Cashews vs SpendCircle
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Cashews
Effortlessly track your spending without traditional budgeting. Connect your bank accounts and credit cards to see a clear overview of your expenses, identify recurring charges, and categorize transactions with a simple swipe.
- Track spending across all accounts
- Detect recurring charges
- Simple transaction categorization
- Household sharing for family finances
- Recurring charge detection with reminders
- Smart notifications for activity and bills
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Cashews finds every recurring charge across your accounts. Most people find more in forgotten charges than Cashews costs. What did you spend this month? Cashews answers that in 10 seconds. Connect your bank accounts and credit cards, and Cashews shows you one number: Spent So Far. It's the simplest way to stay on top of your money, whether you budget or not. WHAT MAKES CASHEWS DIFFERENT Most finance apps make tracking your spending feel like homework. Cashews takes a different approach. Connect your accounts, see what you've spent, categorize with a swipe. Need, Want, or Other. Done. You get the clarity of knowing where your money goes without the effort of maintaining a traditional budget. And if you want more detail, custom categories let you go deeper. IT PAYS FOR ITSELF Cashews automatically detects every recurring charge across all your accounts. Subscriptions you forgot about, bills you didn't realize were still running, annual renewals you missed. Most people find more in forgotten charges than Cashews costs. HOW IT WORKS 1. Connect your banks and credit cards (12,500+ US institutions supported). 2. See your Spent So Far number, updated daily across all accounts, and what's left for the month after your bills. 3. Swipe to categorize your transactions in seconds. 4. See your recurring charges, top spending, and credit card balances in Insights. HOUSEHOLD SHARING (NEW) Your partner's credit cards, your checking account, that joint savings. Now everyone sees the same number. Invite your financial plus one and get a complete picture of your household's spending. One price covers everyone. KEY FEATURES - Spent So Far: one number, all accounts, updated daily - What's left for the month: predicted income, minus bills, minus what you've spent - Household Sharing: invite your partner or family - Simple categorization: Need, Want, Other (or custom categories) - Recurring charge detection with payment reminders - Top spending by merchant and transaction - Credit card utilization tracking - Smart notifications: unusual activity, upcoming bills, missed payments - 12,500+ US banks and credit cards supported - Bank-level encryption via Plaid. Read-only access. We never see your login. PRICING $3.99/month or $39.99/year for your whole family. Most people find more than that in forgotten charges. No ads, no hidden fees, no selling your data. Cancel anytime. Cashews uses Plaid (https://plaid.com) to securely connect to your financial institutions. We have read-only access to your accounts. Check if your bank is supported at https://plaid.com/institutions. Currently supports US banks and credit cards only. SUPPORT Questions or feedback? Reach us anytime at support@cashews.finance. Learn more: https://cashews.finance Terms of Service: https://cashews.finance/terms-and-conditions Privacy Policy: https://cashews.finance/privacy-policy
SpendCircle
This app helps families track household expenses together, providing a shared view of spending to improve financial habits. Users can define custom categories, add notes, and gain insights into where money is going. The goal is to reduce wasteful spending and prioritize important purchases.
- Shared family spending view
- Expense tracking in real-time
- Customizable spending categories
- Detailed expense notes
- Accountability for family members
- Spending habit building
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Bewildered by your monthly household spending? With multiple credit card closing cycles and spending family members, it's impossible to keep track. And you can't manage what you can't track! With SpendCircle, your entire family shares a common view of spending. Track expenses as they happen, keep each other accountable and build good spending habits. Define your own spending categories, make detailed notes, and get a deep understanding of your family spending. Motivate your family to reduce wasteful spending and make room for the things that matter!
Screenshots
Verdict
The clearest difference is review sentiment: SpendCircle at 100% against Cashews's 50%. SpendCircle also leads on rating (5.0 vs 4.5) and monetization model (freemium vs subscription). Cashews's advantage is update cadence (every 3 days vs every 2 weeks) and ratings volume (70 vs 2). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Cashews sells 8 in-app purchases, starting at $3.99 per month and SpendCircle sells 1 in-app purchase, starting at $1.99 per year. Whichever you choose, the download price is not the number that matters.
SpendCircle holds the better App Store score, 5.0 against 4.5. That said, the two scores are not equally well evidenced: Cashews has 70 ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 50% of Cashews's written reviews are positive against 100% of SpendCircle's.
Cashews ships an update every 3 days, SpendCircle every 2 weeks. The most recent releases landed on November 7, 2026 and November 4, 2026 respectively.
| Parameter | Cashews | SpendCircle |
|---|---|---|
| Price | Free | Free |
| Rating | 4.5 (70 ratings) | 5.0 (2 ratings) — better |
| Positive reviews | 50.0% of reviews | 100.0% of reviews — better |
| Number of ratings | 70 — better | 2 |
| Update frequency | Every 3 days — better | Every 2 weeks |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Subscription | Freemium — better |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 15.0 | 15.0 |
| Further details — not scored | ||
| Size | 73 MB | 33 MB |
| Age rating | 4+ | 4+ |
| Developer | Cashews Finance LLC | Claredat LLC |
Customer experience
Cashews
SpendCircle
In-app purchases
Cashews
- Cashews Finance Monthly14 Days trial$3.991 Month
- Monthly3 Days trial$5.991 Month
- Monthly7 Days trial$8.991 Month
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- Quarterly14 Days trial$19.993 Months
- Cashews Finance Annual1 Month trial$39.991 Year
- Yearly3 Days trial$59.991 Year
- Yearly14 Days trial$59.991 Year
- Yearly1 Year trial3 variants$69.991 Year
SpendCircle
- 1-Month Free | Annual Plan1 Month trial$1.991 Year









