Comparison

mvbank vs Eider

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

mvbank

Aggregate all your financial accounts, including those from other institutions, into one secure platform. Manage transactions, set alerts, make payments, transfer funds, and deposit checks with ease. Secure your finances with passcode and biometric options.

Highlights
  • Aggregate financial accounts
  • Organize transactions with tags and notes
  • Set balance alerts
  • Make payments and transfer money
  • Mobile check deposit
  • Debit card management
  • View monthly statements
  • Find branches and ATMs
Features
Read full description

mvbank is your personal financial advocate that gives you the ability to aggregate all of your financial accounts, including accounts from other banks and credit unions, into a single view. It’s fast, secure and makes life easier by empowering you with the tools you need to manage your finances. Here’s what else you can do with mvbank: Keep your transactions organized by allowing you to add tags, notes and photos of receipts and checks. Set up alerts so you know when your balance drops below a certain amount Make payments, whether you’re paying a company or a friend Transfer money between your accounts Deposit checks in a snap by taking a picture of the front and back Reorder your debit card or turn it off if you’ve misplaced it View and save your monthly statements Find branches and ATMs near you Secure your account with a 4-digit passcode and fingerprint or face reader on supported devices. To use the mvbank app, you must be enrolled as a Mountain Valley Bank digital banking user. If you currently use our Internet Banking, simply download the app, launch it, and login with the same Internet Banking credentials.

About

Eider

Easily track and settle shared expenses for trips, households, or any group. This app handles the calculations, showing who owes whom with simplified payment suggestions. Settle up using your preferred payment apps without any money changing hands within the application.

Highlights
  • Track shared expenses for trips and home
  • Calculate who owes whom with simplified settlements
  • Add expenses in seconds with remembered splits
  • Split by percentage, exact amounts, or evenly
  • Set up recurring expenses
  • Integrates with popular payment apps for settlement
Features
Read full description

Eider is the free, easy way to split shared expenses whether on a trip or at home, then settle up simply. Adding an expense is never capped, delayed, or interrupted. No limit on the people or expenses you track. Just a well-made ledger that does the math so nobody has to keep a mental tally. HOW IT WORKS - Start a nest for your trip, your household, or whatever you share. - Add an expense in seconds. Eider remembers your usual split. - See a running balance of who owes whom, simplified down to the fewest payments. - Settle up through the app you already use: Venmo, Cash App, PayPal, Zelle, or Apple Cash. Eider records it, and it never touches your money. BUILT FOR REAL LIFE - Made for trips: throw every flight, cab, cabin, and dinner into one place and walk away square. - Just as good at home: rent, groceries, utilities, and the everyday back-and-forth. - Split any way: evenly, by percentage, or exact amounts. - Set a standing split once and forget it. - Recurring expenses for rent, utilities, subscriptions, and anything else. FREE, AND NOT A TRIAL Everything above is free. No cap on the people or the expenses you track, and adding an expense is never delayed or interrupted. EIDER PLUS (Coming Soon) - Connect a bank account and bring transactions in automatically, then split them with 1 tap. - Scan a receipt and let Eider read the merchant, date, and total off it. - Split one receipt line by line instead of evenly. - A searchable library of every receipt your nest has captured. - Spending patterns, period reports, and a monthly digest of where the money went. Plus is a personal membership rather than a per-nest upgrade. An annual membership also shares receipt scanning and line-item splitting with everyone in the nests you create.

Screenshots

mvbank4 screens
Eider4 screens

Verdict

The call

The clearest difference is ratings volume: mvbank at 821 against Eider's 6. Eider's advantage is rating (5.0 vs 4.7) and update cadence (every 2 weeks vs monthly). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Eider holds the better App Store score, 5.0 against 4.7. That said, the two scores are not equally well evidenced: mvbank has 821 ratings behind it against 6, so its average is the more settled of the two.

UpkeepUpdate frequency

mvbank ships an update monthly, Eider every 2 weeks. The most recent releases landed on October 12, 2026 and October 15, 2026 respectively.

Scorecard4 real differences · 6 level
mvbank versus Eider: the parameters behind the verdict, then further details
ParametermvbankEider
PriceFreeFree
Rating4.7 (821 ratings)5.0 (6 ratings) — better
Positive reviews81.8% of reviews—
Number of ratings821 — better6
Update frequencyMonthlyEvery 2 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPadiPhone, iPod
Requires iOS18.415.1 — better
Further details — not scored
Size177 MB56 MB
Age rating12+4+
DeveloperPlatte Valley Financial Services, Inc.Loftery LLC

Customer experience

mvbank

All ratings821 ratings
Positive94.0%
Neutral2.4%
Negative3.5%
Written reviews11 reviews
Positive81.8%
Neutral0.0%
Negative18.2%

Eider

All ratings6 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

mvbank

No in-app purchases

None

Eider

No in-app purchases

Questions

Is mvbank free?
mvbank is free to download, with no in-app purchases.
Is Eider free?
Eider is free to download, with no in-app purchases.
Which has better reviews, mvbank or Eider?
Eider is rated higher. mvbank averages 4.7 out of 5 from 821 ratings, while Eider averages 5.0 from 6 ratings.
Do mvbank or Eider have ads?
Neither mvbank nor Eider shows ads.
Which is updated more often, mvbank or Eider?
mvbank ships an update monthly, and Eider every 2 weeks. Most recently, mvbank was updated on October 12, 2026 and Eider on October 15, 2026.

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