Budget Planner vs MoneyVision
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Budget Planner
Easily manage your finances by setting up monthly budgets, tracking expenses, income, and savings. Gain insights into your spending habits, monitor bills, and plan your financial future with secure synchronization and export options.
- Monthly budget setup
- Expense and income tracking
- Savings and bill organization
- Financial insights and net worth
- Loan and investment trackers
- Home screen widgets
- Secure data synchronization
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Cirka is the easiest and smartest budget you've ever had! Set up your monthly budget, gathering all your recurring expenses, your income, track your savings, organise your bills across accounts. This gives you a beautiful overview of your finances, and helps you plan your spending. Collaborate – Create as many budgets as you need – Share budgets with anyone Insights for you Know your budget like never before. On the Insights page you can see key information about your spending. – See if your finances are in balance – See your net worth – See which accounts money is being withdrawn from – See how your expenses and bills are distributed each month – See what you spend the most money on Track Stay motivated with trackers. Track your savings, your loan payments, investments and assets. This is an amazing way to keep track of your debt, or your stock returns! You can even share a beautiful overview of your tracker. Widgets Add your trackers to your Home Screen, to stay focused on what matters the most. Secure Synchronize your budget across devices. Protect your data with TouchID and FaceID Export to Excel Share your budget with your bank by exporting directly from settings. You will get a clean, nicely formatted budget, that makes you look great in any bank meeting. No more spreadsheets. Cirka is built for your iPhone and iPad. With Cirka Plus, you will get unlimited access to all these features. Free features: Expenses, Income, See your balance, Lock with TouchID/FaceID, Sync across devices With paid subscription: Groups, Accounts, Insights, Trackers, Export to Excel, App Icons Terms of use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
MoneyVision
Visualize your financial aspirations and create actionable plans to achieve them. This app helps you track progress towards goals like saving for a house or retirement with customizable widgets and intelligent projections. Stay motivated with daily progress updates and notifications, all while keeping your data private and offline.
- Customizable progress widgets
- Real-time goal achievement estimates
- Intelligent financial projections
- Monthly progress summaries
- Progress notifications
- Offline data storage
- Adjustable for inflation and returns
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Track your financial goals with beautiful widgets and turn your dreams into actionable plans. Whether saving for a house, planning retirement, or building wealth, MoneyVision helps you visualize exactly how long until you reach your goal. Staying motivated becomes easier when your goals are front and center every day – turning abstract financial aspirations into clear, achievable milestones. Key features: • See your progress increase every day, with beautiful, customizable widgets • Know exactly when you'll achieve each goal • Make smarter decisions with intelligent projections and real-time goal estimates • Monthly progress summary to stay motivated • Progress notifications to keep you on track • Adjustable for inflation, annual returns, and monthly savings • 100% private - all data stays on your device Power of visualization: Visualizing your goals helps you actually achieve your goals by reminding you every day. Seeing your progress is a high motivational boost. And it might even make you realize that your goal might not be as far away as you think! Privacy First: Your financial goals are personal. That's why MoneyVision works completely offline, with no ads, no tracking, and all data stored securely on your device. Try it free: Start with one goal and widget style at no cost. Upgrade to Pro to unlock: • Unlimited goals • All widget styles • Lock Screen widgets • Future premium features I need your help! Send me your feedback on what features you would like to see to: moneyvision@timobechtel.com Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Screenshots
Verdict
The clearest difference is review sentiment: MoneyVision at 100% against Budget Planner's 0%. MoneyVision also leads on rating (5.0 vs 4.4) and update cadence (every 9 days vs every 3 weeks). Budget Planner's advantage is ratings volume (7 vs 2). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Budget Planner sells 6 in-app purchases, starting at $1.99 per 7 days and MoneyVision sells 1 in-app purchase, starting at $6.99 per year. Whichever you choose, the download price is not the number that matters.
MoneyVision holds the better App Store score, 5.0 against 4.4. Both are backed by a comparable volume of ratings — 7 and 2 respectively. Written reviews point the same way: 0% of Budget Planner's written reviews are positive against 100% of MoneyVision's.
Budget Planner ships an update every 3 weeks, MoneyVision every 9 days. The most recent releases landed on November 12, 2026 and November 4, 2026 respectively.
| Parameter | Budget Planner | MoneyVision |
|---|---|---|
| Price | Free | Free |
| Rating | 4.4 (7 ratings) | 5.0 (2 ratings) — better |
| Positive reviews | 0.0% of reviews | 100.0% of reviews — better |
| Number of ratings | 7 — better | 2 |
| Update frequency | Every 3 weeks | Every 9 days — better |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Freemium | Freemium |
| Devices | iPhone, iPad — better | iPhone |
| Requires iOS | 26.0 | 17.4 — better |
| Further details — not scored | ||
| Size | 46 MB | 3 MB |
| Age rating | 4+ | +4 |
| Developer | Soren Clausen | Timo Bechtel |
Customer experience
Budget Planner
MoneyVision
In-app purchases
Budget Planner
- Weekly$1.997 Days
- Plus2 Months trial$2.991 Month
- Plus$2.991 Month
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- Plus$7.993 Months
- Plus2 variants$17.991 Year
- Lifetime Purchase$29.99
MoneyVision
- Annual Subscription7 Days trial$6.991 Year









