Comparison

EnvelopePlus vs MyFondi

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

EnvelopePlus

This app provides tools to help you master your budget and take control of your money. It offers unlimited envelopes for financial flexibility and effortless income allocation.

Highlights
  • Unlimited envelopes
  • Effortless income allocation
  • Multi-envelope purchase management
  • Enhanced financial accountability
  • 2 free months of service
Read full description

Managing your finances can be tough—there’s no denying that. But mastering your budget? That’s a game-changer. With EnvelopePlus, you get the tools to take control of your money without the hassle. Is EnvelopePlus for everyone? Maybe not. But is it for you? Give it a test run for a couple of months and find out. Why choose EnvelopePlus? - Unlimited envelopes for complete financial flexibility. - Effortless income allocation across your envelopes. - Streamlined management of multi-envelope purchases. - Enhanced financial accountability and transparency. - A bonus of 2 free months of EnvelopePlus service.

About

MyFondi

This personal finance app helps you manage your money by budgeting based on your paycheck. It automatically downloads transactions from your bank and allows you to track progress on savings and debt reduction goals.

Highlights
  • Paycheck-based budgeting
  • Automatic bank transaction downloads
  • Goal tracking (debt, savings)
  • Budget monitoring on the go
  • Secure bank connections
Features
Read full description

Are you tired of wondering where your money went and feeling like you never get ahead? MyFondi, a brand-new personal finance app, is here to help with its innovative Budget One Paycheck at a Time principles. Download this simple app to get started and within minutes, you’ll have a clearer snapshot of your finances and what you can actually spend based on your paycheck. Your transactions will download automatically from your bank, making it even easier to stay up to date. After you get the basics, you can start to track your progress on goals such as debt reduction or saving for that next vacation. With time and practice through MyFondi you will gain confidence, save more money, destroy debt, and never wonder where your money went again. Don’t delay another day, start changing your financial future today by downloading MyFondi. Product Benefits: - Transactions are downloaded securely from your bank account with over 10,000 banks supported. - Set your budget by your paycheck frequency to have a more accurate budget. - Set and track your goals directly in the app where all of your financial transactions are stored. - Easily track and check your budget on the go in the smartphone app. Free Trial: Get a free 45-day trial starting today to experience the app through at least 2 paycheck cycles and see how your finances will change. After the trial, subscribe for $11.99 a month or $99.99 a year. Your subscription will be charged to your Appstore account at confirmation of purchase and will automatically renew (at the duration selected) unless auto-renew is turned off at least 24 hours before the end of the current period. Current subscription may not be cancelled during the active subscription period; however, you can manage your subscription and/or turn off auto-renewal by visiting your iTunes Account Settings after purchase.

Screenshots

EnvelopePlus4 screens
MyFondi4 screens

Verdict

The call

The clearest difference is review sentiment: EnvelopePlus at 54% against MyFondi's 0%. EnvelopePlus also leads on rating (5.0 vs 4.0) and update cadence (monthly vs every 40 months). MyFondi's advantage is iOS requirement (15.1 vs 17.0). On price, ratings volume, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. EnvelopePlus sells 3 one-off in-app purchases and MyFondi sells 2 in-app purchases, starting at $11.99 per month. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

EnvelopePlus holds the better App Store score, 5.0 against 4.0. Both are backed by a comparable volume of ratings — 3 and 4 respectively. Written reviews point the same way: 54% of EnvelopePlus's written reviews are positive against 0% of MyFondi's.

UpkeepUpdate frequency

EnvelopePlus ships an update monthly, MyFondi every 40 months. The most recent releases landed on October 23, 2026 and October 24, 2026 respectively.

Scorecard4 real differences · 6 level
EnvelopePlus versus MyFondi: the parameters behind the verdict, then further details
ParameterEnvelopePlusMyFondi
PriceFreeFree
Rating5.0 (3 ratings) — better4.0 (4 ratings)
Positive reviews53.8% of reviews — better0.0% of reviews
Number of ratings34 — better
Update frequencyMonthly — betterEvery 40 months
AdsNoNo
In-app purchasesYesYes
MonetizationFree with in-app purchasesFree with in-app purchases
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS17.015.1 — better
Further details — not scored
Size5 MB54 MB
Age rating4+17+
DeveloperRobert E Carr JrMyFondi, LLC

Customer experience

EnvelopePlus

All ratings3 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews13 reviews
Positive53.8%
Neutral0.0%
Negative46.2%

MyFondi

All ratings4 ratings
Positive75.0%
Neutral0.0%
Negative25.0%
Written reviews1 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

In-app purchases

3 purchases

EnvelopePlus

One-time3
  • 1 month of EnvelopePlus Service$0.99
  • 6 months of EnvelopePlus Service$4.99
  • 1 year of EnvelopePlus Service$8.99
2 purchases

MyFondi

Subscriptions2
  • Monthly Plan$11.991 Month
  • Annual Plan$99.991 Year

Questions

Is EnvelopePlus free?
EnvelopePlus is free to download, with in-app purchases available.
Is MyFondi free?
MyFondi is free to download, with in-app purchases available.
Which has better reviews, EnvelopePlus or MyFondi?
EnvelopePlus is rated higher. EnvelopePlus averages 5.0 out of 5 from 3 ratings, while MyFondi averages 4.0 from 4 ratings.
Do EnvelopePlus or MyFondi have ads?
Neither EnvelopePlus nor MyFondi shows ads.
Which is updated more often, EnvelopePlus or MyFondi?
EnvelopePlus ships an update monthly, and MyFondi every 40 months. Most recently, EnvelopePlus was updated on October 23, 2026 and MyFondi on October 24, 2026.

Other comparisons