Cashews vs MyFondi
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Cashews
This app analyzes your income and expenses to tell you how much you can safely spend. It offers a unique approach to budgeting by focusing on your current financial health rather than rigid categories. Make informed decisions with a 'Can I afford it?' widget and achieve your financial goals.
- Connect to bank accounts
- Analyze income and expenses
- Predictive cash flow algorithm
- Spendable money calculation
- Financial goal setting
- 'Can I afford it?' widget
- Automated account syncing
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What did you spend this month? Cashews answers that in 10 seconds. Connect your bank accounts and credit cards, and Cashews shows you one number: Spent So Far. It's the simplest way to stay on top of your money, whether you budget or not. WHAT MAKES CASHEWS DIFFERENT Most finance apps make tracking your spending feel like homework. Cashews takes a different approach. Connect your accounts, see what you've spent, categorize with a swipe. Need, Want, or Other. Done. You get the clarity of knowing where your money goes without the effort of maintaining a traditional budget. And if you want more detail, custom categories let you go deeper. IT PAYS FOR ITSELF Cashews automatically detects every recurring charge across all your accounts. Subscriptions you forgot about, bills you didn't realize were still running, annual renewals you missed. Most people find more in forgotten charges than Cashews costs. HOW IT WORKS 1. Connect your banks and credit cards (12,500+ US institutions supported). 2. See your Spent So Far number, updated daily across all accounts. 3. Swipe to categorize your transactions in seconds. 4. See every recurring charge, cashflow trend, and credit card balance in Insights. HOUSEHOLD SHARING (NEW) Your partner's credit cards, your checking account, that joint savings. Now everyone sees the same number. Invite your financial plus one and get a complete picture of your household's spending. One price covers everyone. KEY FEATURES - Spent So Far: one number, all accounts, updated daily - Household Sharing: invite your partner or family - Simple categorization: Need, Want, Other (or custom categories) - Recurring charge detection with payment reminders - "Can I Afford It?" spending confidence check - Credit card utilization tracking - Cashflow trends: month over month, year over year - Smart notifications: unusual activity, upcoming bills, missed payments - 12,500+ US banks and credit cards supported - Bank-level encryption via Plaid. Read-only access. We never see your login. PRICING $3.99/month or $39.99/year for your whole family. Most people find more than that in forgotten charges. No ads, no hidden fees, no selling your data. Cancel anytime. Cashews uses Plaid (https://plaid.com) to securely connect to your financial institutions. We have read-only access to your accounts. Check if your bank is supported at https://plaid.com/institutions. Currently supports US banks and credit cards only. SUPPORT Questions or feedback? Reach us anytime at support@cashews.finance. Learn more: https://cashews.finance Terms of Service: https://cashews.finance/terms-and-conditions Privacy Policy: https://cashews.finance/privacy-policy
MyFondi
This personal finance app helps you manage your money by budgeting based on your paycheck. It automatically downloads transactions from your bank and allows you to track progress on savings and debt reduction goals.
- Paycheck-based budgeting
- Automatic bank transaction downloads
- Goal tracking (debt, savings)
- Budget monitoring on the go
- Secure bank connections
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Are you tired of wondering where your money went and feeling like you never get ahead? MyFondi, a brand-new personal finance app, is here to help with its innovative Budget One Paycheck at a Time principles. Download this simple app to get started and within minutes, you’ll have a clearer snapshot of your finances and what you can actually spend based on your paycheck. Your transactions will download automatically from your bank, making it even easier to stay up to date. After you get the basics, you can start to track your progress on goals such as debt reduction or saving for that next vacation. With time and practice through MyFondi you will gain confidence, save more money, destroy debt, and never wonder where your money went again. Don’t delay another day, start changing your financial future today by downloading MyFondi. Product Benefits: - Transactions are downloaded securely from your bank account with over 10,000 banks supported. - Set your budget by your paycheck frequency to have a more accurate budget. - Set and track your goals directly in the app where all of your financial transactions are stored. - Easily track and check your budget on the go in the smartphone app. Free Trial: Get a free 45-day trial starting today to experience the app through at least 2 paycheck cycles and see how your finances will change. After the trial, subscribe for $11.99 a month or $99.99 a year. Your subscription will be charged to your Appstore account at confirmation of purchase and will automatically renew (at the duration selected) unless auto-renew is turned off at least 24 hours before the end of the current period. Current subscription may not be cancelled during the active subscription period; however, you can manage your subscription and/or turn off auto-renewal by visiting your iTunes Account Settings after purchase.
Screenshots
Verdict
The clearest difference is review sentiment: Cashews at 50% against MyFondi's 0%. Cashews also leads on rating (4.5 vs 4.0) and update cadence (every 3 days vs every 40 months). MyFondi's advantage is monetization model (free with in-app purchases vs subscription). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Cashews sells 9 in-app purchases, starting at $3.99 per month and MyFondi sells 2 in-app purchases, starting at $11.99 per month. Whichever you choose, the download price is not the number that matters.
Cashews holds the better App Store score, 4.5 against 4.0. That said, the two scores are not equally well evidenced: Cashews has 70 ratings behind it against 4, so its average is the more settled of the two. Written reviews point the same way: 50% of Cashews's written reviews are positive against 0% of MyFondi's.
Cashews ships an update every 3 days, MyFondi every 40 months. The most recent releases landed on October 14, 2026 and October 11, 2026 respectively.
| Parameter | Cashews | MyFondi |
|---|---|---|
| Price | Free | Free |
| Rating | 4.5 (70 ratings) — better | 4.0 (4 ratings) |
| Positive reviews | 50.0% of reviews — better | 0.0% of reviews |
| Number of ratings | 70 — better | 4 |
| Update frequency | Every 3 days — better | Every 40 months |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Subscription | Free with in-app purchases — better |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 15.0 — better | 15.1 |
| Further details — not scored | ||
| Size | 74 MB | 54 MB |
| Age rating | 4+ | 17+ |
| Developer | Cashews Finance LLC | MyFondi, LLC |
Customer experience
Cashews
MyFondi
In-app purchases
Cashews
- Cashews Finance Monthly14 Days trial$3.991 Month
- Monthly3 Days trial$5.991 Month
- Monthly7 Days trial$8.991 Month
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- Quarterly$13.493 Months
- Quarterly14 Days trial$19.993 Months
- Cashews Finance Annual14 Days trial$39.991 Year
- Yearly3 Days trial$59.991 Year
- Yearly14 Days trial$59.991 Year
- Yearly1 Year trial4 variants$69.991 Year
MyFondi
- Monthly Plan$11.991 Month
- Annual Plan$99.991 Year








