' widget
  • Automated account syncing
Features
Read full description

What did you spend this month? Cashews answers that in 10 seconds. Connect your bank accounts and credit cards, and Cashews shows you one number: Spent So Far. It's the simplest way to stay on top of your money, whether you budget or not. WHAT MAKES CASHEWS DIFFERENT Most finance apps make tracking your spending feel like homework. Cashews takes a different approach. Connect your accounts, see what you've spent, categorize with a swipe. Need, Want, or Other. Done. You get the clarity of knowing where your money goes without the effort of maintaining a traditional budget. And if you want more detail, custom categories let you go deeper. IT PAYS FOR ITSELF Cashews automatically detects every recurring charge across all your accounts. Subscriptions you forgot about, bills you didn't realize were still running, annual renewals you missed. Most people find more in forgotten charges than Cashews costs. HOW IT WORKS 1. Connect your banks and credit cards (12,500+ US institutions supported). 2. See your Spent So Far number, updated daily across all accounts. 3. Swipe to categorize your transactions in seconds. 4. See every recurring charge, cashflow trend, and credit card balance in Insights. HOUSEHOLD SHARING (NEW) Your partner's credit cards, your checking account, that joint savings. Now everyone sees the same number. Invite your financial plus one and get a complete picture of your household's spending. One price covers everyone. KEY FEATURES - Spent So Far: one number, all accounts, updated daily - Household Sharing: invite your partner or family - Simple categorization: Need, Want, Other (or custom categories) - Recurring charge detection with payment reminders - "Can I Afford It?" spending confidence check - Credit card utilization tracking - Cashflow trends: month over month, year over year - Smart notifications: unusual activity, upcoming bills, missed payments - 12,500+ US banks and credit cards supported - Bank-level encryption via Plaid. Read-only access. We never see your login. PRICING $3.99/month or $39.99/year for your whole family. Most people find more than that in forgotten charges. No ads, no hidden fees, no selling your data. Cancel anytime. Cashews uses Plaid (https://plaid.com) to securely connect to your financial institutions. We have read-only access to your accounts. Check if your bank is supported at https://plaid.com/institutions. Currently supports US banks and credit cards only. SUPPORT Questions or feedback? Reach us anytime at support@cashews.finance. Learn more: https://cashews.finance Terms of Service: https://cashews.finance/terms-and-conditions Privacy Policy: https://cashews.finance/privacy-policy

About

Budget Planner

Easily manage your finances by tracking expenses, income, and bills. Gain insights into your spending habits, monitor savings and loans, and export data for a clear financial overview. Securely sync across devices and protect your information.

Highlights
  • Monthly budget setup
  • Expense and income tracking
  • Bill organization
  • Savings and loan tracking
  • Financial insights
  • Cross-device synchronization
  • Data export to Excel
Features
Read full description

Cirka is the easiest and smartest budget you've ever had! Set up your monthly budget, gathering all your recurring expenses, your income, track you savings, organise your bills across accounts. This gives you a beautiful overview of your finances, and helps you plan your spending. Collaborate – Create as many budgets as you need – Share budgets with anyone Insights for you Know your budget like never before. On the Insights page you can see key information about your spending. – See if your finances are in balance – See your net worth – See which accounts money is being withdrawn from – See how your expenses and bills are distributed each month – See what you spend the most money on Track Stay motivated with trackers. Track your savings, your loan payments, investments and assets. This is an amazing way to keep track of your debt, or your stock returns! You can even share a beautiful overview af your tracker. Widgets Add your trackers to your Home Screen, to stay focused on what matters the most. Secure Synchronize your budget across devices. Protect your data with TouchID and FaceID Export to Excel Share your budget with your bank by exporting directly from settings. You will get a clean, nicely formatted budget, that makes you look great in any bank meeting. No more spreadsheets. Cirka is built for your iPhone and iPad. With Cirka Plus, you will get unlimited access to all these features. Free features: Expenses, Income, See your balance, Lock with TouchID/FaceID, Sync across devices With paid subscription: Groups, Accounts, Insights, Trackers, Export to Excel, App Icons Terms of use: http://www.apple.com/legal/itunes/appstore/dev/stdeula

Screenshots

Cashews4 screens
Budget Planner4 screens

Verdict

The call

Cashews and Budget Planner both sit at 4.5 stars, but that hides the real split: 50% of Cashews's written reviews are positive against 0% of Budget Planner's. Cashews also leads on update cadence (every 3 days vs every 3 weeks) and ratings volume (70 vs 7). Budget Planner's advantage is monetization model (freemium vs subscription). On price, rating, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Cashews sells 9 in-app purchases, starting at $3.99 per month and Budget Planner sells 6 in-app purchases, starting at $1.99 per 7 days. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.5 for Cashews against 4.4 for Budget Planner. That said, the two scores are not equally well evidenced: Cashews has 70 ratings behind it against 7, so its average is the more settled of the two. Written reviews are what separate them: 50% of Cashews's written reviews are positive against 0% of Budget Planner's.

UpkeepUpdate frequency

Cashews ships an update every 3 days, Budget Planner every 3 weeks. The most recent releases landed on October 14, 2026 and October 7, 2026 respectively.

Scorecard5 real differences · 5 level
Cashews versus Budget Planner: the parameters behind the verdict, then further details
ParameterCashewsBudget Planner
PriceFreeFree
Rating4.5 (70 ratings) — better4.4 (7 ratings)
Positive reviews50.0% of reviews — better0.0% of reviews
Number of ratings70 — better7
Update frequencyEvery 3 days — betterEvery 3 weeks
AdsNoNo
In-app purchasesYesYes
MonetizationSubscriptionFreemium — better
DevicesiPhone, iPodiPhone, iPad
Requires iOS15.0 — better26.0
Further details — not scored
Size74 MB46 MB
Age rating4+4+
DeveloperCashews Finance LLCSoren Clausen

Customer experience

Cashews

All ratings70 ratings
Positive87.1%
Neutral5.7%
Negative7.1%
Written reviews10 reviews
Positive50.0%
Neutral10.0%
Negative40.0%

Budget Planner

All ratings7 ratings
Positive85.7%
Neutral0.0%
Negative14.3%
Written reviews1 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

In-app purchases

9 purchases

Cashews

Subscriptions9
  • Cashews Finance Monthly14 Days trial$3.991 Month
  • Monthly3 Days trial$5.991 Month
  • Monthly7 Days trial$8.991 Month
Show 6 more
  • Quarterly$13.493 Months
  • Quarterly14 Days trial$19.993 Months
  • Cashews Finance Annual14 Days trial$39.991 Year
  • Yearly3 Days trial$59.991 Year
  • Yearly14 Days trial$59.991 Year
  • Yearly1 Year trial4 variants$69.991 Year
6 purchases

Budget Planner

Subscriptions5
  • Weekly$1.997 Days
  • Plus2 Months trial$2.991 Month
  • Plus$2.991 Month
Show 2 more
  • Plus$7.993 Months
  • Plus2 variants$17.991 Year
One-time1
  • Lifetime Purchase$29.99

Questions

Is Cashews free?
Cashews is free to download, with in-app purchases available.
Is Budget Planner free?
Budget Planner is free to download, with in-app purchases available.
Which has better reviews, Cashews or Budget Planner?
Cashews is rated higher. Cashews averages 4.5 out of 5 from 70 ratings, while Budget Planner averages 4.4 from 7 ratings.
Do Cashews or Budget Planner have ads?
Neither Cashews nor Budget Planner shows ads.
Which is updated more often, Cashews or Budget Planner?
Cashews ships an update every 3 days, and Budget Planner every 3 weeks. Most recently, Cashews was updated on October 14, 2026 and Budget Planner on October 7, 2026.

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